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American Express vs Progressive: revenue, profit, margins and growth compared

American Express brought in $72.2B of revenue in fiscal 2025, Progressive $87.7B in fiscal 2025. Revenue changed by +9.5% at American Express and +16.3% at Progressive on the year before, so Progressive grew faster. American Express kept 15.0% of its revenue as net profit, Progressive 12.9%. Free cash flow was $16B at American Express and $17.2B at Progressive.

Side by side, latest fiscal year

AXPPGR
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$72.2B$87.7B
Revenue growth+9.5%+16.3%
Net income$10.8B$11.3B
Net margin15.0%12.9%
Free cash flow$16B$17.2B
Free cash flow margin22.2%19.6%
Earnings per share (diluted)$15.38$19.23
Cash$47.8B$138M
Debt$56.4B$0
Price to earnings20.110.7
Market value$208.6B$119.5B
Dividend yield1.06%6.76%
Rank by revenue in sector#8 of 444 · Finance#5 of 444 · Finance

Over the years

Revenue
AXP FY2018: $40.3BAXP FY2019: $43.6BAXP FY2020: $36.1BAXP FY2021: $42.4BAXP FY2022: $52.9BAXP FY2023: $60.5BAXP FY2024: $65.9BAXP FY2025: $72.2BPGR FY2018: $32BPGR FY2019: $39BPGR FY2020: $42.7BPGR FY2021: $47.7BPGR FY2022: $49.6BPGR FY2023: $62.1BPGR FY2024: $75.4BPGR FY2025: $87.7BFY18FY19FY20FY21FY22FY23FY24FY25
AXP $72.2BPGR $87.7B
Net income
AXP FY2018: $6.9BAXP FY2019: $6.8BAXP FY2020: $3.1BAXP FY2021: $8.1BAXP FY2022: $7.5BAXP FY2023: $8.4BAXP FY2024: $10.1BAXP FY2025: $10.8BPGR FY2018: $2.6BPGR FY2019: $4BPGR FY2020: $5.7BPGR FY2021: $3.4BPGR FY2022: $722MPGR FY2023: $3.9BPGR FY2024: $8.5BPGR FY2025: $11.3BFY18FY19FY20FY21FY22FY23FY24FY25
AXP $10.8BPGR $11.3B
Net margin
AXP FY2018: 17.2%AXP FY2019: 15.5%AXP FY2020: 8.7%AXP FY2021: 19.0%AXP FY2022: 14.2%AXP FY2023: 13.8%AXP FY2024: 15.4%AXP FY2025: 15.0%PGR FY2018: 8.2%PGR FY2019: 10.2%PGR FY2020: 13.4%PGR FY2021: 7.0%PGR FY2022: 1.5%PGR FY2023: 6.3%PGR FY2024: 11.3%PGR FY2025: 12.9%FY18FY19FY20FY21FY22FY23FY24FY25
AXP 15.0%PGR 12.9%
Revenue growth
AXP FY2019: +8.0%AXP FY2020: -17.1%AXP FY2021: +17.4%AXP FY2022: +24.7%AXP FY2023: +14.5%AXP FY2024: +9.0%AXP FY2025: +9.5%PGR FY2019: +22.0%PGR FY2020: +9.3%PGR FY2021: +11.8%PGR FY2022: +4.0%PGR FY2023: +25.2%PGR FY2024: +21.4%PGR FY2025: +16.3%FY19FY20FY21FY22FY23FY24FY25
AXP +9.5%PGR +16.3%
Free cash flow
AXP FY2018: $7.6BAXP FY2019: $12BAXP FY2020: $4.1BAXP FY2021: $13.1BAXP FY2022: $19.2BAXP FY2023: $17BAXP FY2024: $12.1BAXP FY2025: $16BPGR FY2018: $6BPGR FY2019: $5.9BPGR FY2020: $6.7BPGR FY2021: $7.5BPGR FY2022: $6.6BPGR FY2023: $10.4BPGR FY2024: $14.8BPGR FY2025: $17.2BFY18FY19FY20FY21FY22FY23FY24FY25
AXP $16BPGR $17.2B

Fiscal years as each company reports them; the two may end in different months.

Questions about American Express and Progressive

Which is bigger by revenue, American Express or Progressive?

Progressive is bigger by revenue: $87.7B in fiscal 2025, against $72.2B for American Express in fiscal 2025.

Which keeps more of its revenue as profit, American Express or Progressive?

American Express had a net margin of 15.0% in fiscal 2025; Progressive had 12.9% in fiscal 2025.

Which grew revenue faster, American Express or Progressive?

In their latest fiscal years revenue changed by +9.5% at American Express and +16.3% at Progressive.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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