Usio, Inc. (USIO)
Usio, Inc. brought in $92.6M of revenue over the twelve months to June 30, 2026, up 10.4% from a year earlier. It posted a net loss of $1.5M. Operating cash flow minus capital spending left $1.1M of free cash flow in fiscal 2025. At June 30, 2026 it held $6.4M in cash against $1.3M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 12, 2026.
What Usio, Inc. does
Usio, Inc. is registered with the SEC under industry code SIC 6099 (Functions Related To Depository Banking, NEC). Its shares trade on NASDAQ under the ticker USIO.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $85.4M | -$2.5M | -$0.09 | $1.1M |
| 2024 | $82.9M | $3.3M | $0.12 | $2.7M |
| 2023 | $84.1M | -$475.1K | -$0.02 | $2.7M |
| 2022 | $69.4M | -$5.5M | -$0.27 | -$17.8M |
| 2021 | $61.9M | -$321.6K | -$0.02 | $28.5M |
| 2020 | $32.3M | -$2.9M | -$0.19 | $5.4M |
Where USIO ranks in Finance
Latest SEC filings
What Usio, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- August 25, 2026Passive stake (5% or more) SCHEDULE 13G
- August 12, 2026Quarterly report 10-Q · period to June 30, 2026
- August 12, 2026
- June 17, 2026
- June 16, 2026
- June 10, 2026
- May 18, 2026Passive stake changed SCHEDULE 13G/A
- May 18, 2026Passive stake changed SCHEDULE 13G/A
- May 13, 2026
- May 13, 2026Quarterly report 10-Q · period to March 31, 2026
What is USIO worth? A DCF from its reported cash flow
Insider trades
What the people running Usio, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 13 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| August 21, 2026 | Miller Elizabeth MichelleDirector | Exercised options | 7,000 | $19.7K |
| August 21, 2026 | White Michael JosephSVP, Chief Accounting Officer | Exercised options | 6,000 | $16.9K |
| August 21, 2026 | White Michael JosephSVP, Chief Accounting Officer | Shares withheld for tax | 1,779 | $5K |
| August 21, 2026 | Frost Houston KorthSVP, Chief Product Officer | Exercised options | 6,000 | $16.9K |
| August 21, 2026 | Frost Houston KorthSVP, Chief Product Officer | Shares withheld for tax | 1,630 | $4.6K |
| August 21, 2026 | Uffner JerryHead of Card Issuing | Exercised options | 6,000 | $16.9K |
| August 21, 2026 | Uffner JerryHead of Card Issuing | Shares withheld for tax | 2,058 | $5.8K |
| August 21, 2026 | Hoch Louis AChairman, President and CEO, Director, 10% owner | Exercised options | 7,000 | $19.7K |
| August 21, 2026 | Hoch Louis AChairman, President and CEO, Director, 10% owner | Shares withheld for tax | 2,755 | $7.7K |
| August 21, 2026 | Beyer del la Garza Ernesto RDirector | Exercised options | 7,000 | $19.7K |
| August 21, 2026 | Beyer del la Garza Ernesto RDirector | Shares withheld for tax | 2,000 | $5.6K |
| August 21, 2026 | Rollins BradDirector | Exercised options | 7,000 | $19.7K |
| July 1, 2026 | Frost Houston KorthSVP, Chief Product Officer | Received as pay | 5,642 | $5.6K |
Questions about USIO
What does Usio, Inc. do?
Usio, Inc. is registered with the SEC under industry code SIC 6099 (Functions Related To Depository Banking, NEC). Its shares trade on NASDAQ under the ticker USIO.
Is Usio, Inc. profitable?
No. Over the twelve months to June 30, 2026 it reported a net loss of $1.5M on revenue of $92.6M.
How much revenue does Usio, Inc. make?
Over the twelve months to June 30, 2026 Usio, Inc. reported revenue of $92.6M. That is 10.4% more than a year earlier.
When did Usio, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 12, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the insider trade from September 3, 2026.
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Follow USIO: get an email when it filesWhere the numbers come from
Financial figures are the values Usio, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.