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Financial statements

Roadzen Inc. financial statements

Income statement, balance sheet and cash flow statement for the last 5 fiscal years, taken from the XBRL data Roadzen Inc. files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2022FY2024FY2024FY2025FY2026
Revenue13.646.744.355
Cost of revenue5.4118.118.821.3
Gross profit8.1528.625.533.7
Research and development2.674.973.780.41
Selling and marketing10.733.228.929.1
General and administrative1.764.6565.951.616
Operating expenses23.477.12
Operating income-11.5-77.7-60.8-14
Other non-operating income2.98-2.71-22.2-12.3-9
Pre-tax income-14.2-99.9-73.1-23
Income tax-0.04-0.02-0.010.02
Net income to minority interests-0.18-0.19-0.19-0.5
Net income0.98-14-99.7-72.9-22.5
EBITDA-9.91-75.5-58.8-11.8
EPS, basic-0.86-2.26-1.04-0.29
EPS, diluted-0.86-2.26-1.04-0.29
Shares, basic (weighted)16.54469.977.5
Shares, diluted (weighted)16.54469.977.5

Balance sheet

FY2022FY2024FY2024FY2025FY2026
Cash and equivalents1.280.5911.24.846.58
Receivables1.543.652.637.5
Inventory0.060.070.20.12
Other current assets0.153.1834.419.117.8
Total current assets0.25.3749.82732.3
Property, plant and equipment0.450.450.60.54
Lease right-of-use assets0.550.821.111.37
Goodwill12.062.067.62
Intangible assets2.472.991.249.65
Long-term investments4.911.510.27
Other non-current assets0.120.070.121
Total assets20715.258.132.652.7
Accounts payable2.0122.817.514.8
Accrued liabilities1.133.585.928.610.2
Deferred revenue0.110.660.890.66
Short-term debt2.852.232.99.83
Total current liabilities1.4316.765.756.958.3
Long-term debt0.651.470.1415.6
Lease liabilities0.360.270.630.7
Other non-current liabilities0.291.240.574.56
Total liabilities7.961868.658.379.2
Total debt3.513.73.0425.4
Paid-in capital00
Retained earnings-7.76-51.4-151-224-246
Other comprehensive income-0.07-0.6-0.47-1.3
Shareholders' equity-46.4-50.8-10.1-25.1-29.6
Minority interests-0.24-0.43-0.623.13
Total equity-46.4-51.1-10.5-25.7-26.5
Total liabilities and equity20715.258.132.652.7
Shares outstanding16.568.474.379.7

Cash flow statement

FY2022FY2024FY2024FY2025FY2026
Net income0.98-14.2-99.9-73.1-23
Depreciation and amortization1.622.192.022.24
Stock-based compensation56.347.20.5
Deferred income tax-0.13-0.04-0.07-0.01
Change in receivables-0.945.870.78-4.78
Change in inventory-0.01-0.01-0.130.09
Change in payables4.1919.32.830.23
Cash from operations-1.19-7.55-19.2-18.1-20.3
Capital expenditures-0.84-0.46-0.42-1.01
Acquisitions-5.75
Cash from investing-0.84-6.71-0.12-0.9
Debt issued4.112.44
Debt repaid-0.61-0.01
Stock issued7.076.52
Cash from financing0.38.3625.411.721.4
Net change in cash-0.880.05-0.81-6.510.28
Free cash flow-8.39-19.7-18.6-21.3
Interest paid1.322.74
Income taxes paid0.14

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $1.40 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Gross margin60.7%Gross profit / revenue.
Operating margin-21.6%Operating income / revenue.
EBITDA margin-16.9%EBITDA (operating income + depreciation and amortization) / revenue.
Pre-tax margin-47.6%Pre-tax income / revenue.
Net margin-46.9%Net income / revenue.
Operating cash flow margin-37.8%Cash from operations / revenue.
Return on assets (ROA)-59.3%Net income / average total assets.
R&D / revenue1.2%Research and development expense / revenue.
Stock-based pay / revenue0.8%Stock-based compensation (from the cash flow statement) / revenue.
D&A / revenue4.7%Depreciation and amortization / revenue.

Growth

MetricValueHow it is calculated
Revenue growth, 1y24.2%Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y59.5%Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Gross profit growth, 1y32.5%Gross profit vs the same period a year earlier. Only from a positive base.
Gross profit CAGR, 3y60.6%Compound annual growth of gross profit over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets growth, 1y61.6%Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y51.4%Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Share count change, 1y10.9%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y67.4%Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Current ratio0.45xCurrent assets / current liabilities.
Quick ratio0.22x(Cash + short-term investments + receivables) / current liabilities.
Cash ratio0.10x(Cash + short-term investments) / current liabilities.
Debt / assets54.9%Total debt / total assets.
Liabilities / assets164.2%Total liabilities / total assets.
Net debt$20.2MTotal debt - cash - short-term investments. Negative means more cash than debt.
Working capital-$32.5MCurrent assets - current liabilities.
Goodwill and intangibles / assets36.4%(Goodwill + intangible assets) / total assets.
Tangible book value-$51.2MShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
Asset turnover1.26xRevenue / average total assets.
Fixed asset turnover106xRevenue / average property, plant and equipment.
Inventory turnover126xCost of revenue / average inventory.
Days inventory3 days365 x average inventory / cost of revenue.
Receivables turnover8.70xRevenue / average receivables.
Days sales outstanding42 days365 x average receivables / revenue.
Days payables177 days365 x average accounts payable / cost of revenue.
Cash conversion cycle-132 daysDays inventory + days sales outstanding - days payables.

Per share

MetricValueHow it is calculated
EPS, diluted-$0.34Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Revenue per share$0.73Revenue / diluted weighted shares.
Operating cash flow per share-$0.28Cash from operations / diluted weighted shares.
Book value per share-$0.40Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share-$0.60Tangible book value / shares outstanding.
Cash per share$0.07(Cash + short-term investments) / shares outstanding.

Valuation

MetricValueHow it is calculated
Market cap$119.2MShare price x shares outstanding.
Enterprise value$139.4MMarket cap + total debt - cash - short-term investments.
P/S1.98xMarket cap / revenue.
EV/Sales2.31xEnterprise value / revenue.
Earnings yield-23.7%Net income / market cap (the inverse of P/E).
What was Roadzen Inc.'s revenue in fiscal 2026?

Roadzen Inc. reported revenue of $55.0M for fiscal 2026, 24.2% higher than the year before.

Was Roadzen Inc. profitable in fiscal 2026?

No. It reported a net loss of $22.5M.

How much free cash flow did Roadzen Inc. generate in fiscal 2026?

Cash from operations of $20.3M minus capital expenditures of $1.0M left free cash flow of -$21.3M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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