National Bankshares Inc (NKSH)
National Bankshares Inc brought in $8.5M of revenue over the twelve months to June 30, 2026, up 9.5% from a year earlier. Net income was $20.3M, a net margin of 238.7%. Operating cash flow minus capital spending left $15.2M of free cash flow in fiscal 2025. At June 30, 2026 it held $54.6M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 12, 2026.
Key facts about National Bankshares Inc
- Net worth
- National Bankshares Inc has a market value (market cap) of $249.3M at the latest share price, and shareholders' equity of $192.2M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $17.9M of cash; after $2.7M of capital spending, free cash flow was $15.2M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on August 12, 2026 and covers the period to June 30, 2026. Open on SEC EDGAR
- Next earnings report
- National Bankshares Inc's next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- National Bankshares Inc declared dividends of $1.51 per share in fiscal 2025, a yield of 3.86% at the current price.
What National Bankshares Inc does
National Bankshares Inc is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NASDAQ under the ticker NKSH.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $8.2M | $15.8M | $2.49 | $15.2M |
| 2024 | $7.4M | $7.6M | $1.24 | $6.2M |
| 2023 | $7.1M | $15.7M | $2.66 | $14M |
| 2022 | $7M | $25.9M | $4.33 | $28.2M |
| 2021 | $6.7M | $20.4M | $3.28 | $22.6M |
| 2020 | $5.7M | $16.1M | $2.48 | $12M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where NKSH ranks in Finance
Dividends
National Bankshares Inc declared $1.51 per share in fiscal 2025. At the current price that is a yield of 3.86%. It paid out $9.6M in cash dividends, 61% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.51 | $9.6M | 61% |
| 2024 | $1.51 | $9.3M | 122% |
| 2023 | $2.51 | $14.8M | 94% |
| 2022 | $1.50 | $9M | 35% |
| 2021 | $1.44 | $8.8M | 43% |
| 2020 | $1.39 | $9M | 56% |
Latest SEC filings
What National Bankshares Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 3, 2026
- November 3, 2026
- October 22, 2026
- August 12, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 13% to $2.2M versus the same quarter last year; diluted EPS $0.79 versus $0.36.
- July 23, 2026
- July 2, 2026Other event 8-K
- July 1, 2026
- May 18, 2026
- May 13, 2026
- May 13, 2026Other event 8-K
What is NKSH worth? A DCF from its reported cash flow
Insider trades
What the people running National Bankshares Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| June 10, 2026 | Denardo F BradDirector | Received as pay | 221 | - |
| June 10, 2026 | Ball Lawrence JDirector | Received as pay | 221 | - |
| June 10, 2026 | Reynolds Glenn PDirector | Received as pay | 221 | - |
| June 10, 2026 | Dooley John ElliottDirector | Received as pay | 221 | - |
| June 10, 2026 | Dye Michael EDirector | Received as pay | 221 | - |
| June 10, 2026 | Fitzwater Norman V IIIDirector | Received as pay | 221 | - |
| June 10, 2026 | Johnson Mildred RDirector | Received as pay | 221 | - |
| June 10, 2026 | Thompson James CarrollDirector | Received as pay | 221 | - |
Who owns NKSH
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 96 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 529,524 | +88,319 |
| Vanguard Capital Management LLC | 268,587 | -1,060 |
| Geode Capital Management, LLC | 164,939 | +14,134 |
| Dimensional Fund Advisors LP | 147,230 | +12,954 |
| State Street Corp | 91,917 | +5,842 |
| Arrowstreet Capital, Limited Partnership | 89,238 | new |
| Renaissance Technologies LLC | 62,670 | +33,690 |
| Northern Trust Corp | 51,847 | +4,204 |
| RBF Capital, LLC | 50,000 | 0 |
| LPL Financial LLC | 45,683 | -6,347 |
| Marshall Wace, Llp | 45,503 | +26,004 |
| Citadel Advisors LLC | 43,038 | +35,796 |
| Vanguard Portfolio Management LLC | 42,671 | +6,707 |
| Vanguard Fiduciary Trust Co | 42,062 | +2,201 |
| Aqr Capital Management LLC | 25,099 | +17,696 |
| Captrust Financial Advisors | 21,610 | +224 |
| Partners in Financial Planning | 21,431 | 0 |
| Two Sigma Investments, LP | 21,171 | new |
| Charles Schwab Investment Management Inc | 20,029 | +1,654 |
| Taylor Hoffman Capital Management LLC | 18,150 | 0 |
Insiders
15 insiders reported holding 114,023 shares in total, about $4.5M at the last price.
| Holder | Shares |
|---|---|
| Ball Lawrence JDirector | 23,609 |
| Denardo F BradDirector | 18,657 |
| Dooley John ElliottDirector | 14,426 |
| Fitzwater Norman V IIIDirector | 9,859 |
| Thompson James CarrollDirector | 9,831 |
| Sweet Alan JeffreyDirector | 9,642 |
| Miller Mary GDirector | 7,482 |
| Reynolds Glenn PDirector | 7,165 |
| Dye Michael EDirector | 5,441 |
| Johnson Mildred RDirector | 4,374 |
Questions about NKSH
What does National Bankshares Inc do?
National Bankshares Inc is a company in the Finance sector, listed on NASDAQ as NKSH. Its shares trade on NASDAQ under the ticker NKSH.
What is National Bankshares Inc's net worth?
National Bankshares Inc has a market value (market cap) of $249.3M at the latest share price, and shareholders' equity of $192.2M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is National Bankshares Inc profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $20.3M on revenue of $8.5M, a net margin of 238.7%.
How much revenue does National Bankshares Inc make?
Over the twelve months to June 30, 2026 National Bankshares Inc reported revenue of $8.5M. That is 9.5% more than a year earlier.
When did National Bankshares Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 12, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the investor disclosure from November 3, 2026.
When is National Bankshares Inc's next earnings report?
National Bankshares Inc's next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does National Bankshares Inc pay a dividend?
Yes. National Bankshares Inc declared dividends of $1.51 per share in fiscal 2025, a yield of 3.86% at the current price.
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Where the numbers come from
Financial figures are the values National Bankshares Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.