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Provident Financial Holdings Inc (PROV)

Operating cash flow minus capital spending left $8.5M of free cash flow in fiscal 2026. At June 30, 2026 it held $49.2M in cash against $157M of debt. Its latest periodic report to the SEC is the annual report (10-K) filed on September 2, 2026.

Price
$18.42
+0.27% on the day · September 25, 2026
52-week range $14.95 to $18.99
Market cap
$115.2M
P/E
17.9
on FY2026 diluted EPS

What Provident Financial Holdings Inc does

Provident Financial Holdings Inc is registered with the SEC under industry code SIC 6035 (Savings Institution, Federally Chartered). Its shares trade on NASDAQ under the ticker PROV.

Revenue and profit by year

Net income
FY19: $4.4M $4.4M FY19FY20: $7.7M $7.7M FY20FY21: $7.6M $7.6M FY21FY22: $9.1M $9.1M FY22FY23: $8.6M $8.6M FY23FY24: $7.4M $7.4M FY24FY25: $6.3M $6.3M FY25FY26: $6.7M $6.7M FY26

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2026n/an/a$6.7M$1.03$8.5M
2025n/an/a$6.3M$0.93$8.2M
2024n/an/a$7.4M$1.06$4.1M
2023n/an/a$8.6M$1.19$15.6M
2022n/an/a$9.1M$1.22$11.6M
2021n/an/a$7.6M$1.00$11.3M

Latest SEC filings

What Provident Financial Holdings Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. September 2, 2026
    Annual report 10-K · period to June 30, 2026
  2. July 28, 2026
  3. July 24, 2026
  4. July 24, 2026
  5. May 28, 2026
  6. May 7, 2026
    Quarterly report 10-Q · period to March 31, 2026
  7. April 28, 2026
  8. April 24, 2026
  9. April 17, 2026
  10. February 17, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on August 13, 2026. Insider transactions on SEC

All filings on SEC EDGAR

Questions about PROV

What does Provident Financial Holdings Inc do?

Provident Financial Holdings Inc is registered with the SEC under industry code SIC 6035 (Savings Institution, Federally Chartered). Its shares trade on NASDAQ under the ticker PROV.

Is Provident Financial Holdings Inc profitable?

Yes. In fiscal 2026 it reported net income of $6.7M.

When did Provident Financial Holdings Inc last report?

Its most recent periodic report is the annual report (10-K) filed on September 2, 2026. It covers the period to June 30, 2026.

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Where the numbers come from

Financial figures are the values Provident Financial Holdings Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.