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Financial statements

Spectral AI, Inc. financial statements

Income statement, balance sheet and cash flow statement for the last 5 fiscal years, taken from the XBRL data Spectral AI, Inc. files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2021FY2022FY2023FY2024FY2025
Revenue25.418.129.619.7
Cost of revenue14.510.216.310.7
Gross profit10.87.8813.38.93
Research and development16.515.1
General and administrative3.4213.520.919.917.5
Operating expenses19.917.5
Operating income-3.42-2.65-13-6.58-8.6
Interest expense-0.010.89
Interest income0.033.160.170.01
Other non-operating income-0.16-7.86-8.461.04
Pre-tax income-2.15-2.81-20.8-15-7.56
Income tax00.110.010.110.01
Net income-2.15-2.91-20.9-15.2-7.57
EBITDA-2.64-13-6.57-8.53
EPS, basic-0.22-1.48-0.85-0.29
EPS, diluted-0.22-1.48-0.85-0.29
Shares, basic (weighted)13.114.117.926.5
Shares, diluted (weighted)13.114.117.926.5

Balance sheet

FY2021FY2022FY2023FY2024FY2025
Cash and equivalents0.7714.24.795.215.4
Receivables2.292.352.511.27
Inventory0.230.430.84
Other current assets0.310.270.80.751.13
Total current assets1.0817.79.910.119.5
Property, plant and equipment0.020.0100.26
Lease right-of-use assets1.010.781.971.41
Other non-current assets0.29
Total assets25418.710.712.121.4
Accounts payable2.762.684.043.01
Accrued liabilities2.912.634.33.212.34
Deferred revenue2.310.960.15
Total current liabilities2.946.3712.417.620.6
Long-term debt5.54
Lease liabilities0.351.70.97
Total liabilities21.96.7212.419.327.1
Total debt2.799.25
Paid-in capital023.931.14150
Retained earnings-20.8-11.9-32.8-48.2-55.8
Other comprehensive income0.0100.04
Shareholders' equity13.812-2.15-7.25-5.73
Total equity13.812-2.15-7.25-5.73
Total liabilities and equity25418.710.712.121.4
Shares outstanding13.216.322.630.7

Cash flow statement

FY2021FY2022FY2023FY2024FY2025
Net income-2.1511-20.9-15.2-7.57
Depreciation and amortization0.010.010.010.07
Stock-based compensation1.161.241.031.12
Deferred income tax00.61
Change in receivables-0.86-0.05-0.161.24
Change in inventory-0.23-0.2-0.41
Change in payables1.35-0.941.43-1.03
Cash from operations-0.83-1.16-13.2-9.2-9.92
Purchases of investments-2530
Sales and maturities of investments01.03
Cash from investing-253252
Debt issued12.1
Stock issued13.93.354.0610.6
Share buybacks0-251
Cash from financing255-0.793.849.5820.1
Exchange rate effect0.01-0.010.04
Net change in cash0.77-1.95-9.380.3710.2
Interest paid0.020.030.010.02
Income taxes paid00.050.110.010.1

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $1.59 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Gross margin42.9%Gross profit / revenue.
Operating margin-77.2%Operating income / revenue.
EBITDA margin-76.4%EBITDA (operating income + depreciation and amortization) / revenue.
Pre-tax margin-64.8%Pre-tax income / revenue.
Net margin-65.5%Net income / revenue.
Operating cash flow margin-83.7%Cash from operations / revenue.
Return on assets (ROA)-51.9%Net income / average total assets.
Stock-based pay / revenue10.0%Stock-based compensation (from the cash flow statement) / revenue.
D&A / revenue0.8%Depreciation and amortization / revenue.

Growth

MetricValueHow it is calculated
Revenue growth, 1y-33.6%Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y-8.2%Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Gross profit growth, 1y-32.8%Gross profit vs the same period a year earlier. Only from a positive base.
Gross profit CAGR, 3y-6.3%Compound annual growth of gross profit over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets growth, 1y77.0%Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y4.6%Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Share count change, 1y47.9%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y26.4%Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Current ratio0.90xCurrent assets / current liabilities.
Quick ratio0.76x(Cash + short-term investments + receivables) / current liabilities.
Cash ratio0.70x(Cash + short-term investments) / current liabilities.
Debt / assets56.9%Total debt / total assets.
Liabilities / assets162.0%Total liabilities / total assets.
Net debt-$2.9MTotal debt - cash - short-term investments. Negative means more cash than debt.
Interest coverage-9.70xOperating income / interest expense.
Working capital-$2.1MCurrent assets - current liabilities.
Tangible book value-$12.1MShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
Asset turnover0.79xRevenue / average total assets.
Fixed asset turnover77.7xRevenue / average property, plant and equipment.
Inventory turnover10.8xCost of revenue / average inventory.
Days inventory34 days365 x average inventory / cost of revenue.
Receivables turnover13.0xRevenue / average receivables.
Days sales outstanding28 days365 x average receivables / revenue.
Days payables72 days365 x average accounts payable / cost of revenue.
Cash conversion cycle-10 daysDays inventory + days sales outstanding - days payables.

Per share

MetricValueHow it is calculated
EPS, diluted-$0.31Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Revenue per share$0.48Revenue / diluted weighted shares.
Operating cash flow per share-$0.40Cash from operations / diluted weighted shares.
Book value per share-$0.37Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share-$0.37Tangible book value / shares outstanding.
Cash per share$0.43(Cash + short-term investments) / shares outstanding.

Valuation

MetricValueHow it is calculated
Market cap$51.2MShare price x shares outstanding.
Enterprise value$48.2MMarket cap + total debt - cash - short-term investments.
P/S3.32xMarket cap / revenue.
EV/Sales3.13xEnterprise value / revenue.
Earnings yield-19.7%Net income / market cap (the inverse of P/E).
What was Spectral AI, Inc.'s revenue in fiscal 2025?

Spectral AI, Inc. reported revenue of $19.7M for fiscal 2025, 33.6% lower than the year before.

Was Spectral AI, Inc. profitable in fiscal 2025?

No. It reported a net loss of $7.6M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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