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Financial statements

PARK NATIONAL CORP /OH/ financial statements

Income statement, balance sheet and cash flow statement for the last 10 fiscal years, taken from the XBRL data PARK NATIONAL CORP /OH/ files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue514564646664
Interest expense38.242.743.962.830.11631.298.6
Pre-tax income123118131125155188180154185221
Income tax36.834.220.922.126.734.332.126.933.341.3
Net income86.184.2110103128154148127151180
EPS, basic5.625.517.136.337.859.459.137.849.3811.18
EPS, diluted5.595.477.076.297.809.379.067.809.3211.11
Shares, basic (weighted)15.315.315.516.216.316.316.216.216.116.1
Shares, diluted (weighted)15.415.415.616.316.416.416.416.316.216.2
Dividend per share3.763.764.074.244.284.524.664.204.745.53

Balance sheet

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash and equivalents146169167160370219190218161234
Short-term investments1,0031,2101,0591,7541,7341,333997689
Other current assets88.997.794.1102104144154166190198
Property, plant and equipment5855.959.873.388.78982.174.269.561.6
Lease right-of-use assets013.715.113.417.615.715.715.7
Goodwill72.372.3113160160160160160160160
Intangible assets06.9711.59.267.465.984.653.442.4
Total assets7,4687,5387,8048,5589,2799,5609,8559,8369,8059,805
Short-term debt39539122223134223941651728081.7
Total liabilities6,7256,7826,9727,5898,2398,4498,7868,6918,5628,452
Total debt69450040019332.5
Retained earnings5365626146477057768479049781,068
Treasury stock-81.5-87.1-90.4-128-131-142-138-156-151-167
Other comprehensive income-17.7-26.5-49.8-9.595.5715.2-102-66.2-46.2-12.7
Shareholders' equity1,353
Minority interests0
Total equity7427568339691,0401,1111,0691,1451,2441,353
Total liabilities and equity7,4687,5387,8048,5589,2799,5609,8559,8369,8059,805

Cash flow statement

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income86.184.2110103128154148127151180
Depreciation and amortization8.48.648.599.1110.8-1.52-0.330.6612.211.2
Stock-based compensation2.813.945.066.327.278.027.28.017.678.61
Deferred income tax0.583.290.54-0.84-4.53-3.130.61-0.7-0.41-1.54
Cash from operations87.986.7132112112157137151179198
Capital expenditures-7.47-7.02-11.5-14.9-28.6-14.1-7.94-7.59-9.18-6.37
Acquisitions0012.3-4.8300
Purchases of investments-29.7-3730-354-954-317-3.98-2.88-88.2
Sales and maturities of investments232186145300355
Cash from investing-153-60.745.460.1-456-412-40563.5-19.186.2
Debt issued0150505000
Debt repaid-55.6-350-150-258-171-32.500
Share buybacks-7.38-5.78-40.5-7.51-160-230-20.1
Dividends paid-57.7-57.5-63-69.1-70.4-74.3-76.6-69-77.5-89.9
Cash from financing61.7-3.35-179-179555104239-186-217-212
Net change in cash-3.0122.7-1.9-7.26211-151-29.528.5-57.772.9
Free cash flow80.479.712096.783143129144170192
Interest paid38.442.543.66329.216.730.895.2124111
Income taxes paid27.326.27.3515.224.325.524.717.223.336

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $181.68 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Net margin25.8%Net income / revenue.
FCF margin25.0%Free cash flow (cash from operations - capital expenditures) / revenue.
Operating cash flow margin27.0%Cash from operations / revenue.
Return on equity (ROE)11.0%Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)1.5%Net income / average total assets.
Stock-based pay / revenue1.3%Stock-based compensation (from the cash flow statement) / revenue.
Capex / revenue2.0%Capital expenditures / revenue.
D&A / revenue1.5%Depreciation and amortization / revenue.

