Safety Insurance Group Inc (SAFT)
Safety Insurance Group Inc brought in $1.3B of revenue over the twelve months to September 30, 2026, up 4.6% from a year earlier. Net income was $70.3M, a net margin of 5.5%. Operating cash flow minus capital spending left $192M of free cash flow in fiscal 2025. At September 30, 2026 it held $56M in cash against $50M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Safety Insurance Group Inc
- Net worth
- Safety Insurance Group Inc has a market value (market cap) of $1.5B at the latest share price, and shareholders' equity of $855.8M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $1.3B (+12.8% year on year), with net income of $99.3M. Over the 12 months to September 30, 2026: revenue $1.3B, net income $70.3M.
- Cash flow
- In fiscal 2025 operations brought in $194.5M of cash; after $2.5M of capital spending, free cash flow was $192M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Safety Insurance Group Inc's next report is expected around February 24, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Safety Insurance Group Inc paid dividends of $3.64 per share in fiscal 2025, a yield of 3.48% at the current price.
What Safety Insurance Group Inc does
Safety Insurance Group Inc is registered with the SEC under industry code SIC 6331 (Fire, Marine & Casualty Insurance). Its shares trade on NASDAQ under the ticker SAFT.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $1.3B | $99.3M | $6.70 | $192M |
| 2024 | $1.1B | $70.7M | $4.78 | $124.3M |
| 2023 | $931M | $18.9M | $1.28 | $50.3M |
| 2022 | $797.6M | $46.6M | $3.15 | $42.2M |
| 2021 | $884.9M | $130.7M | $8.80 | $133.2M |
| 2020 | $846.2M | $138.2M | $9.18 | $99.5M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where SAFT ranks in Finance
Dividends
Safety Insurance Group Inc paid $3.64 per share in fiscal 2025. At the current price that is a yield of 3.48%. It paid out $53.9M in cash dividends, 54% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $3.64 | $53.9M | 54% |
| 2024 | $3.60 | $53.3M | 75% |
| 2023 | $3.60 | $53.3M | 282% |
| 2022 | $3.60 | $53M | 114% |
| 2021 | $3.60 | $54M | 41% |
| 2020 | $3.60 | $54.6M | 39% |
Latest SEC filings
What Safety Insurance Group Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026Quarterly report 10-Q · period to September 30, 2026Revenue was flat at $327.8M versus the same quarter last year; diluted EPS $2.05 versus $1.91.
- November 4, 2026
- November 3, 2026
- October 2, 2026Passive stake (5% or more) SCHEDULE 13G
- September 15, 2026Additional proxy material DEFA14A
- September 15, 2026Other event 8-K
- September 14, 2026Merger proxy statement DEFM14A
- September 3, 2026Form PREM14A filing PREM14A
- August 7, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 3% to $325.7M versus the same quarter last year; diluted EPS $2.36 versus $1.95.
- August 5, 2026
What is SAFT worth? A DCF from its reported cash flow
Insider trades
What the people running Safety Insurance Group Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| July 27, 2026 | Srb Corp10% owner | Soldindirect | 466,175 | $48.1M |
| July 27, 2026 | Srb Corp10% owner | Soldindirect | 774,177 | $79.8M |
| July 24, 2026 | Srb Corp10% owner | Soldindirect | 38,835 | $4M |
| July 17, 2026 | Srb Corp10% owner | Soldindirect | 5,159 | $392.2K |
| July 13, 2026 | Srb Corp10% owner | Soldindirect | 34,272 | $2.6M |
| July 9, 2026 | Srb Corp10% owner | Soldindirect | 2,650 | $202.8K |
| March 20, 2026 | Srb Corp10% owner | Soldindirect | 14,151 | $1M |
| March 17, 2026 | Srb Corp10% owner | Soldindirect | 1,199 | $87.6K |
Who owns SAFT
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Victory Capital Management, Inc.13G, passive | 6.12% | January 27, 2025 |
| Vanguard Portfolio Management13G, passive | 5.81% | April 29, 2026 |
| Vanguard Capital Management13G, passive | 5.19% | April 30, 2026 |
| Glazer Capital, LLC13G, passive with 1 related filers | 5.1% | October 2, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 217 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 2,289,410 | +53,526 |
| Srb Corp | 1,794,655 | 0 |
| Vanguard Portfolio Management LLC | 846,691 | +931 |
| State Street Corp | 800,274 | +42,297 |
| Dimensional Fund Advisors LP | 731,182 | +19,376 |
| Vanguard Capital Management LLC | 655,640 | +4,100 |
| Geode Capital Management, LLC | 393,905 | +16,958 |
| Jpmorgan Chase & Co | 299,770 | +24,018 |
| Adage Capital Partners GP, L.L.C. | 300,000 | 0 |
| Aqr Capital Management LLC | 256,667 | -44,357 |
| Morgan Stanley | 223,453 | +101,039 |
| Charles Schwab Investment Management Inc | 213,729 | -2,272 |
| Qube Research & Technologies Ltd | 188,818 | +31,719 |
| American Century Companies Inc | 168,285 | +64,958 |
| Two Sigma Investments, LP | 168,243 | +86,591 |
| Northern Trust Corp | 163,760 | +11,114 |
| Renaissance Technologies LLC | 141,695 | +1,295 |
| Bank of New York Mellon Corp | 140,433 | +1,546 |
| Millennium Management LLC | 122,854 | +46,215 |
| Arrowstreet Capital, Limited Partnership | 101,299 | +33,384 |
Insiders
15 insiders reported holding 800,005 shares in total, about $83.6M at the last price.
| Holder | Shares |
|---|---|
| Srb Corp10% owner | 473,387473,387 held indirectly |
| Murphy GeorgePRESIDENT AND CEO, Director | 117,410 |
| Narciso Paul JVP - CLAIMS | 40,349 |
| Drago John PatrickVP - MARKETING | 32,165 |
| Varga Stephen AlbertVP - MIS | 31,503 |
| Whitford Christopher ThomasVP, CFO AND SECRETARY | 23,158 |
| Hiltpold GlennVP OF ACTUARIAL SERVICES | 14,963 |
| Brophy Charles Joseph IIIDirector | 12,083 |
| Meehan ThaliaDirector | 10,083 |
| McConnell Mary FrancesVP of Underwriting | 9,471 |
Questions about SAFT
What does Safety Insurance Group Inc do?
Safety Insurance Group Inc is a company in the Finance sector, listed on NASDAQ as SAFT. Its shares trade on NASDAQ under the ticker SAFT.
What is Safety Insurance Group Inc's net worth?
Safety Insurance Group Inc has a market value (market cap) of $1.5B at the latest share price, and shareholders' equity of $855.8M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Safety Insurance Group Inc profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $70.3M on revenue of $1.3B, a net margin of 5.5%.
How much revenue does Safety Insurance Group Inc make?
Over the twelve months to September 30, 2026 Safety Insurance Group Inc reported revenue of $1.3B. That is 4.6% more than a year earlier.
When did Safety Insurance Group Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.
When is Safety Insurance Group Inc's next earnings report?
Safety Insurance Group Inc's next report is expected around February 24, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Safety Insurance Group Inc pay a dividend?
Yes. Safety Insurance Group Inc paid dividends of $3.64 per share in fiscal 2025, a yield of 3.48% at the current price.
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Where the numbers come from
Financial figures are the values Safety Insurance Group Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.