Mercury General Corp (MCY)
Mercury General Corp brought in $6.1B of revenue over the twelve months to September 30, 2026, up 5.4% from a year earlier. Net income was $642.8M, a net margin of 10.5%. Operating cash flow minus capital spending left $1B of free cash flow in fiscal 2025. At September 30, 2026 it held $1.3B in cash against $569M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 3, 2026.
Key facts about Mercury General Corp
- Net worth
- Mercury General Corp has a market value (market cap) of $4.6B at the latest share price, and shareholders' equity of $2.8B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $6B (+9.4% year on year), with net income of $541.1M. Over the 12 months to September 30, 2026: revenue $6.1B, net income $642.8M.
- Cash flow
- In fiscal 2025 operations brought in $1.1B of cash; after $58.4M of capital spending, free cash flow was $1B.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 3, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Mercury General Corp's next report is expected around February 16, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Mercury General Corp declared dividends of $1.27 per share in fiscal 2025, a yield of 1.53% at the current price.
What Mercury General Corp does
Mercury General Corp is registered with the SEC under industry code SIC 6331 (Fire, Marine & Casualty Insurance). Its shares trade on NYSE under the ticker MCY.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $6B | $541.1M | $9.77 | $1B |
| 2024 | $5.5B | $468M | $8.45 | $991M |
| 2023 | $4.6B | $96.3M | $1.74 | $416.2M |
| 2022 | $3.6B | -$512.7M | -$9.26 | $317.1M |
| 2021 | $4B | $247.9M | $4.48 | $460.1M |
| 2020 | $3.8B | $374.6M | $6.77 | $565.7M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where MCY ranks in Finance
Dividends
Mercury General Corp declared $1.27 per share in fiscal 2025. At the current price that is a yield of 1.53%. It paid out $70.3M in cash dividends, 13% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.27 | $70.3M | 13% |
| 2024 | $1.27 | $70.3M | 15% |
| 2023 | $1.27 | $70.3M | 73% |
| 2022 | $1.91 | $105.5M | n/a |
| 2021 | $2.53 | $140.2M | 57% |
| 2020 | $2.52 | $139.6M | 37% |
Latest SEC filings
What Mercury General Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 3, 2026Quarterly report 10-Q · period to September 30, 2026Revenue fell 13% to $1.4B versus the same quarter last year; diluted EPS -$0.25 versus $5.06.
- November 3, 2026
- September 30, 2026Activist stake (5% or more) SCHEDULE 13D
- August 26, 2026
- August 4, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 14% to $1.7B versus the same quarter last year; diluted EPS $4.76 versus $3.01.
- August 4, 2026
- June 24, 2026
- June 12, 2026
- June 9, 2026Other event 8-K
- May 14, 2026
What is MCY worth? A DCF from its reported cash flow
Insider trades
What the people running Mercury General Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $62K worth of shares on the open market in the last 90 days and sold none.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 6, 2026 | Little Joshua EricDirector | Bought | 750 | $62K |
| February 21, 2026 | Graves ChristopherSee Remarks | Exercised options | 979 | - |
| February 21, 2026 | Graves ChristopherSee Remarks | Other change | 979 | $84.6K |
| February 21, 2026 | Butler Kelly LynnSee Remarks | Exercised options | 649 | - |
| February 21, 2026 | Butler Kelly LynnSee Remarks | Other change | 649 | $56.1K |
| February 21, 2026 | Stalick Theodore RSVP & CFO | Exercised options | 1,426 | - |
| February 21, 2026 | Stalick Theodore RSVP & CFO | Other change | 1,426 | $123.3K |
| February 21, 2026 | Gibbs Katelyn MarieVP/Chief Experience Officer | Exercised options | 649 | - |
Who owns MCY
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vicky Wai Yee Joseph13D, may seek influence | 35.3% | September 30, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 348 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 4,498,256 | +181,092 |
| Dimensional Fund Advisors LP | 2,163,143 | +13,496 |
| Vanguard Portfolio Management LLC | 1,781,446 | +63,584 |
| Rubric Capital Management LP | 1,541,440 | -613,064 |
| Vanguard Capital Management LLC | 1,232,655 | +6,196 |
| State Street Corp | 1,159,962 | +60,871 |
| Geode Capital Management, LLC | 961,217 | +207,090 |
| American Century Companies Inc | 960,484 | +147,164 |
| Renaissance Technologies LLC | 781,682 | -41,900 |
| Invesco Ltd. | 646,237 | +73,558 |
| Arrowstreet Capital, Limited Partnership | 575,877 | +980 |
| DG Capital Management, LLC | 482,663 | -111,714 |
| Morgan Stanley | 400,696 | +22,524 |
| Charles Schwab Investment Management Inc | 352,262 | -5,017 |
| Aqr Capital Management LLC | 343,942 | -7,517 |
| Northern Trust Corp | 291,054 | +21,316 |
| Nuveen, LLC | 264,456 | +8,961 |
| Bank of New York Mellon Corp | 246,620 | +3,120 |
| Westwood Holdings Group Inc | 234,471 | -16,554 |
| UBS Group AG | 226,665 | -80,506 |
Insiders
9 insiders reported holding 83,706 shares in total, about $6.9M at the last price.
| Holder | Shares |
|---|---|
| Tirador GabrielPresident & CEO, Director | 48,887 |
| Joseph Victor GeorgePresident & COO, Director | 15,025 |
| Graves ChristopherSee Remarks | 5,400 |
| Stalick Theodore RSVP & CFO | 4,343 |
| Little Joshua EricDirector | 4,000 |
| Braunegg George GwyerDirector | 3,053 |
| Zhang Ximeng SimonSee Remarks | 1,500 |
| Schroeder Jeffrey MichaelVP/Chief Product Officer | 873 |
| Ribisi Mark AllanSee Remarks | 625 |
Questions about MCY
What does Mercury General Corp do?
Mercury General Corp is a company in the Finance sector, listed on NYSE as MCY. Its shares trade on NYSE under the ticker MCY.
What is Mercury General Corp's net worth?
Mercury General Corp has a market value (market cap) of $4.6B at the latest share price, and shareholders' equity of $2.8B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Mercury General Corp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $642.8M on revenue of $6.1B, a net margin of 10.5%.
How much revenue does Mercury General Corp make?
Over the twelve months to September 30, 2026 Mercury General Corp reported revenue of $6.1B. That is 5.4% more than a year earlier.
When did Mercury General Corp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 3, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the insider trade from November 9, 2026.
When is Mercury General Corp's next earnings report?
Mercury General Corp's next report is expected around February 16, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Mercury General Corp pay a dividend?
Yes. Mercury General Corp declared dividends of $1.27 per share in fiscal 2025, a yield of 1.53% at the current price.
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Where the numbers come from
Financial figures are the values Mercury General Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.