Pathward Financial, Inc. (CASH)
Operating cash flow minus capital spending left $438.9M of free cash flow in fiscal 2025. At June 30, 2026 it held $149.4M in cash against $33.5M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 6, 2026.
Key facts about Pathward Financial, Inc.
- Net worth
- Pathward Financial, Inc. has a market value (market cap) of $1.6B at the latest share price, and shareholders' equity of $850.9M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $839.9M (+5.3% year on year), with net income of $185.9M.
- Cash flow
- In fiscal 2025 operations brought in $450.6M of cash; after $11.7M of capital spending, free cash flow was $438.9M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on August 6, 2026 and covers the period to June 30, 2026. Open on SEC EDGAR
- Next earnings report
- Pathward Financial, Inc.'s next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Pathward Financial, Inc. declared dividends of $0.20 per share in fiscal 2025, a yield of 0.26% at the current price.
What Pathward Financial, Inc. does
Pathward Financial, Inc. is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NASDAQ under the ticker CASH.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $839.9M | $185.9M | $7.87 | $438.9M |
| 2024 | $797.4M | $183.2M | $7.20 | $478.7M |
| 2023 | $727.7M | $143.3M | $5.24 | $319.3M |
| 2022 | $601.1M | $151.1M | $5.09 | $281.9M |
| 2021 | $549.9M | $141.7M | $4.38 | $568.7M |
| 2020 | $498.8M | $104.7M | $2.94 | $455M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where CASH ranks in Finance
Dividends
Pathward Financial, Inc. declared $0.20 per share in fiscal 2025. At the current price that is a yield of 0.26%. It paid out $4.7M in cash dividends, 3% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.20 | $4.7M | 3% |
| 2024 | $0.20 | $5.1M | 3% |
| 2023 | $0.20 | $5.4M | 4% |
| 2022 | $0.20 | $5.9M | 4% |
| 2021 | $0.20 | $6.4M | 5% |
| 2020 | $0.20 | $7.1M | 7% |
Latest SEC filings
What Pathward Financial, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 9, 2026
- October 30, 2026Passive stake (5% or more) SCHEDULE 13G
- October 21, 2026
- September 17, 2026Executive or director change8-KPathward Financial announced that President Anthony Sharett will resign effective October 23, 2026.
- August 20, 2026Other event 8-K
- August 7, 2026Passive stake (5% or more) SCHEDULE 13G
- August 6, 2026Quarterly report 10-Q · period to June 30, 2026Revenue fell 3.1% to $189.6M versus the same quarter last year; diluted EPS $1.37 versus $1.81.
- July 22, 2026
- May 21, 2026Other event 8-K
- May 7, 2026Quarterly report 10-Q · period to March 31, 2026Revenue rose 0.5% to $276.3M versus the same quarter last year; diluted EPS $3.35 versus $3.14.
What is CASH worth? A DCF from its reported cash flow
Insider trades
What the people running Pathward Financial, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 23 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 6, 2026 | Stork Kendall EDirector | Gave as a giftindirect | 800 | - |
| November 3, 2026 | Sigrist GregChief Financial Officer | Received as pay | 14,331 | - |
| November 3, 2026 | Sigrist GregChief Financial Officer | Shares withheld for tax | 7,293 | - |
| November 3, 2026 | Pharr Brett L.Chief Executive Officer, Director | Received as pay | 34,869 | - |
| November 3, 2026 | Pharr Brett L.Chief Executive Officer, Director | Shares withheld for tax | 12,979 | - |
| November 3, 2026 | Ingram Charles C.EVP, Chief Info & Ops Officer | Received as pay | 4,599 | - |
| November 3, 2026 | Ingram Charles C.EVP, Chief Info & Ops Officer | Shares withheld for tax | 1,902 | - |
| November 3, 2026 | Dombrowski NadiaChief Legal and Admin Officer | Received as pay | 4,982 | - |
Who owns CASH
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| American Century Investment Management, Inc.13G, passive with 2 related filers | 5.3% | February 13, 2026 |
| Vanguard Capital Management13G, passive | 5.23% | October 30, 2026 |
| Dimensional Fund Advisors LP13G, passive | 5% | April 9, 2026 |
Largest institutional holders
Insiders
16 insiders reported holding 347,898 shares in total, about $26.6M at the last price.
| Holder | Shares |
|---|---|
| Pharr Brett L.Chief Executive Officer, Director | 98,088 |
| Ingram Charles C.EVP, Chief Info & Ops Officer | 33,532 |
| Shulman Becky SDirector | 30,499 |
| Hoople Elizabeth G.Director | 28,450 |
| Sharett Anthony M.President | 25,445 |
| Sigrist GregChief Financial Officer | 22,367 |
| Stork Kendall EDirector | 20,75311,253 held indirectly |
| Zlatkus Lizabeth HDirector | 15,400 |
| Dombrowski NadiaChief Legal and Admin Officer | 14,596 |
| Mccray Ronald DDirector | 14,557 |
Questions about CASH
What does Pathward Financial, Inc. do?
Pathward Financial, Inc. is a company in the Finance sector, listed on NASDAQ as CASH. Its shares trade on NASDAQ under the ticker CASH.
What is Pathward Financial, Inc.'s net worth?
Pathward Financial, Inc. has a market value (market cap) of $1.6B at the latest share price, and shareholders' equity of $850.9M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Pathward Financial, Inc. profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $175.8M.
When did Pathward Financial, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 6, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the executive or director change from November 9, 2026.
When is Pathward Financial, Inc.'s next earnings report?
Pathward Financial, Inc.'s next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Pathward Financial, Inc. pay a dividend?
Yes. Pathward Financial, Inc. declared dividends of $0.20 per share in fiscal 2025, a yield of 0.26% at the current price.
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Where the numbers come from
Financial figures are the values Pathward Financial, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.