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Old Second Bancorp Inc (OSBC)

Operating cash flow minus capital spending left $117.8M of free cash flow in fiscal 2025. At June 30, 2026 it held $143.3M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 6, 2026.

What Old Second Bancorp Inc does

Old Second Bancorp Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker OSBC.

Revenue and profit by year

Net income
FY18: $34M $34M FY18FY19: $39.5M $39.5M FY19FY20: $27.8M $27.8M FY20FY21: $20M $20M FY21FY22: $67.4M $67.4M FY22FY23: $91.7M $91.7M FY23FY24: $85.3M $85.3M FY24FY25: $80.3M $80.3M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025n/an/a$80.3M$1.62$117.8M
2024n/an/a$85.3M$1.87$120.7M
2023n/an/a$91.7M$2.02$104M
2022n/an/a$67.4M$1.49$93M
2021n/an/a$20M$0.65$29M
2020n/an/a$27.8M$0.92$22.1M

Latest SEC filings

What Old Second Bancorp Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. August 18, 2026
  2. August 6, 2026
    Quarterly report 10-Q · period to June 30, 2026
  3. July 22, 2026
  4. July 21, 2026
  5. July 8, 2026
  6. July 1, 2026
  7. June 29, 2026
  8. June 25, 2026
  9. June 9, 2026
  10. May 20, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on September 23, 2026. Insider transactions on SEC

All filings on SEC EDGAR

Questions about OSBC

What does Old Second Bancorp Inc do?

Old Second Bancorp Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker OSBC.

Is Old Second Bancorp Inc profitable?

Yes. Over the twelve months to June 30, 2026 it reported net income of $92.4M.

When did Old Second Bancorp Inc last report?

Its most recent periodic report is the quarterly report (10-Q) filed on August 6, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the insider trade from September 23, 2026.

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Where the numbers come from

Financial figures are the values Old Second Bancorp Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.