Growth

MetricValueHow it is calculated
Revenue growth, 1y2.9%Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y8.9%Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Net income growth, 1y18.9%Net income vs the same period a year earlier. Only from a positive base.
Net income CAGR, 3y6.7%Compound annual growth of net income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Net income CAGR, 5y7.1%Compound annual growth of net income over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
EPS growth, 1y19.2%EPS vs the same period a year earlier. Only from a positive base.
EPS CAGR, 3y7.0%Compound annual growth of eps over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
EPS CAGR, 5y7.3%Compound annual growth of eps over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Operating cash flow growth, 1y10.9%Operating cash flow vs the same period a year earlier. Only from a positive base.
Operating cash flow CAGR, 3y13.2%Compound annual growth of operating cash flow over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Operating cash flow CAGR, 5y12.2%Compound annual growth of operating cash flow over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Free cash flow growth, 1y13.1%Free cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow CAGR, 3y14.3%Compound annual growth of free cash flow over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Free cash flow CAGR, 5y18.3%Compound annual growth of free cash flow over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Dividend per share growth, 1y16.7%Dividend per share vs the same period a year earlier. Only from a positive base.
Dividend per share CAGR, 3y5.9%Compound annual growth of dividend per share over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Dividend per share CAGR, 5y5.3%Compound annual growth of dividend per share over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Total assets growth, 1y-0.0%Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y-0.2%Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets CAGR, 5y1.1%Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Share count change, 1y-0.3%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y-0.3%Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 5y-0.3%Change in diluted weighted shares, per year over 5 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Liabilities / assets86.4%Total liabilities / total assets.
Goodwill and intangibles / assets2.4%(Goodwill + intangible assets) / total assets.
Tangible book value$1.43BShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
Asset turnover0.06xRevenue / average total assets.
Fixed asset turnover7.65xRevenue / average property, plant and equipment.
FCF conversion96.8%Free cash flow / net income, when net income is positive.
Capex / operating cash flow7.5%Capital expenditures / cash from operations, when that is positive.

Per share

MetricValueHow it is calculated
EPS, diluted$10.46Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Revenue per share$40.60Revenue / diluted weighted shares.
FCF per share$10.13Free cash flow / diluted weighted shares.
Operating cash flow per share$10.95Cash from operations / diluted weighted shares.
Book value per share$94.96Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share$78.41Tangible book value / shares outstanding.
Cash per share$101.33(Cash + short-term investments) / shares outstanding.
Payout ratio50.0%Dividends paid / net income, when net income is positive.
Dividends / FCF51.6%Dividends paid / free cash flow, when free cash flow is positive.

Valuation

MetricValueHow it is calculated
Market cap$3.28BShare price x shares outstanding.
Enterprise value$1.44BMarket cap + total debt - cash - short-term investments.
P/E17.3xMarket cap / net income. Only when net income is positive.
P/S4.45xMarket cap / revenue.
P/B1.90xMarket cap / shareholders' equity. Only when equity is positive.
Price / tangible book2.30xMarket cap / tangible book value, when positive.
P/FCF17.8xMarket cap / free cash flow. Only when free cash flow is positive.
P/OCF16.5xMarket cap / cash from operations, when positive.
EV/Sales1.95xEnterprise value / revenue.
EV/FCF7.81xEnterprise value / free cash flow, when both are positive.
FCF yield5.6%Free cash flow / market cap.
Earnings yield5.8%Net income / market cap (the inverse of P/E).
Dividend yield2.9%Dividends paid over the period / market cap.
Shareholder yield2.9%(Dividends paid + share buybacks) / market cap.
PEG2.45xP/E / EPS growth per year over 3 years (in percent). Only when both are positive.
What was PARK NATIONAL CORP /OH/'s revenue in fiscal 2025?

PARK NATIONAL CORP /OH/ reported revenue of $664.4M for fiscal 2025, 2.9% higher than the year before.

Was PARK NATIONAL CORP /OH/ profitable in fiscal 2025?

Yes. Net income was $180.1M, a net margin of 27.1%.

How much free cash flow did PARK NATIONAL CORP /OH/ generate in fiscal 2025?

Cash from operations of $198.3M minus capital expenditures of $6.4M left free cash flow of $191.9M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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