Income statement, balance sheet and cash flow statement for the last 5 fiscal years, taken from the XBRL data SR Bancorp, Inc. files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2023
FY2023
FY2024
FY2025
FY2026
Interest expense
1.54
2.43
Pre-tax income
2.23
1.8
-11.8
6.13
4.4
Income tax
0.36
0.25
-0.91
0.99
1.05
Net income
1.87
1.55
-10.9
5.14
3.35
EPS, basic
-1.59
0.61
0.45
EPS, diluted
-1.59
0.61
0.44
Shares, basic (weighted)
0
6.83
8.43
7.49
Shares, diluted (weighted)
0
6.83
8.44
7.64
Dividend per share
0.10
0.21
Balance sheet
FY2023
FY2023
FY2024
FY2025
FY2026
Cash and equivalents
35.3
42.4
45.9
57.8
71.5
Property, plant and equipment
3.44
3.55
5.42
4.94
4.82
Lease right-of-use assets
0.02
2.31
3.16
2.75
Goodwill
20.4
20.4
20.4
Intangible assets
6.29
5.12
Total assets
649
651
1,021
1,086
1,192
Short-term debt
20
0
30
Total liabilities
530
529
821
893
1,010
Paid-in capital
91.4
80.8
66.5
Retained earnings
126
127
116
121
122
Other comprehensive income
-7.32
-5.02
-1.22
-1
-0.73
Shareholders' equity
118
122
199
194
182
Total equity
118
122
199
194
182
Total liabilities and equity
649
651
1,021
1,086
1,192
Shares outstanding
0
9.51
8.88
7.93
Cash flow statement
FY2023
FY2023
FY2024
FY2025
FY2026
Net income
1.87
1.55
-10.9
5.14
3.35
Depreciation and amortization
0.4
0.41
0.8
0.91
0.95
Stock-based compensation
0.52
1.11
2.14
Deferred income tax
0.26
-0.37
-1.4
-0.3
0.15
Cash from operations
1.04
2.32
-1.74
4.67
10.7
Capital expenditures
-0.33
-0.52
-1.1
-0.43
-0.82
Acquisitions
-69.5
0
Purchases of investments
-19.9
Sales and maturities of investments
13.7
9.97
7.69
0
0
Cash from investing
-34.9
2.7
11.8
-50.5
-95.6
Stock issued
79.5
0
0
Share buybacks
-11.3
-16
Dividends paid
-0.44
-1.69
Cash from financing
12.5
2.09
-6.55
57.7
98.6
Net change in cash
-21.4
7.11
3.46
11.9
13.7
Free cash flow
0.71
1.8
-2.84
4.23
9.88
Interest paid
1.54
2.43
9.58
15.5
19.6
Income taxes paid
0.37
0
0.48
0
0.1
Key metrics
Worked out from the statements above. Latest values use fiscal 2026. Valuation uses the share price of $19.20 on September 25, 2026.
Profitability
Metric
Value
How it is calculated
Effective tax rate
23.8%
Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)
1.8%
Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)
0.3%
Net income / average total assets.
Growth
Metric
Value
How it is calculated
Net income growth, 1y
-34.7%
Net income vs the same period a year earlier. Only from a positive base.
Net income CAGR, 3y
29.2%
Compound annual growth of net income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
EPS growth, 1y
-27.9%
EPS vs the same period a year earlier. Only from a positive base.
Operating cash flow growth, 1y
129.4%
Operating cash flow vs the same period a year earlier. Only from a positive base.
Operating cash flow CAGR, 3y
66.5%
Compound annual growth of operating cash flow over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Free cash flow growth, 1y
133.5%
Free cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow CAGR, 3y
76.3%
Compound annual growth of free cash flow over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Dividend per share growth, 1y
110.0%
Dividend per share vs the same period a year earlier. Only from a positive base.
Book value growth, 1y
-6.2%
Book value vs the same period a year earlier. Only from a positive base.
Book value CAGR, 3y
14.2%
Compound annual growth of book value over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets growth, 1y
9.7%
Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y
22.3%
Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Share count change, 1y
-9.6%
Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Free cash flow / net income, when net income is positive.
Capex / operating cash flow
7.7%
Capital expenditures / cash from operations, when that is positive.
Per share
Metric
Value
How it is calculated
EPS, diluted
$0.44
Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
EPS, basic
$0.45
Net income per basic share, as reported (split-adjusted).
FCF per share
$1.29
Free cash flow / diluted weighted shares.
Operating cash flow per share
$1.40
Cash from operations / diluted weighted shares.
Book value per share
$22.91
Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Dividend declared per common share (paid, when declared is not tagged).
Payout ratio
50.4%
Dividends paid / net income, when net income is positive.
Dividends / FCF
17.1%
Dividends paid / free cash flow, when free cash flow is positive.
Buybacks / FCF
162.1%
Share buybacks / free cash flow, when free cash flow is positive.
Valuation
Metric
Value
How it is calculated
Market cap
$152.3M
Share price x shares outstanding.
Enterprise value
$80.9M
Market cap + total debt - cash - short-term investments.
P/E
45.4x
Market cap / net income. Only when net income is positive.
P/B
0.84x
Market cap / shareholders' equity. Only when equity is positive.
Price / tangible book
0.97x
Market cap / tangible book value, when positive.
P/FCF
15.4x
Market cap / free cash flow. Only when free cash flow is positive.
P/OCF
14.2x
Market cap / cash from operations, when positive.
EV/FCF
8.18x
Enterprise value / free cash flow, when both are positive.
FCF yield
6.5%
Free cash flow / market cap.
Earnings yield
2.2%
Net income / market cap (the inverse of P/E).
Dividend yield
1.1%
Dividends paid over the period / market cap.
Shareholder yield
11.6%
(Dividends paid + share buybacks) / market cap.
Was SR Bancorp, Inc. profitable in fiscal 2026?
Yes. Net income was $3.4M, a net margin of -.
How much free cash flow did SR Bancorp, Inc. generate in fiscal 2026?
Cash from operations of $10.7M minus capital expenditures of $820.0K left free cash flow of $9.9M.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.