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NASDAQ · Finance

Bank of The James Financial Group Inc (BOTJ)

Bank of The James Financial Group Inc brought in $4.5M of revenue over the twelve months to June 30, 2026, up 10.9% from a year earlier. Net income was $11.5M, a net margin of 257.6%. Operating cash flow minus capital spending left $10.5M of free cash flow in fiscal 2025. At June 30, 2026 it held $35.5M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 12, 2026.

Revenue (last 12 months)
$4.5M
+10.9% year on year
Net margin
257.6%

What Bank of The James Financial Group Inc does

Bank of The James Financial Group Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker BOTJ.

Revenue and profit by year

Revenue
FY18: $1.9M $1.9M FY18FY19: $1.8M $1.8M FY19FY20: $2M $2M FY20FY21: $2.5M $2.5M FY21FY22: $3.6M $3.6M FY22FY23: $3.9M $3.9M FY23FY24: $4M $4M FY24FY25: $4.3M $4.3M FY25
Net income
FY18: $5.3M $5.3M FY18FY19: $5.6M $5.6M FY19FY20: $5M $5M FY20FY21: $7.6M $7.6M FY21FY22: $9M $9M FY22FY23: $8.7M $8.7M FY23FY24: $7.9M $7.9M FY24FY25: $9M $9M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025$4.3Mn/a$9M$1.99$10.5M
2024$4Mn/a$7.9M$1.75$6M
2023$3.9Mn/a$8.7M$1.91$7.9M
2022$3.6Mn/a$9M$1.91$8.1M
2021$2.5Mn/a$7.6M$1.60$13.4M
2020$2Mn/a$5M$1.04$3.4M

Latest SEC filings

What Bank of The James Financial Group Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. August 14, 2026
  2. August 12, 2026
    Quarterly report 10-Q · period to June 30, 2026
  3. July 30, 2026
  4. May 20, 2026
  5. May 15, 2026
  6. May 15, 2026
  7. May 12, 2026
    Quarterly report 10-Q · period to March 31, 2026
  8. April 30, 2026
  9. April 6, 2026
  10. April 6, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on August 12, 2026. Insider transactions on SEC

All filings on SEC EDGAR

Questions about BOTJ

What does Bank of The James Financial Group Inc do?

Bank of The James Financial Group Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker BOTJ.

Is Bank of The James Financial Group Inc profitable?

Yes. Over the twelve months to June 30, 2026 it reported net income of $11.5M on revenue of $4.5M, a net margin of 257.6%.

How much revenue does Bank of The James Financial Group Inc make?

Over the twelve months to June 30, 2026 Bank of The James Financial Group Inc reported revenue of $4.5M. That is 10.9% more than a year earlier.

When did Bank of The James Financial Group Inc last report?

Its most recent periodic report is the quarterly report (10-Q) filed on August 12, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the passive stake changed from August 14, 2026.

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Where the numbers come from

Financial figures are the values Bank of The James Financial Group Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.