HOPE BANCORP INC financial statements

Income statement, balance sheet and cash flow statement for the last 10 fiscal years, taken from the XBRL data HOPE BANCORP INC files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Selling and marketing	7.32	10.3	9.41	9.15	6.28	8.71	7.47
Interest expense	58.6	90.7	162	218	131	53.8	138	523
Interest income	4.37	5.43	10.7	10.8	4.55	1.56	1.87	2.89	3.6	4.24
Pre-tax income	191	264	255	226	142	275	296	178	133	77.3
Income tax	77.5	124	65.9	55.3	30.8	70.7	77.8	44.2	33.3	15.7
Net income	114	139	190	171	112	205	218	134	99.6	61.6
EPS, basic	1.10	1.03	1.44	1.35	0.90	1.67	1.82	1.11	0.83	0.49
EPS, diluted	1.10	1.03	1.44	1.35	0.90	1.66	1.81	1.11	0.82	0.49
Shares, basic (weighted)	103	135	132	127	124	122	120	120	121	126
Shares, diluted (weighted)	104	136	132	127	124	123	120	120	121	127
Dividend per share		0.50	0.54	0.56	0.56	0.56	0.56	0.56	0.56	0.56

Balance sheet

	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash and equivalents	437	492	460	699	351	316	507	1,929	458	560
Property, plant and equipment	55.3	56.7	53.8	52	48.4	45.7	46.9	50.6	51.8	69.6
Lease right-of-use assets			0	58.6	47.7	52.7	55	46.6	39.4	57.4
Goodwill	463	464	464	464	464	464	464	464	464	481
Intangible assets	19.2	16.5	14.1	11.8	9.71	7.67	5.73	3.94	2.33	45
Total assets	13,441	14,207	15,306	15,667	17,107	17,889	19,164	19,132	17,054	18,532
Short-term debt							865	1,796	239	285
Lease liabilities				47.7	38.3	44.6	45.3	38.4	30.1	41.7
Total liabilities	11,586	12,278	13,403	13,631	15,053	15,796	17,145	17,010	14,920	16,248
Paid-in capital	1,400	1,405	1,423	1,428	1,435	1,422	1,431	1,440	1,445	1,524
Retained earnings	470	545	662	762	786	933	1,084	1,151	1,182	1,172
Treasury stock		0	-150	-164	-200	-250	-265	-265	-265	-265
Other comprehensive income	-14.7	-21.8	-32.7	9.15	32.8	-11.4	-231	-205	-228	-148
Shareholders' equity	1,855	1,928	1,903	2,036	2,054	2,093	2,019	2,121	2,135	2,283
Total equity	1,855	1,928	1,903	2,036	2,054	2,093	2,019	2,121	2,135	2,283
Total liabilities and equity	13,441	14,207	15,306	15,667	17,107	17,889	19,164	19,132	17,054	18,532
Shares outstanding	135	136	127	126	123	120	119	120	121	128

Cash flow statement

	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Net income	114	139	190	171	112	205	218	134	99.6	61.6
Depreciation and amortization	-1.57	9.3	9.2	8.3	8.2	8.2	7.9	8.4	8.7	10.3
Stock-based compensation	2.97	3.16	3.66	5.28	8.13	8.4	12.3	12.3	8.92	7.71
Deferred income tax	5.75	34.7	2.74	1.54	-18	19.6	-8.96	4.14	5.28	6.24
Cash from operations	131	204	220	184	166	324	486	474	117	165
Capital expenditures	-14.3	-14.8	-6.85	-6.62	-4.97	-7.22	-9.11	-13.1	-9.81	-13.1
Purchases of investments	0	0	-1.43	0	-1,273	-1,159	-212	-460	-275	-778
Sales and maturities of investments	239	265	222	296	565	695	325	317	304	245
Cash from investing	-463	-767	-1,148	-36.8	-1,835	-993	-1,474	1,290	467	525
Debt repaid						0	0	-197	0	0
Stock issued	1.17	1.87	0.47	0.01	0	0	0.53	0	0	0
Share buybacks	0	0	-150	-13.2	-36.8	-50	-14.7	0	0
Dividends paid	-42.5	-67.7	-71.6	-70.9	-69.2	-68.7	-67.1	-67.1	-67.5	-70.7
Cash from financing	472	618	895	91.9	1,321	635	1,179	-341	-2,054	-588
Net change in cash	139	54.7	-32.4	239	-348	-34.3	191	1,422	-1,471	102
Free cash flow	116	189	213	177	161	317	476	461	107	151
Interest paid	62.6	91.1	144	211	144	62.1	113	380	599	485
Income taxes paid	65.7	104	57.9	57.1	49.2	42.2	96.4	41	29.2	2.57

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $13.83 on September 25, 2026.

