Lcnb Corp (LCNB)
Operating cash flow minus capital spending left $33.4M of free cash flow in fiscal 2025. At September 30, 2026 it held $70.3M in cash against $70M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 4, 2026.
Key facts about Lcnb Corp
- Net worth
- Lcnb Corp has a market value (market cap) of $282M at the latest share price, and shareholders' equity of $282.2M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $34.4M of cash; after $959K of capital spending, free cash flow was $33.4M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 4, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Lcnb Corp's next report is expected around January 28, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Lcnb Corp declared dividends of $0.88 per share in fiscal 2025, a yield of 4.45% at the current price.
What Lcnb Corp does
Lcnb Corp is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NASDAQ under the ticker LCNB.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $23.1M | $1.63 | $33.4M |
| 2024 | n/a | $13.5M | $0.97 | $89.4M |
| 2023 | n/a | $12.6M | $1.10 | $20.8M |
| 2022 | n/a | $22.1M | $1.93 | $27.8M |
| 2021 | n/a | $21M | $1.66 | $15.9M |
| 2020 | n/a | $20.1M | $1.55 | $10.9M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Lcnb Corp declared $0.88 per share in fiscal 2025. At the current price that is a yield of 4.45%. It paid out $12.5M in cash dividends, 54% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.88 | $12.5M | 54% |
| 2024 | $0.88 | $12.2M | 91% |
| 2023 | $0.85 | $9.9M | 79% |
| 2022 | $0.81 | $9.2M | 42% |
| 2021 | $0.77 | $9.7M | 46% |
| 2020 | $0.73 | $9.4M | 47% |
Latest SEC filings
What Lcnb Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 4, 2026
- November 3, 2026
- October 15, 2026
- September 17, 2026Executive or director change8-KLCNB Corp. announced that Executive Vice President and Chief Wealth Officer Michael R. Miller will retire on March 31, 2027.
- August 19, 2026
- August 10, 2026Form 13F-HR filing 13F-HR
- August 7, 2026
- August 7, 2026
- August 5, 2026
- July 28, 2026Form N-PX filing N-PX
Insider trades
What the people running Lcnb Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $37.4K and sold $36.4K worth of shares in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 4, 2026 | Miller Michael RobertExecutive Vice President | Sold | 1,817 | $36.4K |
| October 26, 2026 | Krehbiel Anne EDirector | Bought | 1,000 | $19.8K |
| August 27, 2026 | Meilstrup Eric JCEO, Director | Bought | 400 | $7.7K |
| August 17, 2026 | Haines Robert C IIPresident | Bought | 500 | $9.9K |
| May 28, 2026 | Meilstrup Eric JCEO, Director | Bought | 400 | $6.8K |
| May 15, 2026 | Haines Robert C IIPresident | Bought | 500 | $7.9K |
| February 23, 2026 | Meilstrup Eric JCEO, Director | Received as pay | 6,873 | $120K |
| February 23, 2026 | Miller Michael RobertExecutive Vice President | Received as pay | 2,676 | $46.7K |
Who owns LCNB
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Insiders
18 insiders reported holding 697,192 shares in total, about $13.8M at the last price.
| Holder | Shares |
|---|---|
| Huddle William GDirector | 162,95215,530 held indirectly |
| Johrendt Michael JDirector | 154,623 |
| Wilson Stephen PDirector | 67,415 |
| Meilstrup Eric JCEO, Director | 53,878 |
| Foster Steve PDirector | 47,187 |
| Kaufman William HDirector | 39,442 |
| Mulligan Lawrence P Jr.Executive Vice President | 31,568 |
| Haines Robert C IIPresident | 26,728 |
| Cropper Spencer SDirector | 22,961 |
| Ruppert Bradley AustinChief Investment Officer | 19,608 |
Questions about LCNB
What does Lcnb Corp do?
Lcnb Corp is a company in the Finance sector, listed on NASDAQ as LCNB. Its shares trade on NASDAQ under the ticker LCNB.
What is Lcnb Corp's net worth?
Lcnb Corp has a market value (market cap) of $282M at the latest share price, and shareholders' equity of $282.2M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Lcnb Corp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $24.9M.
When did Lcnb Corp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 4, 2026. It covers the period to September 30, 2026.
When is Lcnb Corp's next earnings report?
Lcnb Corp's next report is expected around January 28, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Lcnb Corp pay a dividend?
Yes. Lcnb Corp declared dividends of $0.88 per share in fiscal 2025, a yield of 4.45% at the current price.
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Where the numbers come from
Financial figures are the values Lcnb Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.