Palomar Holdings, Inc. (PLMR)
Palomar Holdings, Inc. brought in $1.2B of revenue over the twelve months to September 30, 2026, up 58.5% from a year earlier. Net income was $217M, a net margin of 17.6%. Operating cash flow minus capital spending left $409M of free cash flow in fiscal 2025. At September 30, 2026 it held $55.6M in cash against $294M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Palomar Holdings, Inc.
- Net worth
- Palomar Holdings, Inc. has a market value (market cap) of $4.1B at the latest share price, and shareholders' equity of $985M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $876M (+58.2% year on year), with net income of $197.1M. Over the 12 months to September 30, 2026: revenue $1.2B, net income $217M.
- Cash flow
- In fiscal 2025 operations brought in $409.1M of cash; after $137K of capital spending, free cash flow was $409M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Palomar Holdings, Inc.'s next report is expected around February 10, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Palomar Holdings, Inc. does
Palomar Holdings, Inc. is registered with the SEC under industry code SIC 6331 (Fire, Marine & Casualty Insurance). Its shares trade on NASDAQ under the ticker PLMR.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $876M | $197.1M | $7.17 | $409M |
| 2024 | $553.9M | $117.6M | $4.48 | $260.9M |
| 2023 | $375.9M | $79.2M | $3.13 | $116.1M |
| 2022 | $327.1M | $52.2M | $2.02 | $169.3M |
| 2021 | $247.8M | $45.8M | $1.76 | $87.8M |
| 2020 | $168.5M | $6.3M | $0.24 | $57.4M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where PLMR ranks in Finance
Latest SEC filings
What Palomar Holdings, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 58% to $386.6M versus the same quarter last year; diluted EPS $2.42 versus $1.87.
- November 4, 2026
- August 11, 2026
- August 5, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 55% to $314.4M versus the same quarter last year; diluted EPS $1.94 versus $1.68.
- August 4, 2026
- May 29, 2026
- May 26, 2026
- May 8, 2026Quarterly report 10-Q · period to March 31, 2026Revenue rose 60% to $278.9M versus the same quarter last year; diluted EPS $1.57 versus $1.57.
- May 6, 2026
- April 30, 2026Passive stake (5% or more) SCHEDULE 13G
What is PLMR worth? A DCF from its reported cash flow
Insider trades
What the people running Palomar Holdings, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $135 and sold $1.6M worth of shares in the last 90 days. Most of the selling (87%) was pre-planned under Rule 10b5-1 trading plans.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 21, 2026 | Armstrong MacCEO and Chairman, Director | Soldpre-planned (10b5-1), indirect | 1,135 | $156.2K |
| October 21, 2026 | Armstrong MacCEO and Chairman, Director | Soldpre-planned (10b5-1), indirect | 1,565 | $216.5K |
| October 21, 2026 | Armstrong MacCEO and Chairman, Director | Soldpre-planned (10b5-1), indirect | 800 | $111.4K |
| September 21, 2026 | Armstrong MacCEO and Chairman, Director | Soldpre-planned (10b5-1), indirect | 2,100 | $282.7K |
| September 21, 2026 | Armstrong MacCEO and Chairman, Director | Soldpre-planned (10b5-1), indirect | 1,400 | $189.8K |
| September 2, 2026 | Bradley DarylDirector | Bought | 1 | $135 |
| August 21, 2026 | Armstrong MacCEO and Chairman, Director | Soldpre-planned (10b5-1), indirect | 369 | $47.8K |
| August 21, 2026 | Armstrong MacCEO and Chairman, Director | Soldpre-planned (10b5-1), indirect | 2,339 | $305.2K |
Who owns PLMR
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Capital Management13G, passive | 5.25% | April 30, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 341 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 4,401,832 | +16,694 |
| Vanguard Portfolio Management LLC | 1,234,699 | +15,739 |
| Vanguard Capital Management LLC | 1,192,254 | -6,283 |
| State Street Corp | 1,122,717 | +60,429 |
| Jupiter Topco LLC | 1,045,459 | new |
| American Century Companies Inc | 767,319 | +181,609 |
| Stephens Investment Management Group LLC | 732,301 | +17,387 |
| Geode Capital Management, LLC | 715,901 | +32,887 |
| Sumitomo Mitsui Trust Group, Inc. | 713,127 | -3,208 |
| Hood River Capital Management LLC | 682,283 | +256,237 |
| Westfield Capital Management Co LP | 668,854 | -185,262 |
| Dimensional Fund Advisors LP | 662,894 | +9,868 |
| Freestone Grove Partners LP | 622,335 | +145,851 |
| Citadel Advisors LLC | 391,299 | +78,567 |
| Artemis Investment Management LLP | 333,968 | +59,354 |
| Voya Investment Management LLC | 325,715 | +5,265 |
| Point72 Asset Management, L.P. | 311,367 | +162,789 |
| Northern Trust Corp | 306,783 | +19,072 |
| Federated Hermes, Inc. | 302,615 | -6,138 |
| Champlain Investment Partners, LLC | 272,480 | -54,468 |
Insiders
14 insiders reported holding 1,315,758 shares in total, about $206.3M at the last price.
| Holder | Shares |
|---|---|
| Armstrong MacCEO and Chairman, Director | 909,956644,776 held indirectly |
| Christianson JonPresident | 196,433 |
| Knutzen JonathanChief Risk Officer | 53,059 |
| Taketa Richard HDirector | 46,030 |
| Uchida T ChristopherChief Financial Officer | 41,716 |
| Grant Angela L.Chief Legal Officer | 12,275 |
| Notaras MarthaDirector | 10,896 |
| Fallon Catriona MDirector | 9,355 |
| Bradley Thomas ADirector | 8,074 |
| Middleton DainaDirector | 7,509 |
Questions about PLMR
What does Palomar Holdings, Inc. do?
Palomar Holdings, Inc. is a company in the Finance sector, listed on NASDAQ as PLMR. Its shares trade on NASDAQ under the ticker PLMR.
What is Palomar Holdings, Inc.'s net worth?
Palomar Holdings, Inc. has a market value (market cap) of $4.1B at the latest share price, and shareholders' equity of $985M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Palomar Holdings, Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $217M on revenue of $1.2B, a net margin of 17.6%.
How much revenue does Palomar Holdings, Inc. make?
Over the twelve months to September 30, 2026 Palomar Holdings, Inc. reported revenue of $1.2B. That is 58.5% more than a year earlier.
When did Palomar Holdings, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.
When is Palomar Holdings, Inc.'s next earnings report?
Palomar Holdings, Inc.'s next report is expected around February 10, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Palomar Holdings, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.