United Bancorp Inc (UBCP)
In fiscal 2025 capital spending exceeded operating cash flow by $1.3M. At June 30, 2026 it held $46M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 12, 2026.
Key facts about United Bancorp Inc
- Net worth
- United Bancorp Inc has a market value (market cap) of $79.7M at the latest share price, and shareholders' equity of $72.1M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $10.5M of cash; after $11.8M of capital spending, free cash flow was -$1.3M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on August 12, 2026 and covers the period to June 30, 2026. Open on SEC EDGAR
- Next earnings report
- United Bancorp Inc's next report was expected around November 6, 2026 and is not on file with the SEC yet.
- Dividend
- United Bancorp Inc paid dividends of $0.92 per share in fiscal 2025, a yield of 6.62% at the current price.
What United Bancorp Inc does
United Bancorp Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker UBCP.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $7.8M | $1.34 | -$1.3M |
| 2024 | n/a | $7.4M | $1.27 | -$1.2M |
| 2023 | n/a | $9M | $1.57 | $8.4M |
| 2022 | n/a | $8.7M | $1.50 | $8M |
| 2020 | n/a | $9.5M | $1.62 | $7.4M |
| 2020 | n/a | $8M | $1.39 | $6.9M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
United Bancorp Inc paid $0.92 per share in fiscal 2025. At the current price that is a yield of 6.62%. It paid out $5.5M in cash dividends, 71% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.92 | $5.5M | 71% |
| 2024 | $0.86 | $5.1M | 69% |
| 2023 | $0.82 | $4.8M | 54% |
| 2022 | $0.78 | $4.6M | 53% |
| 2020 | $0.69 | $4.1M | 43% |
| 2020 | $0.57 | $3.4M | 42% |
Latest SEC filings
What United Bancorp Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- August 20, 2026Other event 8-K
- August 12, 2026
- July 24, 2026
- May 14, 2026
- May 7, 2026
- April 23, 2026
- April 23, 2026Other event 8-K
- March 19, 2026
- March 19, 2026
- March 18, 2026Proxy statement DEF 14A
Insider trades
What the people running United Bancorp Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| May 28, 2026 | Schunn Bethany EDirector | Bought | 1,175 | $17.5K |
| May 27, 2026 | Glessner Gary WDirector | Bought | 3,527 | $52.7K |
| May 27, 2026 | Everson Scott AChairman Pres and CEO | Bought | 2,213 | $33K |
| May 27, 2026 | Branstetter Matthew FredrickChief Operating Officer | Bought | 380 | $5.7K |
| May 27, 2026 | Hoopingarner John MDirector | Bought | 931 | $13.9K |
| May 27, 2026 | Clark Jonathan CHASEDirector | Bought | 1,511 | $22.6K |
| May 27, 2026 | Ball Erin SDirector | Bought | 632 | $9.4K |
| May 27, 2026 | Greenwood Randall MSR VP CFO and Treasurer | Bought | 1,034 | $15.4K |
Who owns UBCP
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Insiders
8 insiders reported holding 543,022 shares in total, about $7.5M at the last price.
| Holder | Shares |
|---|---|
| Everson Scott AChairman Pres and CEO | 143,162 |
| Glessner Gary WDirector | 108,002 |
| Greenwood Randall MSR VP CFO and Treasurer | 85,214 |
| Branstetter Matthew FredrickChief Operating Officer | 60,128 |
| Clark Jonathan CHASEDirector | 55,638 |
| Hoopingarner John MDirector | 52,609 |
| Schunn Bethany EDirector | 20,457 |
| Ball Erin SDirector | 17,812 |
Questions about UBCP
What does United Bancorp Inc do?
United Bancorp Inc is a company in the Finance sector, listed on NASDAQ as UBCP. Its shares trade on NASDAQ under the ticker UBCP.
What is United Bancorp Inc's net worth?
United Bancorp Inc has a market value (market cap) of $79.7M at the latest share price, and shareholders' equity of $72.1M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is United Bancorp Inc profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $8M.
When did United Bancorp Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 12, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the other event from August 20, 2026.
When is United Bancorp Inc's next earnings report?
United Bancorp Inc's next report was expected around November 6, 2026 and is not on file with the SEC yet.
Does United Bancorp Inc pay a dividend?
Yes. United Bancorp Inc paid dividends of $0.92 per share in fiscal 2025, a yield of 6.62% at the current price.
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Where the numbers come from
Financial figures are the values United Bancorp Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.