Fifth District Bancorp, Inc. (FDSB)
Operating cash flow minus capital spending left $942K of free cash flow in fiscal 2025. At June 30, 2026 it held $19.2M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 10, 2026.
Key facts about Fifth District Bancorp, Inc.
- Net worth
- Fifth District Bancorp, Inc. has a market value (market cap) of $92M at the latest share price, and shareholders' equity of $129M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $1.3M of cash; after $384K of capital spending, free cash flow was $942K.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on August 10, 2026 and covers the period to June 30, 2026. Open on SEC EDGAR
- Next earnings report
- Fifth District Bancorp, Inc.'s next report was expected around November 9, 2026 and is not on file with the SEC yet.
What Fifth District Bancorp, Inc. does
Fifth District Bancorp, Inc. is registered with the SEC under industry code SIC 6035 (Savings Institution, Federally Chartered). Its shares trade on NASDAQ under the ticker FDSB.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $605K | $4.1M | $0.80 | $942K |
| 2024 | $619K | -$1.1M | -$0.21 | -$1.6M |
| 2024 | $614K | $797K | n/a | -$1.1M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where FDSB ranks in Finance
Latest SEC filings
What Fifth District Bancorp, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- August 14, 2026Passive stake changed SCHEDULE 13G/A
- August 10, 2026
- June 29, 2026
- June 9, 2026
- May 20, 2026
- May 12, 2026
- April 13, 2026Proxy statement DEF 14A
- March 24, 2026Annual report 10-K · period to December 31, 2025Revenue fell 2.3% to $605K versus the prior year; diluted EPS $0.80 versus -$0.21.
- February 17, 2026Passive stake (5% or more) SCHEDULE 13G
- February 17, 2026Passive stake (5% or more) SCHEDULE 13G
What is FDSB worth? A DCF from its reported cash flow
Insider trades
What the people running Fifth District Bancorp, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $163.8K worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| August 25, 2026 | Rittiner Chris M.Director | Sold | 8,400 | $152.8K |
| August 24, 2026 | Rittiner Chris M.Director | Sold | 100 | $1.8K |
| August 24, 2026 | Rittiner Chris M.Director | Sold | 100 | $1.8K |
| August 24, 2026 | Rittiner Chris M.Director | Sold | 100 | $1.8K |
| August 24, 2026 | Rittiner Chris M.Director | Sold | 246 | $4.5K |
| August 24, 2026 | Rittiner Chris M.Director | Sold | 54 | $990.9 |
| June 8, 2026 | Nolan Gregory P.SVP & General Counsel | Received as pay | 11,118 | - |
| May 21, 2026 | Sins Linda A.Director | Soldindirect | 8 | $120.2 |
Who owns FDSB
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Fifth District Savings Bank Employee Stock Ownership Plan Trust13G, passive | 8.3% | February 17, 2026 |
| AllianceBernstein L.P.13G, passive | 6.8% | August 14, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 24 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| Alliancebernstein L.P. | 356,440 | +44,317 |
| Vanguard Capital Management LLC | 226,320 | -6,928 |
| Mangrove Partners IM, LLC | 141,766 | 0 |
| Stilwell Value LLC | 80,000 | 0 |
| Renaissance Technologies LLC | 62,600 | -1,356 |
| Daytona Street Capital LLC | 50,000 | new |
| Waverly Advisors, LLC | 52,741 | new |
| Morgan Stanley | 50,102 | +102 |
| Geode Capital Management, LLC | 48,810 | -1,347 |
| Arcus Capital Partners, LLC | 36,804 | +300 |
| BlackRock, Inc. | 31,975 | +4,025 |
| Vanguard Fiduciary Trust Co | 27,943 | +196 |
| Creative Planning | 25,000 | -5,000 |
| Citadel Advisors LLC | 20,675 | new |
| Dimensional Fund Advisors LP | 10,432 | new |
| Northern Trust Corp | 10,121 | -910 |
| Orleans Capital Management Corp | 10,000 | 0 |
| Krilogy Financial LLC | 10,000 | new |
| Beacon Pointe Advisors, LLC | 10,000 | 0 |
| Vanguard Global Advisers, LLC | 3,039 | 0 |
Insiders
7 insiders reported holding 177,737 shares in total, about $3.1M at the last price.
| Holder | Shares |
|---|---|
| Gervais Dodie F.VP of Lending Subsidiary | 31,133 |
| Burns Melissa C.CFO and Treasurer | 31,133 |
| Lyons Amie L.President and CEO, Director | 31,133 |
| Rittiner Chris M.Director | 27,118 |
| Nolan Gregory P.SVP & General Counsel | 21,118 |
| Smith Shane MichaelChief Credit Officer | 18,502 |
| Sins Linda A.Director | 17,60017,600 held indirectly |
Questions about FDSB
What does Fifth District Bancorp, Inc. do?
Fifth District Bancorp, Inc. is a company in the Finance sector, listed on NASDAQ as FDSB. Its shares trade on NASDAQ under the ticker FDSB.
What is Fifth District Bancorp, Inc.'s net worth?
Fifth District Bancorp, Inc. has a market value (market cap) of $92M at the latest share price, and shareholders' equity of $129M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Fifth District Bancorp, Inc. profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $1.7M.
When did Fifth District Bancorp, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 10, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the insider trade from August 26, 2026.
When is Fifth District Bancorp, Inc.'s next earnings report?
Fifth District Bancorp, Inc.'s next report was expected around November 9, 2026 and is not on file with the SEC yet.
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Where the numbers come from
Financial figures are the values Fifth District Bancorp, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.