Pagaya Technologies Ltd. (PGY)
Pagaya Technologies Ltd. brought in $1.4B of revenue over the twelve months to September 30, 2026, up 14.8% from a year earlier. Net income was $154M, a net margin of 10.8%. Operating cash flow minus capital spending left $224.7M of free cash flow in fiscal 2025. At September 30, 2026 it held $247.1M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 2, 2026.
Key facts about Pagaya Technologies Ltd.
- Net worth
- Pagaya Technologies Ltd. has a market value (market cap) of $1.4B at the latest share price, and shareholders' equity of $622.4M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $1.3B (+26.1% year on year), with net income of $81.4M. Over the 12 months to September 30, 2026: revenue $1.4B, net income $154M.
- Cash flow
- In fiscal 2025 operations brought in $238.6M of cash; after $13.9M of capital spending, free cash flow was $224.7M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 2, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Pagaya Technologies Ltd.'s next report is expected around February 8, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Pagaya Technologies Ltd. does
Pagaya Technologies Ltd. is registered with the SEC under industry code SIC 6199 (Finance Services). Its shares trade on NASDAQ under the ticker PGY.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $1.3B | $81.4M | $0.93 | $224.7M |
| 2024 | $1B | -$401.4M | -$5.66 | $30M |
| 2023 | $812.1M | -$128.4M | -$2.14 | -$41.8M |
| 2022 | $748.9M | -$302.3M | -$8.22 | -$62.4M |
| 2022 | $474.6M | -$91.2M | -$8.25 | $43.2M |
| 2020 | $99M | $14.5M | $0.24 | $3.2M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where PGY ranks in Finance
Latest SEC filings
What Pagaya Technologies Ltd. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 2, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 12% to $390.5M versus the same quarter last year; diluted EPS $0.52 versus $0.23.
- October 29, 2026
- October 5, 2026
- August 18, 2026
- July 30, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 19% to $387M versus the same quarter last year; diluted EPS $0.49 versus $0.20.
- July 30, 2026
- July 6, 2026
- July 6, 2026Additional proxy material DEFA14A
- July 6, 2026Proxy statement DEF 14A
- June 26, 2026Preliminary proxy statement PRE 14A
What is PGY worth? A DCF from its reported cash flow
Insider trades
What the people running Pagaya Technologies Ltd. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $1.1M worth of shares in the last 90 days and bought none on the open market. 16% of the selling was pre-planned under Rule 10b5-1 trading plans.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 19, 2026 | Rosen TamiDirector | Exercised options | 9,363 | $100K |
| October 2, 2026 | Rosen TamiDirector | Sold | 1,986 | $35.4K |
| September 28, 2026 | Dobres JonathanChief Financial Officer | Sold | 590 | $10.1K |
| September 28, 2026 | Das SanjivPresident | Sold | 14,300 | $243.7K |
| September 28, 2026 | Vieira CoryChief Accounting Officer | Sold | 2,170 | $37K |
| September 25, 2026 | Dobres JonathanChief Financial Officer | Exercised options | 1,116 | - |
| September 25, 2026 | Das SanjivPresident | Exercised options | 25,000 | - |
| September 25, 2026 | Vieira CoryChief Accounting Officer | Exercised options | 3,572 | - |
Who owns PGY
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Ann H. Lamont13D, may seek influence with 8 related filers | 6% | September 22, 2025 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 1 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| Viola Growth Management Fund 2 Ltd. | 206,126 | new |
Insiders
12 insiders reported holding 1,503,220 shares in total, about $25.9M at the last price.
| Holder | Shares |
|---|---|
| Krubiner GalChief Executive Officer, Director | 555,906 |
| Golub HarveyDirector | 252,360 |
| Das SanjivPresident | 173,864 |
| Zeevi AviDirector | 160,461 |
| Perros EvangelosFormer Officer | 131,241 |
| Petrozzo DanDirector | 104,896 |
| Mehta AsheetDirector | 30,196 |
| Davis AlisonDirector | 30,19630,196 held indirectly |
| Vieira CoryChief Accounting Officer | 25,160 |
| Rosen TamiDirector | 22,777 |
Questions about PGY
What does Pagaya Technologies Ltd. do?
Pagaya Technologies Ltd. is a company in the Finance sector, listed on NASDAQ as PGY. Its shares trade on NASDAQ under the ticker PGY.
What is Pagaya Technologies Ltd.'s net worth?
Pagaya Technologies Ltd. has a market value (market cap) of $1.4B at the latest share price, and shareholders' equity of $622.4M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Pagaya Technologies Ltd. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $154M on revenue of $1.4B, a net margin of 10.8%.
How much revenue does Pagaya Technologies Ltd. make?
Over the twelve months to September 30, 2026 Pagaya Technologies Ltd. reported revenue of $1.4B. That is 14.8% more than a year earlier.
When did Pagaya Technologies Ltd. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 2, 2026. It covers the period to September 30, 2026.
When is Pagaya Technologies Ltd.'s next earnings report?
Pagaya Technologies Ltd.'s next report is expected around February 8, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Pagaya Technologies Ltd. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.