Trustco Bank Corp N Y (TRST)
Operating cash flow minus capital spending left $45.7M of free cash flow in fiscal 2025. At September 30, 2026 it held $597.3M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Trustco Bank Corp N Y
- Net worth
- Trustco Bank Corp N Y has a market value (market cap) of $985.4M at the latest share price, and shareholders' equity of $631.3M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $57.6M of cash; after $11.9M of capital spending, free cash flow was $45.7M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Trustco Bank Corp N Y's next report is expected around January 20, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Trustco Bank Corp N Y declared dividends of $1.48 per share in fiscal 2025, a yield of 2.56% at the current price.
What Trustco Bank Corp N Y does
Trustco Bank Corp N Y is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker TRST.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $61.1M | $3.25 | $45.7M |
| 2024 | n/a | $48.8M | $2.57 | $54.6M |
| 2023 | n/a | $58.6M | $3.08 | $58.5M |
| 2022 | n/a | $75.2M | $3.93 | $74.8M |
| 2021 | n/a | $61.5M | $3.19 | $52.5M |
| 2020 | n/a | $52.5M | $2.72 | $58.3M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Trustco Bank Corp N Y declared $1.48 per share in fiscal 2025. At the current price that is a yield of 2.56%. It paid out $27.6M in cash dividends, 45% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.48 | $27.6M | 45% |
| 2024 | $1.44 | $27.4M | 56% |
| 2023 | $1.44 | $27.4M | 47% |
| 2022 | $1.41 | $27M | 36% |
| 2021 | $1.37 | $26.3M | 43% |
| 2020 | $1.36 | $26.3M | 50% |
Latest SEC filings
What Trustco Bank Corp N Y has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026
- October 21, 2026
- October 13, 2026Other event 8-K
- September 16, 2026
- August 18, 2026Other event 8-K
- August 14, 2026Form 13F-HR filing 13F-HR
- August 10, 2026
- July 28, 2026Activist stake (5% or more) SCHEDULE 13D
- July 21, 2026
- July 10, 2026Other event 8-K
Insider trades
What the people running Trustco Bank Corp N Y did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $25K worth of shares on the open market in the last 90 days and sold none.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 2, 2026 | McCormick Lauren AnnVP,Treasurer, Asst. Corp. Sec. | Boughtindirect | 436 | $25K |
| August 12, 2026 | McCormick Lauren AnnVP,Treasurer, Asst. Corp. Sec. | Boughtindirect | 103 | $5.8K |
| July 27, 2026 | McCormick Lauren AnnVP,Treasurer, Asst. Corp. Sec. | Gave as a giftindirect | 1,756 | - |
| June 4, 2026 | Lucarelli Lisa MDirector | Boughtindirect | 100 | $5.2K |
| June 4, 2026 | Lucarelli Lisa MDirector | Boughtindirect | 100 | $5.2K |
| April 24, 2026 | Silverman Frank BDirector | Bought | 105 | $4.8K |
| March 12, 2026 | Curley Kevin MEXECUTIVE VICE PRESIDENT & COO | Bought | 588 | $25K |
| November 26, 2025 | Lucarelli Lisa MDirector | Bought | 200 | $8.5K |
Who owns TRST
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Systematic Financial Management LP13G, passive | 6.3% | February 10, 2026 |
| Vanguard Capital Management13G, passive | 5.38% | April 30, 2026 |
| HoldCo Opportunities Fund V, L.P.13D, may seek influence with 5 related filers | 5.1% | July 28, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 187 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 2,517,431 | -48,932 |
| Dimensional Fund Advisors LP | 1,140,201 | +2,697 |
| Systematic Financial Management LP | 1,101,023 | -64,110 |
| State Street Corp | 922,845 | +31,763 |
| HoldCo Asset Management, LP | 872,744 | 0 |
| Vanguard Capital Management LLC | 749,594 | -69,519 |
| American Century Companies Inc | 609,410 | +44,497 |
| Geode Capital Management, LLC | 516,614 | +17,989 |
| Vanguard Portfolio Management LLC | 386,844 | +14,146 |
| Invesco Ltd. | 296,934 | +10,776 |
| Hotchkis & Wiley Capital Management LLC | 278,369 | -13,000 |
| Arrowstreet Capital, Limited Partnership | 230,179 | +860 |
| Two Sigma Investments, LP | 204,630 | -15,701 |
| Northern Trust Corp | 204,303 | +7,185 |
| Charles Schwab Investment Management Inc | 168,265 | -733 |
| Bank of New York Mellon Corp | 161,264 | -4,027 |
| Gabelli Funds LLC | 149,943 | -1,500 |
| Morgan Stanley | 145,741 | -2,094 |
| Goldman Sachs Group Inc | 137,588 | -43,655 |
| Bridgeway Capital Management, LLC | 124,552 | -1,800 |
Insiders
14 insiders reported holding 479,808 shares in total, about $27.8M at the last price.
| Holder | Shares |
|---|---|
| Mccormick Robert JCHAIRMAN, PRESIDENT & CEO, Director | 301,189 |
| Curley Kevin MEXECUTIVE VICE PRESIDENT & COO | 40,984 |
| Leonard Robert MEVP & CHIEF OPERATING OFFICER | 35,590 |
| Ozimek Michael MEXECUTIVE VICE PRESIDENT & CFO | 29,972 |
| Marinello Anthony J Md PhdDirector | 24,407 |
| Maggs Thomas ODirector | 17,469 |
| Hall Michael JamesGENERAL COUNSEL & SECRETARY | 10,372 |
| Silverman Frank BDirector | 4,892 |
| Russell Kimberly AdamsDirector | 4,700 |
| Lucarelli Lisa MDirector | 3,097100 held indirectly |
Questions about TRST
What does Trustco Bank Corp N Y do?
Trustco Bank Corp N Y is a company in the Finance sector, listed on NASDAQ as TRST. Its shares trade on NASDAQ under the ticker TRST.
What is Trustco Bank Corp N Y's net worth?
Trustco Bank Corp N Y has a market value (market cap) of $985.4M at the latest share price, and shareholders' equity of $631.3M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Trustco Bank Corp N Y profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $66.1M.
When did Trustco Bank Corp N Y last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.
When is Trustco Bank Corp N Y's next earnings report?
Trustco Bank Corp N Y's next report is expected around January 20, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Trustco Bank Corp N Y pay a dividend?
Yes. Trustco Bank Corp N Y declared dividends of $1.48 per share in fiscal 2025, a yield of 2.56% at the current price.
Similar companies
Compare TRST with
Follow TRST
Get an email when Trustco Bank Corp N Y files with the SEC: results, executive changes, material agreements and annual reports.
Where the numbers come from
Financial figures are the values Trustco Bank Corp N Y tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.