Westamerica Bancorporation (WABC)
Operating cash flow minus capital spending left $119.7M of free cash flow in fiscal 2025. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Westamerica Bancorporation
- Net worth
- Westamerica Bancorporation has a market value (market cap) of $1.4B at the latest share price, and shareholders' equity of $789.7M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $121.9M of cash; after $2.2M of capital spending, free cash flow was $119.7M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Westamerica Bancorporation's next report is expected around January 14, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Westamerica Bancorporation declared dividends of $1.82 per share in fiscal 2025, a yield of 3.04% at the current price.
What Westamerica Bancorporation does
Westamerica Bancorporation is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NASDAQ under the ticker WABC.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $116.2M | $4.52 | $119.7M |
| 2024 | n/a | $138.6M | $5.20 | $139.8M |
| 2023 | n/a | $161.8M | $6.06 | $157M |
| 2022 | n/a | $122M | $4.54 | $112.9M |
| 2021 | n/a | $86.5M | $3.22 | $87.4M |
| 2020 | n/a | $80.4M | $2.98 | $105.5M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Westamerica Bancorporation declared $1.82 per share in fiscal 2025. At the current price that is a yield of 3.04%. It paid out $46.9M in cash dividends, 40% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.82 | $46.9M | 40% |
| 2024 | $1.76 | $47M | 34% |
| 2023 | $1.72 | $46M | 28% |
| 2022 | $1.68 | $45.2M | 37% |
| 2021 | $1.65 | $44.3M | 51% |
| 2020 | $1.64 | $44.3M | 55% |
Latest SEC filings
What Westamerica Bancorporation has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026
- October 30, 2026Passive stake changed SCHEDULE 13G/A
- October 22, 2026Other event 8-K
- October 15, 2026
- August 14, 2026Passive stake changed SCHEDULE 13G/A
- August 5, 2026
- July 23, 2026Other event 8-K
- July 16, 2026
- June 26, 2026
- May 8, 2026
Insider trades
What the people running Westamerica Bancorporation did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| April 22, 2026 | Wondeh InezDirector | Bought | 61 | $3.3K |
| April 20, 2026 | Baker Robert James JrSVP/Banking Division Manager | Sold | 759 | $40.9K |
| March 2, 2026 | Donohoe Brian JSVP/Chief Information Officer | Shares withheld for taxindirect | 1,010 | $51.4K |
| March 2, 2026 | Ensinger George SSVP/Human Resources Div. Mgr | Shares withheld for tax | 1,156 | $58.8K |
| March 2, 2026 | Baker Robert James JrSVP/Banking Division Manager | Shares withheld for tax | 601 | $30.6K |
| February 24, 2026 | Jonas Anela MaryaSVP/CFO | Received as pay | 15 | - |
| January 22, 2026 | Donohoe Brian JSVP/Chief Information Officer | Received as pay | 2,040 | - |
| January 22, 2026 | Ensinger George SSVP/Human Resources Div. Mgr | Received as pay | 1,412 | - |
Who owns WABC
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| American Century Investment Management, Inc.13G, passive with 2 related filers | 8.3% | August 14, 2026 |
| Vanguard Portfolio Management13G, passive | 7.33% | April 29, 2026 |
| Vanguard Capital Management13G, passive | 5.28% | April 30, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 214 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 3,335,703 | -113,632 |
| American Century Companies Inc | 1,958,072 | +51,202 |
| Vanguard Portfolio Management LLC | 1,720,645 | -38,905 |
| State Street Corp | 1,394,074 | +190,791 |
| Vanguard Capital Management LLC | 1,034,531 | -60,547 |
| Dimensional Fund Advisors LP | 983,639 | +38,940 |
| Geode Capital Management, LLC | 627,073 | +13,911 |
| Aqr Capital Management LLC | 495,223 | +96,177 |
| Nuveen, LLC | 382,288 | +22,943 |
| Rhino Investment Partners, Inc | 324,824 | new |
| Arrowstreet Capital, Limited Partnership | 324,191 | +40,382 |
| Two Sigma Investments, LP | 303,836 | -49,196 |
| Northern Trust Corp | 303,422 | +14,445 |
| Charles Schwab Investment Management Inc | 294,930 | -2,995 |
| Rbo & Co LLC | 275,551 | -6,647 |
| Mackenzie Financial Corp | 242,861 | new |
| Morgan Stanley | 229,998 | -25,158 |
| Goldman Sachs Group Inc | 228,465 | +1,745 |
| Bank of New York Mellon Corp | 211,466 | +1,953 |
| Vanguard Fiduciary Trust Co | 154,702 | -5,231 |
Insiders
4 insiders reported holding 13,708 shares in total, about $820.4K at the last price.
| Holder | Shares |
|---|---|
| Ensinger George SSVP/Human Resources Div. Mgr | 6,565 |
| Donohoe Brian JSVP/Chief Information Officer | 5,9013,814 held indirectly |
| Wondeh InezDirector | 1,007 |
| Jonas Anela MaryaSVP/CFO | 236 |
Questions about WABC
What does Westamerica Bancorporation do?
Westamerica Bancorporation is a company in the Finance sector, listed on NASDAQ as WABC. Its shares trade on NASDAQ under the ticker WABC.
What is Westamerica Bancorporation's net worth?
Westamerica Bancorporation has a market value (market cap) of $1.4B at the latest share price, and shareholders' equity of $789.7M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Westamerica Bancorporation profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $110.7M.
When did Westamerica Bancorporation last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.
When is Westamerica Bancorporation's next earnings report?
Westamerica Bancorporation's next report is expected around January 14, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Westamerica Bancorporation pay a dividend?
Yes. Westamerica Bancorporation declared dividends of $1.82 per share in fiscal 2025, a yield of 3.04% at the current price.
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Where the numbers come from
Financial figures are the values Westamerica Bancorporation tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.