Horace Mann Educators Corp (HMN)
Horace Mann Educators Corp brought in $1.7B of revenue over the twelve months to September 30, 2026, up 4.2% from a year earlier. Net income was $177.5M, a net margin of 10.2%. At September 30, 2026 it held $148.8M in cash against $594.6M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Horace Mann Educators Corp
- Net worth
- Horace Mann Educators Corp has a market value (market cap) of $2.2B at the latest share price, and shareholders' equity of $1.4B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $1.7B (+6.7% year on year), with net income of $162.1M. Over the 12 months to September 30, 2026: revenue $1.7B, net income $177.5M.
- Cash flow
- In fiscal 2025 operations brought in $553.2M of cash.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Horace Mann Educators Corp's next report is expected around February 2, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Horace Mann Educators Corp declared dividends of $1.40 per share in fiscal 2025, a yield of 2.61% at the current price.
What Horace Mann Educators Corp does
Horace Mann Educators Corp is registered with the SEC under industry code SIC 6331 (Fire, Marine & Casualty Insurance). Its shares trade on NYSE under the ticker HMN.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $1.7B | $162.1M | $3.90 | n/a |
| 2024 | $1.6B | $102.8M | $2.48 | n/a |
| 2023 | $1.5B | $45M | $1.09 | n/a |
| 2022 | $1.4B | $19.8M | $0.47 | n/a |
| 2021 | $1.3B | $170.4M | $4.04 | n/a |
| 2020 | $1.3B | $133.3M | $3.78 | n/a |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where HMN ranks in Finance
Dividends
Horace Mann Educators Corp declared $1.40 per share in fiscal 2025. At the current price that is a yield of 2.61%. It paid out $57.1M in cash dividends, 35% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.40 | $57.1M | 35% |
| 2024 | $1.36 | $55.5M | 54% |
| 2023 | $1.32 | $53.9M | 120% |
| 2022 | $1.28 | $52.6M | 266% |
| 2021 | $1.24 | $51.4M | 30% |
| 2020 | $1.20 | $49.6M | 37% |
Latest SEC filings
What Horace Mann Educators Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026Quarterly report 10-Q · period to September 30, 2026Revenue was flat at $439.2M versus the same quarter last year; diluted EPS $1.41 versus $1.40.
- November 3, 2026
- October 1, 2026Other event 8-K
- August 7, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 7.7% to $443.5M versus the same quarter last year; diluted EPS $1.01 versus $0.71.
- August 5, 2026
- July 21, 2026
- July 21, 2026
- May 21, 2026
- May 15, 2026Passive stake changed SCHEDULE 13G/A
- May 13, 2026Passive stake changed SCHEDULE 13G/A
Insider trades
What the people running Horace Mann Educators Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $1.4M worth of shares in the last 90 days and bought none on the open market. Most of the selling (80%) was pre-planned under Rule 10b5-1 trading plans.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 2, 2026 | Zuraitis MaritaPresident & CEO, Director | Soldpre-planned (10b5-1) | 7,500 | $354K |
| October 16, 2026 | Zuraitis MaritaPresident & CEO, Director | Soldpre-planned (10b5-1) | 4,767 | $220.4K |
| October 15, 2026 | Zuraitis MaritaPresident & CEO, Director | Soldpre-planned (10b5-1) | 2,083 | $96.4K |
| October 8, 2026 | Zuraitis MaritaPresident & CEO, Director | Soldpre-planned (10b5-1) | 550 | $25.3K |
| October 6, 2026 | Zuraitis MaritaPresident & CEO, Director | Soldpre-planned (10b5-1) | 100 | $4.6K |
| September 3, 2026 | Hines Perry G.Director | Sold | 3,237 | $169K |
| September 3, 2026 | Carley Donald MGeneral Counsel | Sold | 2,054 | $107.4K |
| September 1, 2026 | Zuraitis MaritaPresident & CEO, Director | Soldpre-planned (10b5-1) | 7,500 | $382.4K |
Who owns HMN
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Portfolio Management13G, passive | 7.1% | April 29, 2026 |
| T. Rowe Price Associates, Inc.13G, passive | 6.3% | May 15, 2026 |
| Vanguard Capital Management13G, passive | 5.28% | April 30, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 261 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 5,885,884 | -10,310 |
| Franklin Resources Inc | 3,026,656 | +27,180 |
| Vanguard Portfolio Management LLC | 2,844,088 | +2,404 |
| Dimensional Fund Advisors LP | 2,229,490 | +44,842 |
| Fuller & Thaler Asset Management, Inc. | 1,915,839 | -69,667 |
| State Street Corp | 1,870,047 | +141,309 |
| Vanguard Capital Management LLC | 1,820,168 | -4,536 |
| Wasatch Advisors LP | 1,401,027 | new |
| American Century Companies Inc | 1,247,802 | +271,569 |
| Earnest Partners LLC | 1,122,824 | -4,007 |
| Geode Capital Management, LLC | 1,104,330 | +47,104 |
| Arrowstreet Capital, Limited Partnership | 875,342 | +44,571 |
| Brown Advisory Inc | 829,104 | +22,249 |
| Ameriprise Financial Inc | 698,822 | +41,808 |
| Alliancebernstein L.P. | 822,950 | +91,518 |
| Bank of America Corp | 567,019 | +63,490 |
| Hotchkis & Wiley Capital Management LLC | 549,837 | +10,580 |
| Invesco Ltd. | 522,019 | +47,627 |
| Charles Schwab Investment Management Inc | 517,326 | -9,759 |
| Morgan Stanley | 486,975 | +44,254 |
Insiders
16 insiders reported holding 618,726 shares in total, about $33.2M at the last price.
| Holder | Shares |
|---|---|
| Zuraitis MaritaPresident & CEO, Director | 286,384 |
| Conklin Bret AExecutive Vice President | 54,319 |
| Reece Henry WadeDirector | 41,795 |
| Carley Donald MGeneral Counsel | 28,760 |
| Fetter VictorDirector | 26,772 |
| Konen Mark EDirector | 25,410 |
| Hines Perry G.Director | 25,118 |
| Desrochers Mark RSenior Vice President | 24,382 |
| Bradley Thomas ADirector | 21,812 |
| Fulks Stephanie ASenior Vice President | 18,653 |
Questions about HMN
What does Horace Mann Educators Corp do?
Horace Mann Educators Corp is a company in the Finance sector, listed on NYSE as HMN. Its shares trade on NYSE under the ticker HMN.
What is Horace Mann Educators Corp's net worth?
Horace Mann Educators Corp has a market value (market cap) of $2.2B at the latest share price, and shareholders' equity of $1.4B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Horace Mann Educators Corp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $177.5M on revenue of $1.7B, a net margin of 10.2%.
How much revenue does Horace Mann Educators Corp make?
Over the twelve months to September 30, 2026 Horace Mann Educators Corp reported revenue of $1.7B. That is 4.2% more than a year earlier.
When did Horace Mann Educators Corp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.
When is Horace Mann Educators Corp's next earnings report?
Horace Mann Educators Corp's next report is expected around February 2, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Horace Mann Educators Corp pay a dividend?
Yes. Horace Mann Educators Corp declared dividends of $1.40 per share in fiscal 2025, a yield of 2.61% at the current price.
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Where the numbers come from
Financial figures are the values Horace Mann Educators Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.