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NASDAQ · Finance

Nbt Bancorp Inc (NBTB)

Operating cash flow minus capital spending left $218.9M of free cash flow in fiscal 2025. At June 30, 2026 it held $294.7M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 7, 2026.

Price
$51.57
+0.86% on the day · September 25, 2026
52-week range $39.20 to $54.50
Market cap
$2.7B
P/E
15.5
on FY2025 diluted EPS

What Nbt Bancorp Inc does

Nbt Bancorp Inc is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NASDAQ under the ticker NBTB.

Revenue and profit by year

Revenue
FY18: $126M $126M FY18FY19: $134.5M $134.5M FY19FY20: $140.9M $140.9M FY20FY21: $151M $151M FY21FY22: $150.7M $150.7M FY22FY23: $144.7M $144.7M FY23FY24: $165.7M $165.7M FY24FY25: $183M $183M FY25
Net income
FY18: $112.6M $112.6M FY18FY19: $121M $121M FY19FY20: $104.4M $104.4M FY20FY21: $154.9M $154.9M FY21FY22: $152M $152M FY22FY23: $118.8M $118.8M FY23FY24: $140.6M $140.6M FY24FY25: $169.2M $169.2M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025$183Mn/a$169.2M$3.33$218.9M
2024$165.7Mn/a$140.6M$2.97$176.8M
2023$144.7Mn/a$118.8M$2.65$148.2M
2022$150.7Mn/a$152M$3.52$176.2M
2021$151Mn/a$154.9M$3.54$151.4M
2020$140.9Mn/a$104.4M$2.37$137.1M

Latest SEC filings

What Nbt Bancorp Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. September 21, 2026
  2. September 8, 2026
  3. August 7, 2026
    Quarterly report 10-Q · period to June 30, 2026
  4. August 7, 2026
  5. July 27, 2026
  6. June 24, 2026
  7. May 19, 2026
  8. May 18, 2026
  9. May 8, 2026
    Quarterly report 10-Q · period to March 31, 2026
  10. May 4, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on July 30, 2026. Insider transactions on SEC

All filings on SEC EDGAR

Questions about NBTB

What does Nbt Bancorp Inc do?

Nbt Bancorp Inc is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NASDAQ under the ticker NBTB.

Is Nbt Bancorp Inc profitable?

Yes. Over the twelve months to June 30, 2026 it reported net income of $214.2M.

When did Nbt Bancorp Inc last report?

Its most recent periodic report is the quarterly report (10-Q) filed on August 7, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the executive or director change from September 21, 2026.

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Where the numbers come from

Financial figures are the values Nbt Bancorp Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.