Consumers Bancorp Inc (CBKM)
Consumers Bancorp Inc reported revenue of $4.9M in fiscal 2026, up 6.4% from a year earlier. Net income was $11.2M, a net margin of 227.2%. Operating cash flow minus capital spending left $9.6M of free cash flow in fiscal 2026. Its latest periodic report to the SEC is the annual report (10-K) filed on September 10, 2026.
Watch CBKM in 60 secondsWhat Consumers Bancorp Inc does
Consumers Bancorp Inc is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on OTC under the ticker CBKM.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2026 | $4.9M | $11.2M | $3.55 | $9.6M |
| 2025 | $4.6M | $8.7M | $2.77 | $4.9M |
| 2024 | $4.4M | $8.6M | $2.76 | $8.4M |
| 2023 | $4.1M | $10.7M | $3.45 | $11.5M |
| 2022 | $3.9M | $11.2M | $3.68 | $13.5M |
| 2021 | $3.4M | $9M | $2.98 | $12.9M |
Full financial statements: income, balance sheet and cash flow
Where CBKM ranks in Finance
Dividends
Consumers Bancorp Inc declared $0.84 per share in fiscal 2026. At the current price that is a yield of 2.58%. It paid out $2.6M in cash dividends, 24% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2026 | $0.84 | $2.6M | 24% |
| 2025 | $0.76 | $2.4M | 27% |
| 2024 | $0.72 | $2.2M | 26% |
| 2023 | $0.68 | $2.1M | 20% |
| 2022 | $0.64 | $1.9M | 17% |
| 2021 | $0.59 | $1.8M | 20% |
Latest SEC filings
What Consumers Bancorp Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- September 10, 2026Proxy statement DEF 14A
- September 10, 2026Annual report 10-K · period to June 30, 2026Revenue rose 6.4% to $4.9M versus the prior year; diluted EPS $3.55 versus $2.77.
- August 14, 2026Passive stake (5% or more) SCHEDULE 13G
- July 29, 2026
- June 30, 2026
- May 8, 2026
- April 20, 2026
- February 6, 2026
- January 20, 2026
- November 7, 2025
What is CBKM worth? A DCF from its reported cash flow
Insider trades
What the people running Consumers Bancorp Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $37.6K worth of shares on the open market in the last 90 days and sold none.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 17, 2026 | Lober Ralph J IICEO & President, Director | Bought | 70 | $2.3K |
| September 15, 2026 | Hudak Hillary ASVP, Chief People Officer | Bought | 112 | $3.7K |
| September 15, 2026 | Chuckalovchak Kimberly KSVP, Chief Information Officer | Bought | 91 | $3K |
| September 15, 2026 | Paden Frank LDirector | Bought | 182 | $6K |
| September 14, 2026 | Lober Ralph J IICEO & President, Director | Bought | 400 | $13.2K |
| August 21, 2026 | Mikes Suzanne NEVP, Chief Credit Officer | Bought | 100 | $3.2K |
| August 11, 2026 | Bickerton David RDirector | Bought | 50 | $1.6K |
| August 11, 2026 | Bickerton David RDirector | Boughtindirect | 150 | $4.6K |
| June 30, 2026 | Mcclellan Laurie LDirector | Exercised options | 801 | - |
Who owns CBKM
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Fourthstone LLC13G, passive with 5 related filers | 7.36% | August 14, 2026 |
Largest institutional holders
Insiders
7 insiders reported holding 258,769 shares in total, about $8.4M at the last price.
| Holder | Shares |
|---|---|
| Mcclellan Laurie LDirector | 139,103 |
| Lober Ralph J IICEO & President, Director | 80,154 |
| Paden Frank LDirector | 13,658 |
| Mikes Suzanne NEVP, Chief Credit Officer | 9,762 |
| Bickerton David RDirector | 5,857350 held indirectly |
| Hudak Hillary ASVP, Chief People Officer | 5,605 |
| Chuckalovchak Kimberly KSVP, Chief Information Officer | 4,631 |
Questions about CBKM
What does Consumers Bancorp Inc do?
Consumers Bancorp Inc is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on OTC under the ticker CBKM.
Is Consumers Bancorp Inc profitable?
Yes. In fiscal 2026 it reported net income of $11.2M on revenue of $4.9M, a net margin of 227.2%.
How much revenue does Consumers Bancorp Inc make?
In fiscal 2026 Consumers Bancorp Inc reported revenue of $4.9M. That is 6.4% more than a year earlier.
When did Consumers Bancorp Inc last report?
Its most recent periodic report is the annual report (10-K) filed on September 10, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the insider trade from September 21, 2026.
Similar companies
Compare CBKM with
Follow CBKM
Get an email when Consumers Bancorp Inc files with the SEC: results, executive changes, material agreements and annual reports.
Follow CBKM: get an email when it filesWhere the numbers come from
Financial figures are the values Consumers Bancorp Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.