Wafd Inc (WAFD)
Wafd Inc brought in $31.6M of revenue over the twelve months to June 30, 2026, up 10.1% from a year earlier. Net income was $256.5M, a net margin of 810.8%. Operating cash flow minus capital spending left $208.2M of free cash flow in fiscal 2025. At June 30, 2026 it held $676.5M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 4, 2026.
Key facts about Wafd Inc
- Net worth
- Wafd Inc has a market value (market cap) of $2.2B at the latest share price, and shareholders' equity of $3B on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $237M of cash; after $28.7M of capital spending, free cash flow was $208.2M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on August 4, 2026 and covers the period to June 30, 2026. Open on SEC EDGAR
- Next earnings report
- Wafd Inc's next report is expected around January 15, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Wafd Inc paid dividends of $1.07 per share in fiscal 2025, a yield of 3.63% at the current price.
What Wafd Inc does
Wafd Inc is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NASDAQ under the ticker WAFD.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $29.7M | $226.1M | $2.63 | $208.2M |
| 2024 | $27.5M | $200M | $2.50 | $414.6M |
| 2023 | $26.1M | $257.4M | $3.72 | $198.9M |
| 2022 | $25.9M | $236.3M | $3.39 | $256.7M |
| 2021 | $24.7M | $183.6M | $2.39 | $285M |
| 2020 | $23.7M | $173.4M | $2.26 | $134.7M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where WAFD ranks in Finance
Dividends
Wafd Inc paid $1.07 per share in fiscal 2025. At the current price that is a yield of 3.63%. It paid out $84.6M in cash dividends, 37% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.07 | $84.6M | 37% |
| 2024 | $1.03 | $74.3M | 37% |
| 2023 | $0.99 | $63.8M | 25% |
| 2022 | $0.95 | $61.6M | 26% |
| 2021 | $0.91 | $65.9M | 36% |
| 2020 | $0.87 | $66.5M | 38% |
Latest SEC filings
What Wafd Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 9, 2026
- November 4, 2026Merger proxy statement DEFM14A
- October 23, 2026Additional proxy material DEFA14A
- October 22, 2026Form PREM14A filing PREM14A
- October 19, 2026Additional proxy material DEFA14A
- October 16, 2026
- October 5, 2026
- September 28, 2026Additional proxy material DEFA14A
- September 18, 2026Additional proxy material DEFA14A
- September 11, 2026Additional proxy material DEFA14A
What is WAFD worth? A DCF from its reported cash flow
Insider trades
What the people running Wafd Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 6 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 31, 2026 | Holz KelliEVP & CFO | Shares withheld for tax | 2,231 | $65.5K |
| October 31, 2026 | Beardall Brent JPresident & CEO, Director | Shares withheld for tax | 6,809 | $199.8K |
| October 31, 2026 | Cooper Cathy EEVP & Chief Consumer Banker | Shares withheld for tax | 2,105 | $61.8K |
| October 31, 2026 | Robison Kim EEVP & Chief Operations Officer | Shares withheld for tax | 2,105 | $61.8K |
| October 31, 2026 | Mauer RyanEVP & Chief Credit Officer | Shares withheld for tax | 2,105 | $61.8K |
| October 31, 2026 | Sanden BlayneSVP & PAO | Shares withheld for tax | 175 | $5.1K |
| April 24, 2026 | Robison Kim EEVP & Chief Operations Officer | Sold | 22,000 | $776.2K |
| February 27, 2026 | Sanden BlayneSVP & PAO | Shares withheld for tax | 46 | $1.4K |
Who owns WAFD
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Portfolio Management13G, passive | 6.4% | April 29, 2026 |
| Vanguard Capital Management13G, passive | 5.28% | April 30, 2026 |
| AllianceBernstein L.P.13G, passive | 5.2% | August 14, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 288 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 10,774,309 | -269,887 |
| Dimensional Fund Advisors LP | 4,964,442 | +18,918 |
| Vanguard Portfolio Management LLC | 4,755,020 | -65,525 |
| State Street Corp | 4,345,763 | +130,140 |
| Vanguard Capital Management LLC | 3,324,356 | -102,919 |
| Fuller & Thaler Asset Management, Inc. | 3,142,312 | -112,275 |
| Alliancebernstein L.P. | 3,807,514 | +232,940 |
| American Century Companies Inc | 2,416,568 | +206,221 |
| Geode Capital Management, LLC | 1,987,447 | +35,117 |
| Systematic Financial Management LP | 1,558,139 | +19,788 |
| Ameriprise Financial Inc | 1,094,307 | +243,460 |
| Charles Schwab Investment Management Inc | 1,020,988 | -37,778 |
| Frontier Capital Management Co LLC | 951,677 | -122,875 |
| Bank of America Corp | 903,179 | -2,684 |
| Northern Trust Corp | 831,630 | +46,033 |
| D. E. Shaw & Co., Inc. | 790,567 | +238,720 |
| Goldman Sachs Group Inc | 759,092 | +263,308 |
| Morgan Stanley | 736,410 | -42,160 |
| Wells Fargo & Company | 690,969 | -73,173 |
| Bank of New York Mellon Corp | 690,349 | +14,515 |
Insiders
16 insiders reported holding 1,143,498 shares in total, about $33.7M at the last price.
| Holder | Shares |
|---|---|
| Beardall Brent JPresident & CEO, Director | 369,065 |
| Mauer RyanEVP & Chief Credit Officer | 126,646 |
| Robison Kim EEVP & Chief Operations Officer | 114,865 |
| Holz KelliEVP & CFO | 114,164 |
| Cooper Cathy EEVP & Chief Consumer Banker | 93,520 |
| Grant David KDirector | 67,261 |
| Talbot Randall HDirector | 66,511 |
| Brower Linda SDirector | 62,765 |
| Shuster Bradley MDirector | 26,611 |
| Singh Sudhir StevenDirector | 22,891 |
Questions about WAFD
What does Wafd Inc do?
Wafd Inc is a company in the Finance sector, listed on NASDAQ as WAFD. Its shares trade on NASDAQ under the ticker WAFD.
What is Wafd Inc's net worth?
Wafd Inc has a market value (market cap) of $2.2B at the latest share price, and shareholders' equity of $3B on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Wafd Inc profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $256.5M on revenue of $31.6M, a net margin of 810.8%.
How much revenue does Wafd Inc make?
Over the twelve months to June 30, 2026 Wafd Inc reported revenue of $31.6M. That is 10.1% more than a year earlier.
When did Wafd Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 4, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the executive or director change from November 9, 2026.
When is Wafd Inc's next earnings report?
Wafd Inc's next report is expected around January 15, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Wafd Inc pay a dividend?
Yes. Wafd Inc paid dividends of $1.07 per share in fiscal 2025, a yield of 3.63% at the current price.
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Where the numbers come from
Financial figures are the values Wafd Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.