Profitability

Metric	Value	How it is calculated
Effective tax rate	18.1%	Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)	5.6%	Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)	0.7%	Net income / average total assets.

Growth

Metric	Value	How it is calculated
Net income growth, 1y	-38.2%	Net income vs the same period a year earlier. Only from a positive base.
Net income CAGR, 3y	-34.4%	Compound annual growth of net income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Net income CAGR, 5y	-11.2%	Compound annual growth of net income over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
EPS growth, 1y	-40.2%	EPS vs the same period a year earlier. Only from a positive base.
EPS CAGR, 3y	-35.3%	Compound annual growth of eps over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
EPS CAGR, 5y	-11.4%	Compound annual growth of eps over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Operating cash flow growth, 1y	41.0%	Operating cash flow vs the same period a year earlier. Only from a positive base.
Operating cash flow CAGR, 3y	-30.3%	Compound annual growth of operating cash flow over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Operating cash flow CAGR, 5y	-0.2%	Compound annual growth of operating cash flow over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Free cash flow growth, 1y	41.7%	Free cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow CAGR, 3y	-31.8%	Compound annual growth of free cash flow over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Free cash flow CAGR, 5y	-1.2%	Compound annual growth of free cash flow over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Dividend per share growth, 1y	0.0%	Dividend per share vs the same period a year earlier. Only from a positive base.
Dividend per share CAGR, 3y	0.0%	Compound annual growth of dividend per share over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Dividend per share CAGR, 5y	0.0%	Compound annual growth of dividend per share over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Book value growth, 1y	7.0%	Book value vs the same period a year earlier. Only from a positive base.
Book value CAGR, 3y	4.2%	Compound annual growth of book value over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Book value CAGR, 5y	2.1%	Compound annual growth of book value over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Total assets growth, 1y	8.7%	Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y	-1.1%	Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets CAGR, 5y	1.6%	Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Share count change, 1y	4.7%	Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y	1.7%	Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 5y	0.5%	Change in diluted weighted shares, per year over 5 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

Metric	Value	How it is calculated
Liabilities / assets	87.9%	Total liabilities / total assets.
Goodwill and intangibles / assets	2.8%	(Goodwill + intangible assets) / total assets.
Tangible book value	$1.77B	Shareholders' equity - goodwill - intangible assets.

Efficiency

Metric	Value	How it is calculated
FCF conversion	147.5%	Free cash flow / net income, when net income is positive.
Capex / operating cash flow	7.1%	Capital expenditures / cash from operations, when that is positive.

Per share

Metric	Value	How it is calculated
EPS, diluted	$1.00	Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
FCF per share	$1.47	Free cash flow / diluted weighted shares.
Operating cash flow per share	$1.58	Cash from operations / diluted weighted shares.
Book value per share	$17.97	Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share	$13.85	Tangible book value / shares outstanding.
Cash per share	$5.01	(Cash + short-term investments) / shares outstanding.
Payout ratio	56.1%	Dividends paid / net income, when net income is positive.
Dividends / FCF	38.1%	Dividends paid / free cash flow, when free cash flow is positive.

Valuation

Metric	Value	How it is calculated
Market cap	$1.77B	Share price x shares outstanding.
Enterprise value	$1.13B	Market cap + total debt - cash - short-term investments.
P/E	13.8x	Market cap / net income. Only when net income is positive.
P/B	0.77x	Market cap / shareholders' equity. Only when equity is positive.
Price / tangible book	1.00x	Market cap / tangible book value, when positive.
P/FCF	9.37x	Market cap / free cash flow. Only when free cash flow is positive.
P/OCF	8.71x	Market cap / cash from operations, when positive.
EV/FCF	5.98x	Enterprise value / free cash flow, when both are positive.
FCF yield	10.7%	Free cash flow / market cap.
Earnings yield	7.2%	Net income / market cap (the inverse of P/E).
Dividend yield	4.1%	Dividends paid over the period / market cap.
Shareholder yield	4.1%	(Dividends paid + share buybacks) / market cap.

Was HOPE BANCORP INC profitable in fiscal 2025?

Yes. Net income was $61.6M, a net margin of -.

How much free cash flow did HOPE BANCORP INC generate in fiscal 2025?

Cash from operations of $164.5M minus capital expenditures of $13.1M left free cash flow of $151.5M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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