Invesaro

Stocks STLE Financial statements

Financial statements

STEELE BANCORP INC financial statements

Income statement, balance sheet and cash flow statement for the last 2 fiscal years, taken from the XBRL data STEELE BANCORP INC files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2025FY2025
Pre-tax income5.3823.6
Income tax0.890.76
Net income4.4822.9
EPS, basic2.419.15
EPS, diluted2.419.15
Shares, basic (weighted)1.862.5
Shares, diluted (weighted)1.862.5
Dividend per share1.451.49

Balance sheet

FY2025FY2025
Property, plant and equipment8.2517.9
Lease right-of-use assets1.06
Intangible assets013.6
Total assets5971,261
Total liabilities5411,143
Paid-in capital1.940.6
Retained earnings6483
Treasury stock-7.73-7.73
Other comprehensive income-4.42-1.14
Shareholders' equity55.9118
Minority interests-1.88-4.6
Total equity54114
Total liabilities and equity5971,261
Shares outstanding1.863.41

Cash flow statement

FY2025FY2025
Net income4.4822.9
Depreciation and amortization0.480.67
Deferred income tax-0.120.12
Cash from operations5.6113.3
Capital expenditures-0.19-0.18
Acquisitions043.4
Purchases of investments-14.2-11
Sales and maturities of investments1628
Cash from investing-40.163.8
Dividends paid-2.7-3.93
Cash from financing31.4-37.2
Net change in cash-3.0339.8
Free cash flow5.4213.1
Interest paid9.4814.5
Income taxes paid0.951.37

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $46.75 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Effective tax rate6.8%Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)23.6%Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)2.3%Net income / average total assets.

Growth

MetricValueHow it is calculated
Net income growth, 1y410.8%Net income vs the same period a year earlier. Only from a positive base.
EPS growth, 1y279.7%EPS vs the same period a year earlier. Only from a positive base.
Operating cash flow growth, 1y136.2%Operating cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow growth, 1y141.3%Free cash flow vs the same period a year earlier. Only from a positive base.
Dividend per share growth, 1y2.8%Dividend per share vs the same period a year earlier. Only from a positive base.
Book value growth, 1y111.7%Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y111.4%Total assets vs the same period a year earlier. Only from a positive base.
Share count change, 1y34.7%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Liabilities / assets90.2%Total liabilities / total assets.
Goodwill and intangibles / assets1.0%(Goodwill + intangible assets) / total assets.
Tangible book value$112.2MShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
FCF conversion61.3%Free cash flow / net income, when net income is positive.
Capex / operating cash flow3.4%Capital expenditures / cash from operations, when that is positive.

Per share

MetricValueHow it is calculated
EPS, diluted$8.63Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
FCF per share$5.29Free cash flow / diluted weighted shares.
Operating cash flow per share$5.48Cash from operations / diluted weighted shares.
Book value per share$36.54Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share$32.95Tangible book value / shares outstanding.

Valuation

MetricValueHow it is calculated
Market cap$159.2MShare price x shares outstanding.
Enterprise value$159.2MMarket cap + total debt - cash - short-term investments.
P/E5.42xMarket cap / net income. Only when net income is positive.
P/B1.28xMarket cap / shareholders' equity. Only when equity is positive.
Price / tangible book1.42xMarket cap / tangible book value, when positive.
P/FCF8.84xMarket cap / free cash flow. Only when free cash flow is positive.
P/OCF8.53xMarket cap / cash from operations, when positive.
EV/FCF8.84xEnterprise value / free cash flow, when both are positive.
FCF yield11.3%Free cash flow / market cap.
Earnings yield18.5%Net income / market cap (the inverse of P/E).
Was STEELE BANCORP INC profitable in fiscal 2025?

Yes. Net income was $22.9M, a net margin of -.

How much free cash flow did STEELE BANCORP INC generate in fiscal 2025?

Cash from operations of $13.3M minus capital expenditures of $182.0K left free cash flow of $13.1M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

Open interactive statements, quarterly figures and charts

Back to STEELE BANCORP INC