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Financial statements

Cheche Group Inc. financial statements

Income statement, balance sheet and cash flow statement for the last 5 fiscal years, taken from the XBRL data Cheche Group Inc. files with the SEC in its annual reports.

In CNY millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2021FY2023FY2023FY2024FY2025
Revenue1,7352,6793,3013,4733,010
Cost of revenue1,6552,5373,1613,3142,849
Gross profit80.8142140159160
Research and development46.849.957.237.937.2
Selling and marketing11013911179.568.2
General and administrative79.769.413910875.8
Operating expenses2372,795308225181
Operating income-156-116-168-66.5-20.9
Interest expense6.523.31.450.842.28
Interest income0.281.895.46.043.24
Other non-operating income-0.32-1.25-0.13-0.14-1.96
Pre-tax income-147-91.5-160-61.5-18.2
Income tax-0.52-0.52-0.36-0.29-0.41
Net income-146-91-160-61.2-17.8
EBITDA-154-114-166-64.4-18.8
EPS, basic-1.33-8.79-20.30-0.78-0.22
EPS, diluted-1.33-8.79-20.30-0.78-0.22
Shares, basic (weighted)33.831.845.47882.6
Shares, diluted (weighted)33.831.845.47882.6

Balance sheet

FY2021FY2023FY2023FY2024FY2025
Cash and equivalents362115243117145
Short-term investments34.821.535.40.23
Receivables4024669821,146
Other current assets44.449.345.460.1
Total current assets6017801,1811,356
Property, plant and equipment2.171.671.370.83
Lease right-of-use assets14.710.25.656.45
Goodwill84.684.684.684.6
Intangible assets10.28.055.953.85
Other non-current assets4.154.532.48
Total assets7138941,2881,475
Accounts payable227317726843
Accrued liabilities0.540.791.590.55
Deferred revenue8.70.894.31.781.04
Short-term debt203090.3
Total current liabilities3445028781,105
Long-term debt9.8
Lease liabilities6.235.42.140.8
Total liabilities4145169321,120
Total debt9.8
Paid-in capital0.032,4922,5262,550
Retained earnings-1,259-2,114-2,175-2,193
Treasury stock-1.03-1.03-1.03-1.03
Other comprehensive income-0.071.156.09-1.16
Shareholders' equity-1,005-1,261378356355
Total equity-1,005-1,261378356355
Total liabilities and equity7138941,2881,475
Shares outstanding31.875.48380.3

Cash flow statement

FY2021FY2023FY2023FY2024FY2025
Net income-146-91-160-61.2-17.8
Depreciation and amortization2.122.392.12.12.1
Stock-based compensation18.516.211033.924.4
Deferred income tax-0.53-0.53-0.53-0.53-0.53
Change in receivables-165-116-65.6-520-162
Change in payables96.446.989.7409117
Cash from operations-188-159-27-114-40.6
Capital expenditures-1.63-1.24-0.55-1.66-0.08
Purchases of investments-63.8-182-42.7-186-16.8
Cash from investing-65.327.712.8-15.635.4
Debt issued1765
Debt repaid-7.29-11.8
Stock issued-2060.1
Cash from financing584-1591401.9555.4
Exchange rate effect-1.9142.82.231.87-2.13
Net change in cash329-247128-12648.1
Free cash flow-189-160-27.5-116-40.6
Interest paid10.52.580.90.582.02
Income taxes paid000.160.230.12

Key metrics

Worked out from the statements above. Latest values use fiscal 2025. No valuation: the share price is quoted in a different currency than the statements.

Profitability

MetricValueHow it is calculated
Gross margin5.3%Gross profit / revenue.
Operating margin-0.7%Operating income / revenue.
EBITDA margin-0.6%EBITDA (operating income + depreciation and amortization) / revenue.
Pre-tax margin-0.6%Pre-tax income / revenue.
Net margin-0.6%Net income / revenue.
FCF margin-1.3%Free cash flow (cash from operations - capital expenditures) / revenue.
Operating cash flow margin-1.3%Cash from operations / revenue.
Return on equity (ROE)-5.0%Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)-1.3%Net income / average total assets.
Return on invested capital (ROIC)-7.2%Approximation: operating income x (1 - tax rate) / average (total debt + equity - cash). Tax rate is the effective rate when between 0% and 50%, else 21%.
R&D / revenue1.2%Research and development expense / revenue.
Stock-based pay / revenue0.8%Stock-based compensation (from the cash flow statement) / revenue.
Capex / revenue0.0%Capital expenditures / revenue.
D&A / revenue0.1%Depreciation and amortization / revenue.

Growth

MetricValueHow it is calculated
Revenue growth, 1y-13.3%Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y4.0%Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Gross profit growth, 1y1.0%Gross profit vs the same period a year earlier. Only from a positive base.
Gross profit CAGR, 3y4.1%Compound annual growth of gross profit over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Book value growth, 1y-0.2%Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y14.5%Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y27.4%Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Share count change, 1y5.8%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y37.5%Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Current ratio1.23xCurrent assets / current liabilities.
Quick ratio1.17x(Cash + short-term investments + receivables) / current liabilities.
Cash ratio0.13x(Cash + short-term investments) / current liabilities.
Debt / equity0.03xTotal debt / shareholders' equity. Not shown when equity is negative.
Debt / assets0.7%Total debt / total assets.
Liabilities / assets75.9%Total liabilities / total assets.
Net debt-CN¥134.9MTotal debt - cash - short-term investments. Negative means more cash than debt.
Interest coverage-9.16xOperating income / interest expense.
Working capitalCN¥250.4MCurrent assets - current liabilities.
Goodwill and intangibles / assets6.0%(Goodwill + intangible assets) / total assets.
Tangible book valueCN¥266.7MShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
Asset turnover2.18xRevenue / average total assets.
Fixed asset turnover2,737xRevenue / average property, plant and equipment.
Receivables turnover2.83xRevenue / average receivables.
Days sales outstanding129 days365 x average receivables / revenue.
Days payables100 days365 x average accounts payable / cost of revenue.

Per share

MetricValueHow it is calculated
EPS, diluted-CN¥0.22Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
EPS, basic-CN¥0.22Net income per basic share, as reported (split-adjusted).
Revenue per shareCN¥36.45Revenue / diluted weighted shares.
FCF per share-CN¥0.49Free cash flow / diluted weighted shares.
Operating cash flow per share-CN¥0.49Cash from operations / diluted weighted shares.
Book value per shareCN¥4.42Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per shareCN¥3.32Tangible book value / shares outstanding.
Cash per shareCN¥1.80(Cash + short-term investments) / shares outstanding.
What was Cheche Group Inc.'s revenue in fiscal 2025?

Cheche Group Inc. reported revenue of CN¥3.01B for fiscal 2025, 13.3% lower than the year before.

Was Cheche Group Inc. profitable in fiscal 2025?

No. It reported a net loss of CN¥17.8M.

How much free cash flow did Cheche Group Inc. generate in fiscal 2025?

Cash from operations of CN¥40.6M minus capital expenditures of CN¥75.0K left free cash flow of -CN¥40.6M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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