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Capitol Federal Financial vs Northrim Bancorp: revenue, profit, margins and growth compared

Capitol Federal Financial brought in $16.3M of revenue in fiscal 2025, Northrim Bancorp $255.6M in fiscal 2025. Revenue changed by +6.5% at Capitol Federal Financial and +30.4% at Northrim Bancorp on the year before, so Northrim Bancorp grew faster. Capitol Federal Financial kept 417.3% of its revenue as net profit, Northrim Bancorp 25.3%. Free cash flow was $49.8M at Capitol Federal Financial and $133.9M at Northrim Bancorp.

Side by side, latest fiscal year

CFFNNRIM
Fiscal year endedFY2025 (September 30, 2025)FY2025 (December 31, 2025)
Revenue$16.3M$255.6M
Revenue growth+6.5%+30.4%
Net income$68M$64.6M
Net margin417.3%25.3%
Free cash flow$49.8M$133.9M
Free cash flow margin305.8%52.4%
Earnings per share (diluted)$0.52$2.87
Cash$252.4M$145.9M
Debtn/a$81.7M
Price to earnings16.78.7
Market value$1.1B$555.7M
Dividend yield3.92%2.56%
Rank by revenue in sector#395 of 444 · Finance#286 of 444 · Finance

Over the years

Revenue
CFFN FY2018: $15.6MCFFN FY2019: $16.6MCFFN FY2020: $14.8MCFFN FY2021: $16.5MCFFN FY2022: $18.1MCFFN FY2023: $17.6MCFFN FY2024: $15.3MCFFN FY2025: $16.3MNRIM FY2018: $5.9MNRIM FY2022: $134.4MNRIM FY2023: $158.3MNRIM FY2024: $196MNRIM FY2025: $255.6MFY18FY19FY20FY21FY22FY23FY24FY25
CFFN $16.3MNRIM $255.6M
Net income
CFFN FY2018: $98.9MCFFN FY2019: $94.2MCFFN FY2020: $64.5MCFFN FY2021: $76.1MCFFN FY2022: $84.5MCFFN FY2023: -$101.7MCFFN FY2024: $38MCFFN FY2025: $68MNRIM FY2018: $20MNRIM FY2019: $20.7MNRIM FY2020: $32.9MNRIM FY2021: $37.5MNRIM FY2022: $30.7MNRIM FY2023: $25.4MNRIM FY2024: $37MNRIM FY2025: $64.6MFY18FY19FY20FY21FY22FY23FY24FY25
CFFN $68MNRIM $64.6M
Net margin
CFFN FY2018: 632.7%CFFN FY2019: 567.7%CFFN FY2020: 436.1%CFFN FY2021: 461.1%CFFN FY2022: 466.6%CFFN FY2023: -577.6%CFFN FY2024: 248.4%CFFN FY2025: 417.3%NRIM FY2018: 338.4%NRIM FY2022: 22.9%NRIM FY2023: 16.0%NRIM FY2024: 18.9%NRIM FY2025: 25.3%FY18FY19FY20FY21FY22FY23FY24FY25
CFFN 417.3%NRIM 25.3%
Revenue growth
CFFN FY2019: +6.2%CFFN FY2020: -10.8%CFFN FY2021: +11.5%CFFN FY2022: +9.7%CFFN FY2023: -2.8%CFFN FY2024: -13.1%CFFN FY2025: +6.5%NRIM FY2023: +17.8%NRIM FY2024: +23.8%NRIM FY2025: +30.4%FY19FY20FY21FY22FY23FY24FY25
CFFN +6.5%NRIM +30.4%
Free cash flow
CFFN FY2018: $112.4MCFFN FY2019: $69.2MCFFN FY2020: $78.2MCFFN FY2021: $65.1MCFFN FY2022: $91.7MCFFN FY2023: $41.3MCFFN FY2024: $24MCFFN FY2025: $49.8MNRIM FY2018: $21.6MNRIM FY2019: -$3.1MNRIM FY2020: -$39.3MNRIM FY2021: $109.7MNRIM FY2022: $74.3MNRIM FY2023: $32.6MNRIM FY2024: -$9.3MNRIM FY2025: $133.9MFY18FY19FY20FY21FY22FY23FY24FY25
CFFN $49.8MNRIM $133.9M

Fiscal years as each company reports them; the two may end in different months.

Questions about Capitol Federal Financial and Northrim Bancorp

Which is bigger by revenue, Capitol Federal Financial or Northrim Bancorp?

Northrim Bancorp is bigger by revenue: $255.6M in fiscal 2025, against $16.3M for Capitol Federal Financial in fiscal 2025.

Which keeps more of its revenue as profit, Capitol Federal Financial or Northrim Bancorp?

Capitol Federal Financial had a net margin of 417.3% in fiscal 2025; Northrim Bancorp had 25.3% in fiscal 2025.

Which grew revenue faster, Capitol Federal Financial or Northrim Bancorp?

In their latest fiscal years revenue changed by +6.5% at Capitol Federal Financial and +30.4% at Northrim Bancorp.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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