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Financial statements

SHINHAN FINANCIAL GROUP CO LTD financial statements

Income statement, balance sheet and cash flow statement for the last 2 fiscal years, taken from the XBRL data SHINHAN FINANCIAL GROUP CO LTD files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2009FY2010
General and administrative746918
Interest expense6,3396,059
Pre-tax income1,3473,006
Income tax364510
Net income to minority interests8.31-20
Net income9742,516
EPS, basic1.684.84
EPS, diluted1.674.73
Shares, basic (weighted)462474
Shares, diluted (weighted)476489

Balance sheet

FY2009FY2010
Cash and equivalents3,8595,032
Property, plant and equipment2,0942,094
Goodwill3,2703,366
Intangible assets1,088868
Total assets219,061238,840
Short-term debt8,3497,139
Total liabilities201,401218,313
Total debt38,49541,125
Paid-in capital6,9077,109
Retained earnings7,4099,758
Treasury stock0
Other comprehensive income8331,005
Shareholders' equity17,37520,162
Minority interests285365
Total equity18,17620,527
Total liabilities and equity219,061238,840
Shares outstanding474474

Cash flow statement

FY2009FY2010
Net income9832,496
Depreciation and amortization613535
Cash from operations1,4735,655
Capital expenditures-328-250
Acquisitions11.7
Sales and maturities of investments10,61511,726
Cash from investing-6,433-9,788
Debt issued13,86713,939
Debt repaid-14,756-12,220
Stock issued1,096
Dividends paid-198-372
Cash from financing8,4335,393
Exchange rate effect-896-86.9
Net change in cash2,5771,173
Free cash flow1,1455,405
Interest paid6,9496,035
Income taxes paid602615

Key metrics

Worked out from the statements above. Latest values use fiscal 2010. Valuation uses the share price of $80.95 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Effective tax rate17.0%Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)13.4%Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)1.1%Net income / average total assets.

Growth

MetricValueHow it is calculated
Net income growth, 1y158.2%Net income vs the same period a year earlier. Only from a positive base.
EPS growth, 1y183.2%EPS vs the same period a year earlier. Only from a positive base.
Operating cash flow growth, 1y283.9%Operating cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow growth, 1y372.2%Free cash flow vs the same period a year earlier. Only from a positive base.
Book value growth, 1y16.0%Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y9.0%Total assets vs the same period a year earlier. Only from a positive base.
Share count change, 1y2.7%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Debt / equity2.04xTotal debt / shareholders' equity. Not shown when equity is negative.
Debt / assets17.2%Total debt / total assets.
Liabilities / assets91.4%Total liabilities / total assets.
Net debt$36.09BTotal debt - cash - short-term investments. Negative means more cash than debt.
Goodwill and intangibles / assets1.8%(Goodwill + intangible assets) / total assets.
Tangible book value$15.93BShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
FCF conversion214.8%Free cash flow / net income, when net income is positive.
Capex / operating cash flow4.4%Capital expenditures / cash from operations, when that is positive.

Per share

MetricValueHow it is calculated
EPS, diluted$4.73Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
EPS, basic$4.84Net income per basic share, as reported (split-adjusted).
FCF per share$11.05Free cash flow / diluted weighted shares.
Operating cash flow per share$11.57Cash from operations / diluted weighted shares.
Book value per share$42.52Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share$33.59Tangible book value / shares outstanding.
Cash per share$10.61(Cash + short-term investments) / shares outstanding.
Payout ratio14.8%Dividends paid / net income, when net income is positive.
Dividends / FCF6.9%Dividends paid / free cash flow, when free cash flow is positive.

Valuation

MetricValueHow it is calculated
Market cap$38.42BShare price x shares outstanding.
Enterprise value$74.52BMarket cap + total debt - cash - short-term investments.
P/E15.3xMarket cap / net income. Only when net income is positive.
P/B1.91xMarket cap / shareholders' equity. Only when equity is positive.
Price / tangible book2.41xMarket cap / tangible book value, when positive.
P/FCF7.11xMarket cap / free cash flow. Only when free cash flow is positive.
P/OCF6.79xMarket cap / cash from operations, when positive.
EV/FCF13.8xEnterprise value / free cash flow, when both are positive.
FCF yield14.1%Free cash flow / market cap.
Earnings yield6.5%Net income / market cap (the inverse of P/E).
Dividend yield1.0%Dividends paid over the period / market cap.
Shareholder yield1.0%(Dividends paid + share buybacks) / market cap.
Was SHINHAN FINANCIAL GROUP CO LTD profitable in fiscal 2010?

Yes. Net income was $2.52B, a net margin of -.

How much free cash flow did SHINHAN FINANCIAL GROUP CO LTD generate in fiscal 2010?

Cash from operations of $5.66B minus capital expenditures of $250.4M left free cash flow of $5.40B.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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