Income statement, balance sheet and cash flow statement for the last 2 fiscal years, taken from the XBRL data Avidia Bancorp, Inc. files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2025
FY2025
Pre-tax income
15.4
-5.68
Income tax
3.92
-2.39
Net income
11.5
-3.29
EPS, basic
-0.18
EPS, diluted
-0.18
Shares, basic (weighted)
18.5
Shares, diluted (weighted)
18.5
Balance sheet
FY2025
FY2025
Short-term investments
46.8
130
Property, plant and equipment
28.5
29.2
Lease right-of-use assets
6.07
5.16
Goodwill
11.9
11.9
Total assets
2,657
2,837
Total liabilities
2,463
2,458
Paid-in capital
0
195
Retained earnings
215
212
Other comprehensive income
-21.4
-12.8
Shareholders' equity
194
379
Total equity
194
379
Total liabilities and equity
2,657
2,837
Shares outstanding
0
20.1
Cash flow statement
FY2025
FY2025
Net income
11.5
-3.29
Depreciation and amortization
2.55
2.56
Deferred income tax
-0.54
-2.76
Cash from operations
23.2
28.4
Capital expenditures
-2.77
-4.29
Purchases of investments
-110
-53.7
Sales and maturities of investments
92.5
61.6
Cash from investing
-71.1
-112
Stock issued
0
186
Cash from financing
40
166
Net change in cash
-7.9
83
Free cash flow
20.4
24.1
Interest paid
50.6
44.2
Income taxes paid
3.84
2.63
Key metrics
Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $21.68 on September 25, 2026.
Profitability
Metric
Value
How it is calculated
Effective tax rate
25.0%
Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)
4.5%
Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)
0.6%
Net income / average total assets.
Growth
Metric
Value
How it is calculated
Net income growth, 1y
-128.6%
Net income vs the same period a year earlier. Only from a positive base.
Operating cash flow growth, 1y
22.2%
Operating cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow growth, 1y
17.8%
Free cash flow vs the same period a year earlier. Only from a positive base.
Book value growth, 1y
95.5%
Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y
6.8%
Total assets vs the same period a year earlier. Only from a positive base.
Free cash flow / net income, when net income is positive.
Capex / operating cash flow
6.3%
Capital expenditures / cash from operations, when that is positive.
Per share
Metric
Value
How it is calculated
EPS, diluted
$0.95
Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
FCF per share
$2.59
Free cash flow / diluted weighted shares.
Operating cash flow per share
$2.77
Cash from operations / diluted weighted shares.
Book value per share
$19.40
Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share
$18.81
Tangible book value / shares outstanding.
Valuation
Metric
Value
How it is calculated
Market cap
$433.0M
Share price x shares outstanding.
Enterprise value
$381.7M
Market cap + total debt - cash - short-term investments.
P/E
24.6x
Market cap / net income. Only when net income is positive.
P/B
1.11x
Market cap / shareholders' equity. Only when equity is positive.
Price / tangible book
1.15x
Market cap / tangible book value, when positive.
P/FCF
8.99x
Market cap / free cash flow. Only when free cash flow is positive.
P/OCF
8.42x
Market cap / cash from operations, when positive.
EV/FCF
7.92x
Enterprise value / free cash flow, when both are positive.
FCF yield
11.1%
Free cash flow / market cap.
Earnings yield
4.1%
Net income / market cap (the inverse of P/E).
Was Avidia Bancorp, Inc. profitable in fiscal 2025?
No. It reported a net loss of $3.3M.
How much free cash flow did Avidia Bancorp, Inc. generate in fiscal 2025?
Cash from operations of $28.4M minus capital expenditures of $4.3M left free cash flow of $24.1M.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.