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OTC · Finance

New Peoples Bankshares Inc (NWPP)

New Peoples Bankshares Inc brought in $3.6M of revenue over the twelve months to June 30, 2026, down 4.3% from a year earlier. Net income was $12.2M, a net margin of 340.8%. Operating cash flow minus capital spending left $11.5M of free cash flow in fiscal 2025. At June 30, 2026 it held $84.3M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 12, 2026.

Watch NWPP in 60 seconds
Price
$4.90
0.00% on the day · September 25, 2026
52-week range $3.11 to $4.99
Market cap
$115.3M
Revenue (last 12 months)
$3.6M
-4.3% year on year
Net margin
340.8%
P/E
11.4
on FY2025 diluted EPS

What New Peoples Bankshares Inc does

New Peoples Bankshares Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on OTC under the ticker NWPP.

Revenue and profit by year

Revenue
FY18: $3.7M $3.7M FY18FY19: $3.6M $3.6M FY19FY20: $3.2M $3.2M FY20FY21: $3.7M $3.7M FY21FY22: $4M $4M FY22FY23: $3.9M $3.9M FY23FY24: $3.8M $3.8M FY24FY25: $3.6M $3.6M FY25
Net income
FY18: $919K $919K FY18FY19: $2.1M $2.1M FY19FY20: $2.9M $2.9M FY20FY21: $7M $7M FY21FY22: $8.1M $8.1M FY22FY23: $7.2M $7.2M FY23FY24: $8.2M $8.2M FY24FY25: $10.1M $10.1M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025$3.6Mn/a$10.1M$0.43$11.5M
2024$3.8Mn/a$8.2M$0.35$6.6M
2023$3.9Mn/a$7.2M$0.30$5.9M
2022$4Mn/a$8.1Mn/a$13.3M
2021$3.7Mn/a$7Mn/a$9.7M
2020$3.2Mn/a$2.9M$0.12$6.4M

Full financial statements: income, balance sheet and cash flow

Next report expected around October 27, 2026.

Estimated from its filing rhythm: 52 weeks after its report of October 28, 2025. Not a date the company has announced. See the report calendar

Where NWPP ranks in Finance

Revenue$3.6M
#484 of 536 in Finance · Bottom 10%

Latest fiscal year of every company in the sector with the figure reported. Revenue is ranked among companies reporting in US dollars; growth and margins among companies with at least 10 million of revenue. Finance

Dividends

New Peoples Bankshares Inc declared $0.08 per share in fiscal 2025. At the current price that is a yield of 1.63%.

Fiscal yearPer sharePaid outOf profit
2025$0.08n/an/a
2024$0.07n/an/a

Per share as declared (or paid, where only that is reported), adjusted for stock splits the company itself restated. Yield is the latest fiscal year's dividend over the current price.

Latest SEC filings

What New Peoples Bankshares Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. August 12, 2026
    Quarterly report 10-Q · period to June 30, 2026Revenue fell 1.1% to $889K versus the same quarter last year; diluted EPS $0.15 versus $0.11.
  2. July 31, 2026
  3. May 26, 2026
  4. May 13, 2026
    Quarterly report 10-Q · period to March 31, 2026Revenue fell 4.6% to $837K versus the same quarter last year; diluted EPS $0.13 versus $0.08.
  5. April 27, 2026
  6. April 6, 2026
  7. April 6, 2026
  8. April 6, 2026
  9. March 31, 2026
    Annual report 10-K · period to December 31, 2025Revenue fell 5.7% to $3.6M versus the prior year; diluted EPS $0.43 versus $0.35.
  10. March 17, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on September 22, 2026. Insider transactions on SEC

What is NWPP worth? A DCF from its reported cash flow

Insider trades

What the people running New Peoples Bankshares Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.

Insiders bought $112.4K worth of shares on the open market in the last 90 days and sold none.

Bought (open market)
$112.4K
last 90 days
Sold
$0
last 90 days
Net bought
23,649
$112.4K
DateInsiderWhatSharesPriceValueFiling
September 17, 2026 White Blaine ScottDirector, 10% owner Boughtindirect 500 $4.86 $2.4K Form 4
September 17, 2026 Cox John DDirector Boughtindirect 12,000 $4.90 $58.8K Form 4
September 15, 2026 White Blaine ScottDirector, 10% owner Boughtindirect 5,000 $4.85 $24.3K Form 4
August 7, 2026 White Blaine Scott IIDirector Bought 4,433 $4.40 $19.5K Form 4
August 5, 2026 White Blaine ScottDirector, 10% owner Boughtindirect 1,716 $4.35 $7.5K Form 4
June 15, 2026 Keene Harold LDirector, 10% owner Boughtindirect 16,514 $4.39 $72.5K Form 4
June 12, 2026 Keene Harold LDirector, 10% owner Sold 1,500 $4.30 $6.5K Form 4
June 12, 2026 Keene Harold LDirector, 10% owner Boughtindirect 5,000 $4.40 $22K Form 4
June 4, 2026 White Blaine ScottDirector, 10% owner Boughtindirect 5,000 $4.34 $21.7K Form 4

All insider filings on SEC.gov · Where insiders are buying across the market

Who owns NWPP

Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.

5% holders

Anyone who owns more than 5% of a class of shares must say so on Schedule 13D (if they may seek to influence the company) or 13G (a passive holder). The latest filing of each holder is shown: 13G filings of the last 2 years, 13D of the last 3.

We have not read this company's Schedule 13D and 13G filings yet.

Largest institutional holders

No Form 13F positions imported for this company yet.

Insiders

Reported holdings of insiders who filed a Form 4 in the last 12 months: the shares each one held after their latest reported transaction. This is not the total held by all insiders.

4 insiders reported holding 4,738,498 shares in total, about $23.2M at the last price.

HolderSharesAs of
Keene Harold LDirector, 10% owner 3,513,78284,074 held indirectly June 15, 2026
Cox John DDirector 788,281788,281 held indirectly September 17, 2026
White Blaine ScottDirector, 10% owner 267,166267,166 held indirectly September 17, 2026
White Blaine Scott IIDirector 169,269 August 7, 2026

Schedule 13D/13G filings on SEC.gov

All filings on SEC EDGAR

Questions about NWPP

What does New Peoples Bankshares Inc do?

New Peoples Bankshares Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on OTC under the ticker NWPP.

Is New Peoples Bankshares Inc profitable?

Yes. Over the twelve months to June 30, 2026 it reported net income of $12.2M on revenue of $3.6M, a net margin of 340.8%.

How much revenue does New Peoples Bankshares Inc make?

Over the twelve months to June 30, 2026 New Peoples Bankshares Inc reported revenue of $3.6M. That is 4.3% less than a year earlier.

When did New Peoples Bankshares Inc last report?

Its most recent periodic report is the quarterly report (10-Q) filed on August 12, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the insider trade from September 22, 2026.

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Where the numbers come from

Financial figures are the values New Peoples Bankshares Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.