Essent Group Ltd. (ESNT)
Essent Group Ltd. brought in $1.4B of revenue over the twelve months to September 30, 2026, up 9.6% from a year earlier. Net income was $679.9M, a net margin of 49.1%. Operating cash flow minus capital spending left $848.7M of free cash flow in fiscal 2025. At September 30, 2026 it held $160.7M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Essent Group Ltd.
- Net worth
- Essent Group Ltd. has a market value (market cap) of $5.9B at the latest share price, and shareholders' equity of $5.6B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $1.3B (+1.5% year on year), with net income of $690M. Over the 12 months to September 30, 2026: revenue $1.4B, net income $679.9M.
- Cash flow
- In fiscal 2025 operations brought in $856.1M of cash; after $7.4M of capital spending, free cash flow was $848.7M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Essent Group Ltd.'s next report is expected around February 12, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Essent Group Ltd. declared dividends of $1.24 per share in fiscal 2025, a yield of 1.89% at the current price.
What Essent Group Ltd. does
Essent Group Ltd. is registered with the SEC under industry code SIC 6351 (Surety Insurance). Its shares trade on NYSE under the ticker ESNT.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $1.3B | $690M | $6.90 | $848.7M |
| 2024 | $1.2B | $729.4M | $6.85 | $854.8M |
| 2023 | $1.1B | $696.4M | $6.50 | $759M |
| 2022 | $1B | $831.4M | $7.72 | $584.8M |
| 2021 | $1B | $681.8M | $6.11 | $706.8M |
| 2020 | $955.2M | $413M | $3.88 | $725.5M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where ESNT ranks in Finance
Dividends
Essent Group Ltd. declared $1.24 per share in fiscal 2025. At the current price that is a yield of 1.89%. It paid out $122.1M in cash dividends, 18% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.24 | $122.1M | 18% |
| 2024 | $1.12 | $118M | 16% |
| 2023 | $1.00 | $106.2M | 15% |
| 2022 | $0.86 | $92.1M | 11% |
| 2021 | $0.70 | $77.7M | 11% |
| 2020 | $0.64 | $69.4M | 17% |
Latest SEC filings
What Essent Group Ltd. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 20% to $374.2M versus the same quarter last year; diluted EPS $1.82 versus $1.67.
- November 6, 2026
- August 7, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 14% to $362.7M versus the same quarter last year; diluted EPS $2.08 versus $1.93.
- August 7, 2026
- August 6, 2026Passive stake changed SCHEDULE 13G/A
- May 8, 2026Quarterly report 10-Q · period to March 31, 2026Revenue rose 5.8% to $336.1M versus the same quarter last year; diluted EPS $1.82 versus $1.69.
- May 8, 2026
- April 28, 2026Passive stake (5% or more) SCHEDULE 13G
- April 28, 2026Passive stake (5% or more) SCHEDULE 13G
- March 26, 2026Passive stake changed SCHEDULE 13G/A
What is ESNT worth? A DCF from its reported cash flow
Insider trades
What the people running Essent Group Ltd. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $8.4M worth of shares in the last 90 days and bought none on the open market. Most of the selling (98%) was pre-planned under Rule 10b5-1 trading plans.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 5, 2026 | Casale MarkChairman, CEO and President, Director | Soldpre-planned (10b5-1) | 49,042 | $3.5M |
| September 15, 2026 | Weinstock David BSVP and CFO | Soldpre-planned (10b5-1) | 5,500 | $377K |
| September 14, 2026 | Kasmar Roy JamesDirector | Gave as a gift | 2,625 | - |
| September 14, 2026 | Kasmar Roy JamesDirector | Gave as a giftindirect | 2,625 | - |
| September 14, 2026 | Kasmar Roy JamesDirector | Soldpre-planned (10b5-1), indirect | 2,337 | $160.6K |
| September 14, 2026 | Kasmar Roy JamesDirector | Soldpre-planned (10b5-1), indirect | 2,500 | $171.8K |
| September 3, 2026 | Casale MarkChairman, CEO and President, Director | Soldpre-planned (10b5-1) | 798 | $55.9K |
| August 24, 2026 | Pauls Douglas JDirector | Gave as a gift | 2,625 | - |
Who owns ESNT
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Portfolio Management13G, passive | 7.91% | April 28, 2026 |
| Dimensional Fund Advisors LP13G, passive | 5.2% | April 15, 2025 |
| Vanguard Capital Management13G, passive | 5.1% | April 28, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 361 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 12,427,447 | +472,392 |
| Vanguard Portfolio Management LLC | 7,579,062 | +203,769 |
| Dimensional Fund Advisors LP | 5,415,221 | +52,989 |
| Capital World Investors | 4,538,937 | -156,880 |
| Vanguard Capital Management LLC | 3,990,051 | -84,248 |
| State Street Corp | 3,910,208 | +112,691 |
| Fmr LLC | 2,915,486 | -2,178,287 |
| Geode Capital Management, LLC | 2,846,254 | +71,954 |
| Norges Bank | 2,650,724 | new |
| American Century Companies Inc | 2,645,116 | +543,064 |
| Polar Capital Holdings Plc | 2,379,000 | -171,000 |
| Renaissancere Holdings Ltd | 1,666,374 | 0 |
| Cooke & Bieler LP | 1,650,122 | -335,676 |
| Aqr Capital Management LLC | 1,548,044 | -13,229 |
| Charles Schwab Investment Management Inc | 1,423,165 | +2,712 |
| Nomura Asset Management International Inc. | 1,251,630 | -423,118 |
| Northern Trust Corp | 1,220,441 | +10,745 |
| Victory Capital Management Inc | 1,195,793 | +29,199 |
| Morgan Stanley | 1,167,901 | -101,556 |
| Ameriprise Financial Inc | 1,106,361 | +161,377 |
Insiders
13 insiders reported holding 2,876,675 shares in total, about $189.2M at the last price.
| Holder | Shares |
|---|---|
| Casale MarkChairman, CEO and President, Director | 1,989,851 |
| Curran Christopher GPres., Essent Guaranty, Inc. | 291,575 |
| Gibbons Mary LourdesSVP and Chief Legal Officer | 228,658 |
| Bhasin VijaySVP and Chief Risk Officer | 184,274 |
| Dutt AdityaDirector | 31,347 |
| Pauls Douglas JDirector | 30,15430,154 held indirectly |
| Weinstock David BSVP and CFO | 29,994 |
| Spiegel WilliamDirector | 28,877 |
| Heise Angela LDirector | 24,538 |
| Kasmar Roy JamesDirector | 21,36121,361 held indirectly |
Questions about ESNT
What does Essent Group Ltd. do?
Essent Group Ltd. is a company in the Finance sector, listed on NYSE as ESNT. Its shares trade on NYSE under the ticker ESNT.
What is Essent Group Ltd.'s net worth?
Essent Group Ltd. has a market value (market cap) of $5.9B at the latest share price, and shareholders' equity of $5.6B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Essent Group Ltd. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $679.9M on revenue of $1.4B, a net margin of 49.1%.
How much revenue does Essent Group Ltd. make?
Over the twelve months to September 30, 2026 Essent Group Ltd. reported revenue of $1.4B. That is 9.6% more than a year earlier.
When did Essent Group Ltd. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the insider trade from November 9, 2026.
When is Essent Group Ltd.'s next earnings report?
Essent Group Ltd.'s next report is expected around February 12, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Essent Group Ltd. pay a dividend?
Yes. Essent Group Ltd. declared dividends of $1.24 per share in fiscal 2025, a yield of 1.89% at the current price.
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Where the numbers come from
Financial figures are the values Essent Group Ltd. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.