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NASDAQ · Finance

First United Corp (FUNC)

Operating cash flow minus capital spending left $15.4M of free cash flow in fiscal 2025. At June 30, 2026 it held $85.2M in cash against $30.9M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 6, 2026.

Price
$43.29
-0.02% on the day · September 25, 2026
52-week range $33.54 to $46.30
Market cap
$279.4M
P/E
11.5
on FY2025 diluted EPS

What First United Corp does

First United Corp is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NASDAQ under the ticker FUNC.

Revenue and profit by year

Revenue
FY18: $12.6M $12.6M FY18FY19: $13M $13M FY19FY20: $14M $14M FY20FY21: $16.1M $16.1M FY21FY22: $16.2M $16.2M FY22FY23: $16.7M $16.7M FY23FY24: $17.7M $17.7M FY24FY25: $18.4M $18.4M FY25
Net income
FY18: $10.7M $10.7M FY18FY19: $13.1M $13.1M FY19FY20: $13.8M $13.8M FY20FY21: $19.8M $19.8M FY21FY22: $25M $25M FY22FY23: $15.1M $15.1M FY23FY24: $20.6M $20.6M FY24FY25: $24.5M $24.5M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025$18.4Mn/a$24.5M$3.77$15.4M
2024$17.7Mn/a$20.6M$3.15$20.4M
2023$16.7Mn/a$15.1M$2.25$22.1M
2022$16.2Mn/a$25M$3.76$23M
2021$16.1Mn/a$19.8M$2.95$18.9M
2020$14Mn/a$13.8M$1.97$14.6M
Next report expected around October 20, 2026.

Estimated from its filing rhythm: 52 weeks after its report of October 21, 2025. Not a date the company has announced. See the report calendar

Where FUNC ranks in Finance

Revenue$18.4M
#390 of 444 in Finance · Bottom 12%
Revenue growth+4.0%
#296 of 415 in Finance · Bottom 29%
Net margin133.0%
#35 of 418 in Finance · Top 8%
Free cash flow margin83.6%
#34 of 304 in Finance · Top 11%

Latest fiscal year of every company in the sector with the figure reported. Revenue is ranked among companies reporting in US dollars; growth and margins among companies with at least 10 million of revenue. Finance

Dividends

First United Corp declared $0.96 per share in fiscal 2025. At the current price that is a yield of 2.22%. It paid out $6M in cash dividends, 24% of its net income.

Fiscal yearPer sharePaid outOf profit
2025$0.96$6M24%
2024$0.84$5.4M26%
2023$0.80$5.2M35%
2022$0.63$4M16%
2021$0.60$3.9M20%
2020$0.52$3.6M26%

Per share as declared (or paid, where only that is reported), adjusted for stock splits the company itself restated. Yield is the latest fiscal year's dividend over the current price.

Latest SEC filings

What First United Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. September 24, 2026
  2. August 6, 2026
    Quarterly report 10-Q · period to June 30, 2026
  3. July 28, 2026
  4. July 20, 2026
  5. June 22, 2026
  6. May 28, 2026
  7. May 28, 2026
  8. May 11, 2026
  9. May 8, 2026
    Quarterly report 10-Q · period to March 31, 2026
  10. May 7, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on August 5, 2026. Insider transactions on SEC

What is FUNC worth? A DCF from its reported cash flow

Insider trades

What the people running First United Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.

No insider trades were reported in the last 90 days.

Bought (open market)
$0
last 90 days
Sold
$0
last 90 days

All insider filings on SEC.gov · Where insiders are buying across the market

All filings on SEC EDGAR

Questions about FUNC

What does First United Corp do?

First United Corp is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NASDAQ under the ticker FUNC.

Is First United Corp profitable?

Yes. Over the twelve months to June 30, 2026 it reported net income of $25.1M.

When did First United Corp last report?

Its most recent periodic report is the quarterly report (10-Q) filed on August 6, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the other event from September 24, 2026.

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Where the numbers come from

Financial figures are the values First United Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.