Oceanfirst Financial Corp (OCFC)
Operating cash flow minus capital spending left $79.5M of free cash flow in fiscal 2025. At September 30, 2026 it held $269.8M in cash against $2.3B of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Oceanfirst Financial Corp
- Net worth
- Oceanfirst Financial Corp has a market value (market cap) of $1.8B at the latest share price, and shareholders' equity of $2.4B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $87.2M of cash; after $7.7M of capital spending, free cash flow was $79.5M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Oceanfirst Financial Corp's next report is expected around January 26, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Oceanfirst Financial Corp declared dividends of $0.80 per share in fiscal 2025, a yield of 4.38% at the current price.
What Oceanfirst Financial Corp does
Oceanfirst Financial Corp is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NASDAQ under the ticker OCFC.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $71M | $1.17 | $79.5M |
| 2024 | n/a | $100.1M | $1.65 | $84.7M |
| 2023 | n/a | $104M | $1.70 | $116.6M |
| 2022 | n/a | $146.6M | $2.42 | $234.3M |
| 2021 | n/a | $110.1M | $1.78 | $117.9M |
| 2020 | n/a | $63.3M | $1.02 | $117.9M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Oceanfirst Financial Corp declared $0.80 per share in fiscal 2025. At the current price that is a yield of 4.38%. It paid out $48.2M in cash dividends, 68% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.80 | $48.2M | 68% |
| 2024 | $0.80 | $50.9M | 51% |
| 2023 | $0.80 | $51.3M | 49% |
| 2022 | $0.74 | $47.5M | 32% |
| 2021 | $0.68 | $44.5M | 40% |
| 2020 | $0.68 | $42.9M | 68% |
Latest SEC filings
What Oceanfirst Financial Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026
- October 27, 2026
- October 8, 2026Passive stake (5% or more) SCHEDULE 13G
- August 19, 2026Activist stake changed SCHEDULE 13D/A
- August 7, 2026
- August 7, 2026Passive stake (5% or more) SCHEDULE 13G
- July 31, 2026
- July 14, 2026Passive stake changed SCHEDULE 13G/A
- June 30, 2026Other event 8-K/A
- June 30, 2026Other event 8-K
Insider trades
What the people running Oceanfirst Financial Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $277.8K and sold $104K worth of shares in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 3, 2026 | Farris Jack M.Director | Bought | 542 | $10K |
| October 30, 2026 | Katsoulis NicosDirector | Bought | 10,000 | $178.3K |
| October 30, 2026 | Barrett Patrick SeanSenior EVP & CFO | Bought | 5,000 | $89.5K |
| August 31, 2026 | Schaeffer BrianSEVP & CIO, OceanFirst Bank | Sold | 5,500 | $104K |
| August 7, 2026 | Buran John RDirector | Soldindirect | 113,630 | $2.2M |
| June 3, 2026 | Buran John RDirector | Shares withheld for tax | 35,037 | $639.4K |
| June 1, 2026 | Buran John RDirector | Received as pay | 113,329 | - |
| June 1, 2026 | Buran John RDirector | Received as payindirect | 113,265 | - |
Who owns OCFC
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Warburg Pincus Partners II (Cayman), L.P.13D, may seek influence with 19 related filers | 9.9% | August 19, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 230 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 9,940,366 | +3,206,812 |
| Warburg Pincus LLC | 9,574,639 | new |
| Dimensional Fund Advisors LP | 4,589,658 | +1,180,555 |
| Wellington Management Group Llp | 4,114,069 | +1,518,636 |
| State Street Corp | 3,869,335 | +986,962 |
| Vanguard Capital Management LLC | 3,672,693 | +1,245,519 |
| Two Sigma Investments, LP | 2,406,209 | +833,700 |
| Invesco Ltd. | 2,391,416 | +395,191 |
| Geode Capital Management, LLC | 2,200,983 | +790,935 |
| Systematic Financial Management LP | 1,517,701 | +134,113 |
| Endeavour Capital Advisors Inc | 1,347,421 | +219,069 |
| Hotchkis & Wiley Capital Management LLC | 1,295,618 | +604,213 |
| Mirabella Financial Services Llp | 1,292,641 | +493,735 |
| American Century Companies Inc | 1,188,360 | -40,328 |
| Charles Schwab Investment Management Inc | 1,075,612 | +229,270 |
| Nuveen, LLC | 913,179 | +290,835 |
| Gamco Investors, Inc. ET AL | 863,433 | +704,433 |
| Jpmorgan Chase & Co | 832,878 | +194,203 |
| Goldman Sachs Group Inc | 795,920 | +97,509 |
| Northern Trust Corp | 791,180 | +289,318 |
Insiders
25 insiders reported holding 2,279,755 shares in total, about $41.6M at the last price.
| Holder | Shares |
|---|---|
| Maher ChristopherChairman and CEO, Director | 368,621 |
| Lebel Joseph IIISenior EVP and COO, Director | 320,152 |
| Murphy Joseph M. Jr.Director | 238,96456,000 held indirectly |
| Tsimbinos Steven JamesSenior EVP & Corp. Secretary | 202,999 |
| Estep Michele BSEVP & CAO, OceanFirst Bank | 177,682 |
| Barrett Patrick SeanSenior EVP & CFO | 152,350 |
| Grassi Louis CDirector | 104,737 |
| Berninger DavidSenior EVP & CRO | 99,708 |
| Schaeffer BrianSEVP & CIO, OceanFirst Bank | 83,068 |
| Buran John RDirector | 78,292 |
Questions about OCFC
What does Oceanfirst Financial Corp do?
Oceanfirst Financial Corp is a company in the Finance sector, listed on NASDAQ as OCFC. Its shares trade on NASDAQ under the ticker OCFC.
What is Oceanfirst Financial Corp's net worth?
Oceanfirst Financial Corp has a market value (market cap) of $1.8B at the latest share price, and shareholders' equity of $2.4B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Oceanfirst Financial Corp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $47M.
When did Oceanfirst Financial Corp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.
When is Oceanfirst Financial Corp's next earnings report?
Oceanfirst Financial Corp's next report is expected around January 26, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Oceanfirst Financial Corp pay a dividend?
Yes. Oceanfirst Financial Corp declared dividends of $0.80 per share in fiscal 2025, a yield of 4.38% at the current price.
Similar companies
Compare OCFC with
Follow OCFC
Get an email when Oceanfirst Financial Corp files with the SEC: results, executive changes, material agreements and annual reports.
Where the numbers come from
Financial figures are the values Oceanfirst Financial Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.