Magyar Bancorp, Inc. (MGYR)
Operating cash flow minus capital spending left $9.8M of free cash flow in fiscal 2025. At June 30, 2026 it held $11.5M in cash against $49.1M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 13, 2026.
Key facts about Magyar Bancorp, Inc.
- Net worth
- Magyar Bancorp, Inc. has a market value (market cap) of $140.6M at the latest share price, and shareholders' equity of $126.6M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $10.4M of cash; after $574K of capital spending, free cash flow was $9.8M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on August 13, 2026 and covers the period to June 30, 2026. Open on SEC EDGAR
- Next earnings report
- Magyar Bancorp, Inc.'s next report is expected around January 28, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Magyar Bancorp, Inc. paid dividends of $0.29 per share in fiscal 2025, a yield of 1.33% at the current price.
What Magyar Bancorp, Inc. does
Magyar Bancorp, Inc. is registered with the SEC under industry code SIC 6035 (Savings Institution, Federally Chartered). Its shares trade on NASDAQ under the ticker MGYR.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $9.8M | $1.56 | $9.8M |
| 2024 | n/a | $7.8M | $1.23 | $5.5M |
| 2023 | n/a | $7.7M | $1.20 | n/a |
| 2022 | n/a | $7.9M | $1.17 | $8.2M |
| 2021 | n/a | $6.1M | $1.01 | $8.8M |
| 2020 | n/a | $2.2M | $0.31 | $667K |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Magyar Bancorp, Inc. paid $0.29 per share in fiscal 2025. At the current price that is a yield of 1.33%. It paid out $1.8M in cash dividends, 19% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.29 | $1.8M | 19% |
| 2024 | $0.26 | $1.7M | 22% |
| 2023 | $0.20 | n/a | n/a |
| 2022 | $0.21 | n/a | n/a |
Latest SEC filings
What Magyar Bancorp, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- October 28, 2026
- August 13, 2026
- July 23, 2026
- June 23, 2026
- May 13, 2026
- April 23, 2026
- February 13, 2026
- February 12, 2026
- February 11, 2026
- February 9, 2026Passive stake changed SCHEDULE 13G/A
Insider trades
What the people running Magyar Bancorp, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 3 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| August 28, 2026 | Hodulik Andrew GDirector | Received as pay | 200 | $3.9K |
| August 27, 2026 | Yelencsics Joseph ADirector | Received as pay | 390 | $7.7K |
| August 13, 2026 | Fitzgerald John SPresident and CEO, Director | Received as payindirect | 1,801 | $35K |
| July 30, 2026 | Ansari JonEVP and CFO, Director | Received as payindirect | 1,019 | $19.4K |
| May 28, 2026 | Ruane MaureenDirector | Received as pay | 938 | $16.2K |
| March 12, 2026 | Yelencsics Joseph ADirector | Received as pay | 200 | $3.5K |
| February 25, 2026 | Ansari JonEVP and CFO, Director | Received as pay | 500 | $9K |
| February 25, 2026 | Fitzgerald John SPresident and CEO, Director | Received as payindirect | 739 | $13.3K |
Who owns MGYR
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Magyar Bank Employee Stock Ownership Plan Trust13G, passive | 6.9% | February 9, 2026 |
Largest institutional holders
Insiders
6 insiders reported holding 223,345 shares in total, about $4.9M at the last price.
| Holder | Shares |
|---|---|
| Ansari JonEVP and CFO, Director | 102,94327,138 held indirectly |
| Fitzgerald John SPresident and CEO, Director | 45,83645,836 held indirectly |
| Yelencsics Joseph ADirector | 33,755 |
| Hodulik Andrew GDirector | 33,719 |
| Ruane MaureenDirector | 6,092 |
| Lombardi Michael RDirector | 1,000 |
Questions about MGYR
What does Magyar Bancorp, Inc. do?
Magyar Bancorp, Inc. is a company in the Finance sector, listed on NASDAQ as MGYR. Its shares trade on NASDAQ under the ticker MGYR.
What is Magyar Bancorp, Inc.'s net worth?
Magyar Bancorp, Inc. has a market value (market cap) of $140.6M at the latest share price, and shareholders' equity of $126.6M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Magyar Bancorp, Inc. profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $11.8M.
When did Magyar Bancorp, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 13, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the quarterly results from October 28, 2026.
When is Magyar Bancorp, Inc.'s next earnings report?
Magyar Bancorp, Inc.'s next report is expected around January 28, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Magyar Bancorp, Inc. pay a dividend?
Yes. Magyar Bancorp, Inc. paid dividends of $0.29 per share in fiscal 2025, a yield of 1.33% at the current price.
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Where the numbers come from
Financial figures are the values Magyar Bancorp, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.