Stocks Technology XZO
NYSE · TechnologyExzeo Group, Inc. (XZO)
Exzeo Group, Inc. brought in $221.8M of revenue over the twelve months to September 30, 2026. Net income was $88M, a net margin of 39.7%. Operating cash flow minus capital spending left $97.5M of free cash flow in fiscal 2025. At September 30, 2026 it held $116.4M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 5, 2026.
Key facts about Exzeo Group, Inc.
- Net worth
- Exzeo Group, Inc. has a market value (market cap) of $1.5B at the latest share price, and shareholders' equity of $298.1M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $217M (+62.0% year on year), with net income of $82.7M. Over the 12 months to September 30, 2026: revenue $221.8M, net income $88M.
- Cash flow
- In fiscal 2025 operations brought in $100.3M of cash; after $2.8M of capital spending, free cash flow was $97.5M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 5, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Exzeo Group, Inc.'s next report is expected around December 9, 2026. That is an estimate from its filing rhythm, not a date the company has announced.
What Exzeo Group, Inc. does
Exzeo Group, Inc. is registered with the SEC under industry code SIC 7372 (Services-Prepackaged Software). Its shares trade on NYSE under the ticker XZO.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $217M | $82.7M | $0.99 | $97.5M |
| 2025 | $133.9M | $45.3M | $0.44 | $45.9M |
| 2023 | $88.3M | $21.5M | $0.15 | $6.9M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where XZO ranks in Technology
Latest SEC filings
What Exzeo Group, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 5, 2026Quarterly report 10-Q · period to September 30, 2026Revenue was flat at $55.2M versus the same quarter last year; diluted EPS $0.25 versus $0.25.
- November 4, 2026
- August 14, 2026Other event 8-K
- August 7, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 3% to $57.8M versus the same quarter last year; diluted EPS $0.26 versus $0.26.
- August 6, 2026
- June 10, 2026
- May 26, 2026Other event 8-K
- May 15, 2026Quarterly report (amended) 10-Q/A · period to March 31, 2026Revenue rose 6% to $55.5M versus the same quarter last year; diluted EPS $0.22 versus $0.22.
- May 7, 2026Quarterly report 10-Q · period to March 31, 2026Revenue rose 6% to $55.5M versus the same quarter last year; diluted EPS $0.22 versus $0.22.
- May 6, 2026
What is XZO worth? A DCF from its reported cash flow
Insider trades
What the people running Exzeo Group, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| May 27, 2026 | Patel PareshChief Executive Officer, Director | Bought | 2,000 | $27.3K |
| May 26, 2026 | Patel PareshChief Executive Officer, Director | Bought | 2,000 | $26.5K |
| May 22, 2026 | Patel PareshChief Executive Officer, Director | Bought | 2,000 | $25.8K |
| May 21, 2026 | Patel PareshChief Executive Officer, Director | Bought | 2,000 | $25.6K |
| May 20, 2026 | Patel PareshChief Executive Officer, Director | Bought | 2,000 | $26.7K |
| May 19, 2026 | Patel PareshChief Executive Officer, Director | Bought | 2,000 | $27.4K |
| May 18, 2026 | Patel PareshChief Executive Officer, Director | Bought | 2,000 | $27.9K |
| May 15, 2026 | Patel PareshChief Executive Officer, Director | Bought | 500 | $6.8K |
Who owns XZO
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Paresh Patel13G, passive | 6.86% | February 13, 2026 |
Largest institutional holders
Insiders
6 insiders reported holding 3,218,383 shares in total, about $53.1M at the last price.
| Holder | Shares |
|---|---|
| Patel PareshChief Executive Officer, Director | 1,672,013 |
| Mitchell Kevin AndrewPresident, Director | 715,135 |
| Bulku SuelaChief Financial Officer | 314,874 |
| Baker Brook ArmstrongGeneral Counsel | 249,0261,000 held indirectly |
| Macchiarola James JDirector | 140,000 |
| Lopes Robert A. Jr.Director | 127,335 |
Questions about XZO
What does Exzeo Group, Inc. do?
Exzeo Group, Inc. is a company in the Technology sector, listed on NYSE as XZO. Its shares trade on NYSE under the ticker XZO.
What is Exzeo Group, Inc.'s net worth?
Exzeo Group, Inc. has a market value (market cap) of $1.5B at the latest share price, and shareholders' equity of $298.1M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Exzeo Group, Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $88M on revenue of $221.8M, a net margin of 39.7%.
How much revenue does Exzeo Group, Inc. make?
Over the twelve months to September 30, 2026 Exzeo Group, Inc. reported revenue of $221.8M.
When did Exzeo Group, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 5, 2026. It covers the period to September 30, 2026.
When is Exzeo Group, Inc.'s next earnings report?
Exzeo Group, Inc.'s next report is expected around December 9, 2026. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Exzeo Group, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.