Community Trust Bancorp Inc (CTBI)
Operating cash flow minus capital spending left $97.4M of free cash flow in fiscal 2025. At September 30, 2026 it held $331.6M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Community Trust Bancorp Inc
- Net worth
- Community Trust Bancorp Inc has a market value (market cap) of $1.3B at the latest share price, and shareholders' equity of $877.3M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $105M of cash; after $7.6M of capital spending, free cash flow was $97.4M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Community Trust Bancorp Inc's next report is expected around January 20, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Community Trust Bancorp Inc declared dividends of $2.00 per share in fiscal 2025, a yield of 2.85% at the current price.
What Community Trust Bancorp Inc does
Community Trust Bancorp Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker CTBI.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $98.1M | $5.43 | $97.4M |
| 2024 | n/a | $82.8M | $4.61 | $97.2M |
| 2023 | n/a | $78M | $4.36 | $79.5M |
| 2022 | n/a | $81.8M | $4.58 | $93.5M |
| 2021 | n/a | $87.9M | $4.94 | $113.3M |
| 2020 | n/a | $59.5M | $3.35 | $60.9M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Community Trust Bancorp Inc declared $2.00 per share in fiscal 2025. At the current price that is a yield of 2.85%. It paid out $36M in cash dividends, 37% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $2.00 | $36M | 37% |
| 2024 | $1.86 | $33.4M | 40% |
| 2023 | $1.80 | $32.2M | 41% |
| 2022 | $1.68 | $29.9M | 37% |
| 2021 | $1.57 | $27.9M | 32% |
| 2020 | $1.53 | $27.1M | 46% |
Latest SEC filings
What Community Trust Bancorp Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026
- October 21, 2026
- September 9, 2026
- August 7, 2026
- July 29, 2026Other event 8-K
- July 15, 2026
- June 26, 2026
- June 26, 2026
- May 8, 2026
- May 4, 2026
Insider trades
What the people running Community Trust Bancorp Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $307.5K worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 6, 2026 | Waters Andy DExecutive Vice President | Gave as a gift | 320 | $22.1K |
| August 14, 2026 | Minnifield FrankyDirector | Sold | 3,900 | $307.5K |
| July 17, 2026 | Stumbo Kevin JEVP, CFO, & Treasurer | Gave as a gift | 50 | $3.7K |
| July 1, 2026 | Stumbo Kevin JEVP, CFO, & Treasurer | Gave as a gift | 50 | $3.7K |
| April 28, 2026 | Webb Lillian KayDirector | Received as pay | 301 | $20K |
| April 28, 2026 | St. Charles Anthony W.Director | Received as pay | 301 | $20K |
| April 28, 2026 | Baird David L.Director | Received as pay | 301 | $20K |
| April 28, 2026 | Luallen Eugenia CrittendenDirector | Received as pay | 301 | $20K |
Who owns CTBI
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 189 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 1,783,223 | +156,436 |
| Dimensional Fund Advisors LP | 1,187,465 | +7,085 |
| Community Trust & Investment Co | 1,004,407 | -1,083,681 |
| Vanguard Capital Management LLC | 684,030 | -6,916 |
| State Street Corp | 573,553 | +76,384 |
| American Century Companies Inc | 574,534 | +55,019 |
| Geode Capital Management, LLC | 456,699 | +22,898 |
| Lone Peak Global Investors LLC | 300,504 | +17,388 |
| Northern Trust Corp | 295,105 | +8,961 |
| Goldman Sachs Group Inc | 252,240 | -32,777 |
| Jupiter Topco LLC | 206,688 | new |
| Vanguard Portfolio Management LLC | 171,207 | +25,475 |
| Heartland Advisors Inc | 164,210 | -5,140 |
| Aqr Capital Management LLC | 159,341 | +42,848 |
| Fmr LLC | 159,279 | +12,329 |
| Two Sigma Investments, LP | 135,211 | -12,763 |
| Charles Schwab Investment Management Inc | 129,249 | +2,410 |
| Bank of New York Mellon Corp | 110,158 | +2,963 |
| Hotchkis & Wiley Capital Management LLC | 109,436 | +490 |
| Jpmorgan Chase & Co | 107,445 | -2,539 |
Insiders
20 insiders reported holding 157,036 shares in total, about $11M at the last price.
| Holder | Shares |
|---|---|
| Gooch Mark AChairman, President & CEO | 36,880 |
| McGhee James E IIDirector | 36,621 |
| Baird David L.Director | 12,891 |
| Jones David AndrewExecutive Vice President | 9,702 |
| Tackett David IExecutive Vice President | 9,590 |
| Minnifield FrankyDirector | 8,320 |
| Smith Mark EdwardExecutive Vice President | 7,660 |
| Dollins Billie J.Executive Vice President | 7,625 |
| Stumbo Kevin JEVP, CFO, & Treasurer | 6,999 |
| McCoy Thomas E.Executive Vice President | 6,366 |
Questions about CTBI
What does Community Trust Bancorp Inc do?
Community Trust Bancorp Inc is a company in the Finance sector, listed on NASDAQ as CTBI. Its shares trade on NASDAQ under the ticker CTBI.
What is Community Trust Bancorp Inc's net worth?
Community Trust Bancorp Inc has a market value (market cap) of $1.3B at the latest share price, and shareholders' equity of $877.3M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Community Trust Bancorp Inc profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $110M.
When did Community Trust Bancorp Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the insider trade from November 9, 2026.
When is Community Trust Bancorp Inc's next earnings report?
Community Trust Bancorp Inc's next report is expected around January 20, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Community Trust Bancorp Inc pay a dividend?
Yes. Community Trust Bancorp Inc declared dividends of $2.00 per share in fiscal 2025, a yield of 2.85% at the current price.
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Where the numbers come from
Financial figures are the values Community Trust Bancorp Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.