Choiceone Financial Services Inc (COFS)
Choiceone Financial Services Inc brought in $242.4M of revenue over the twelve months to June 30, 2026, up 58.3% from a year earlier. Net income was $54.7M, a net margin of 22.6%. Operating cash flow minus capital spending left $25.2M of free cash flow in fiscal 2025. At June 30, 2026 it held $88.6M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 10, 2026.
What Choiceone Financial Services Inc does
Choiceone Financial Services Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker COFS.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $227.6M | $28.2M | $2.01 | $25.2M |
| 2024 | $139.1M | $26.7M | $3.25 | $45.4M |
| 2023 | $113.9M | $21.3M | $2.82 | $42.1M |
| 2022 | $89.1M | $23.6M | $3.15 | $43.2M |
| 2021 | n/a | $22M | $2.86 | $34.9M |
| 2020 | n/a | $15.6M | $2.07 | $6.6M |
Latest SEC filings
What Choiceone Financial Services Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- August 10, 2026Quarterly report 10-Q · period to June 30, 2026
- July 24, 2026
- May 27, 2026Shareholder vote results 8-K/A
- May 22, 2026
- May 22, 2026
- May 22, 2026Form POS AM filing POS AM
- May 20, 2026
- May 11, 2026Quarterly report 10-Q · period to March 31, 2026
- May 5, 2026
- April 24, 2026
Questions about COFS
What does Choiceone Financial Services Inc do?
Choiceone Financial Services Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker COFS.
Is Choiceone Financial Services Inc profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $54.7M on revenue of $242.4M, a net margin of 22.6%.
How much revenue does Choiceone Financial Services Inc make?
Over the twelve months to June 30, 2026 Choiceone Financial Services Inc reported revenue of $242.4M. That is 58.3% more than a year earlier.
When did Choiceone Financial Services Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 10, 2026. It covers the period to June 30, 2026.
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Follow COFS: get an email when it filesWhere the numbers come from
Financial figures are the values Choiceone Financial Services Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.