First Financial Corp (THFF)
Operating cash flow minus capital spending left $86.4M of free cash flow in fiscal 2025. At September 30, 2026 it held $92.5M in cash against $262.3M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 4, 2026.
Key facts about First Financial Corp
- Net worth
- First Financial Corp has a market value (market cap) of $918.5M at the latest share price, and shareholders' equity of $660.4M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $90.4M of cash; after $4M of capital spending, free cash flow was $86.4M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 4, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- First Financial Corp's next report is expected around February 2, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- First Financial Corp paid dividends of $2.09 per share in fiscal 2025, a yield of 2.71% at the current price.
What First Financial Corp does
First Financial Corp is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker THFF.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $79.2M | $6.68 | $86.4M |
| 2023 | n/a | $47.3M | $4.00 | $54.3M |
| 2023 | n/a | $60.7M | $5.08 | $79.5M |
| 2022 | n/a | $71.1M | $5.82 | $77.4M |
| 2021 | n/a | $53M | $4.02 | $51.2M |
| 2020 | n/a | $53.8M | $3.93 | $73.5M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
First Financial Corp paid $2.09 per share in fiscal 2025. At the current price that is a yield of 2.71%. It paid out $24.2M in cash dividends, 31% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $2.09 | $24.2M | 31% |
| 2023 | $1.86 | $21.2M | 45% |
| 2023 | $0.99 | $15.4M | 25% |
| 2022 | $1.28 | $14.5M | 20% |
| 2021 | $1.16 | $14.2M | 27% |
| 2020 | $1.05 | $14.3M | 27% |
Latest SEC filings
What First Financial Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 9, 2026
- November 6, 2026Form 425 filing 425
- November 4, 2026
- October 30, 2026
- October 27, 2026Passive stake changed SCHEDULE 13G/A
- October 27, 2026
- October 13, 2026Form 13F-HR filing 13F-HR
- September 17, 2026Executive or director change8-KFirst Financial Corporation announced the retirement of CFO Rodger A. McHargue and appointed Paul D. Nungester, Jr. as his successor.
- September 17, 2026Other event 8-K
- September 10, 2026Form 425 filing 425
Insider trades
What the people running First Financial Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $6.4K worth of shares on the open market in the last 90 days and sold none.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 16, 2026 | McDonald James ODirector | Bought | 87 | $6.4K |
| July 16, 2026 | McDonald James ODirector | Bought | 84 | $6.3K |
| March 2, 2026 | Franklin Mark AllenCHIEF LENDING OFFICER | Sold | 2,209 | $142.7K |
| February 9, 2026 | Lowery Norman DPRESIDENT & C.E.O., Director | Received as pay | 9,414 | - |
| February 9, 2026 | McHargue Rodger AllenCHIEF FINANCIAL OFFICER | Received as pay | 2,961 | - |
| February 9, 2026 | Franklin Mark AllenCHIEF LENDING OFFICER | Received as pay | 2,143 | - |
| February 9, 2026 | Panagouleas Stephen PCHIEF CREDIT OFFICER | Received as pay | 2,129 | - |
| January 2, 2026 | Lowery Norman DPRESIDENT & C.E.O., Director | Shares withheld for tax | 2,700 | $163.1K |
Who owns THFF
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| BlackRock, Inc.13G, passive | 6.3% | October 27, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 200 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 1,646,928 | +148,405 |
| Dimensional Fund Advisors LP | 716,108 | +3,756 |
| First Financial Corp | 631,112 | -9,161 |
| State Street Corp | 520,083 | +55,640 |
| Vanguard Capital Management LLC | 489,602 | +11,515 |
| Charles Schwab Investment Management Inc | 475,270 | +46,894 |
| American Century Companies Inc | 409,657 | +38,166 |
| Geode Capital Management, LLC | 310,955 | +17,395 |
| Vanguard Portfolio Management LLC | 295,528 | +15,006 |
| Aqr Capital Management LLC | 172,905 | -47,988 |
| Allspring Global Investments Holdings, LLC | 162,666 | +28,295 |
| Jpmorgan Chase & Co | 162,148 | -16,093 |
| Northern Trust Corp | 127,033 | +5,632 |
| Hotchkis & Wiley Capital Management LLC | 111,471 | +200 |
| Nuveen, LLC | 106,556 | +4,273 |
| Goldman Sachs Group Inc | 103,318 | -59,016 |
| Bridgeway Capital Management, LLC | 100,896 | +3,640 |
| Renaissance Technologies LLC | 92,873 | -23,300 |
| UBS Group AG | 85,517 | -11,781 |
| O'Shaughnessy Asset Management, LLC | 85,314 | +5,335 |
Insiders
6 insiders reported holding 111,261 shares in total, about $8.6M at the last price.
| Holder | Shares |
|---|---|
| Lowery Norman DPRESIDENT & C.E.O., Director | 47,373 |
| McHargue Rodger AllenCHIEF FINANCIAL OFFICER | 35,954 |
| McDonald James ODirector | 11,928 |
| Franklin Mark AllenCHIEF LENDING OFFICER | 7,514 |
| Panagouleas Stephen PCHIEF CREDIT OFFICER | 6,233 |
| Jensen Susan MDirector | 2,259 |
Questions about THFF
What does First Financial Corp do?
First Financial Corp is a company in the Finance sector, listed on NASDAQ as THFF. Its shares trade on NASDAQ under the ticker THFF.
What is First Financial Corp's net worth?
First Financial Corp has a market value (market cap) of $918.5M at the latest share price, and shareholders' equity of $660.4M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is First Financial Corp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $91.4M.
When did First Financial Corp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 4, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the merger registration (amended) from November 9, 2026.
When is First Financial Corp's next earnings report?
First Financial Corp's next report is expected around February 2, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does First Financial Corp pay a dividend?
Yes. First Financial Corp paid dividends of $2.09 per share in fiscal 2025, a yield of 2.71% at the current price.
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Where the numbers come from
Financial figures are the values First Financial Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.