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Security Federal Corp (SFDL)

Operating cash flow minus capital spending left $8.8M of free cash flow in fiscal 2025. At December 31, 2025 it held $75.3M in cash. Its latest periodic report to the SEC is the annual report (10-K) filed on March 20, 2026.

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Price
$44.00
0.00% on the day · September 25, 2026
52-week range $30.90 to $45.15
Market cap
$136.1M
P/E
11.6
on FY2025 diluted EPS

What Security Federal Corp does

Security Federal Corp is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on OTC under the ticker SFDL.

Revenue and profit by year

Net income
FY18: $7.2M $7.2M FY18FY19: $7.8M $7.8M FY19FY20: $7.1M $7.1M FY20FY21: $12.8M $12.8M FY21FY22: $10.2M $10.2M FY22FY23: $10.2M $10.2M FY23FY24: $9.8M $9.8M FY24FY25: $13.7M $13.7M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025n/an/a$13.7M$3.80$8.8M
2024n/an/a$9.8M$2.77$25.7M
2023n/an/a$10.2M$3.14$6M
2022n/an/a$10.2M$3.14$17.2M
2021n/an/a$12.8M$3.93$17.1M
2020n/an/a$7.1M$2.19$8.1M

Full financial statements: income, balance sheet and cash flow

Dividends

Security Federal Corp paid $0.71 per share in fiscal 2025. At the current price that is a yield of 1.61%. It paid out $2.2M in cash dividends, 16% of its net income.

Fiscal yearPer sharePaid outOf profit
2025$0.71$2.2M16%
2024$0.56$1.8M18%
2023$0.52$1.7M17%
2022$0.76$2.5M24%
2021$0.44$1.4M11%
2020$0.40$1.3M18%

Per share as declared (or paid, where only that is reported), adjusted for stock splits the company itself restated. Yield is the latest fiscal year's dividend over the current price.

Latest SEC filings

What Security Federal Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. March 20, 2026
    Annual report 10-K · period to December 31, 2025Diluted EPS $3.80 versus $2.77.
  2. January 30, 2026
  3. December 12, 2025
  4. December 10, 2025
  5. November 10, 2025
    Quarterly report 10-Q · period to September 30, 2025Diluted EPS $1.01 versus $0.62.
  6. October 29, 2025
  7. August 22, 2025
  8. August 12, 2025
    Quarterly report 10-Q · period to June 30, 2025Diluted EPS $0.75 versus $0.66.
  9. July 30, 2025
  10. May 13, 2025

Recent insider filings (Forms 3, 4 and 144): 10, the latest on November 4, 2025. Insider transactions on SEC

Insider trades

What the people running Security Federal Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.

No insider trades were reported in the last 90 days.

Bought (open market)
$0
last 90 days
Sold
$0
last 90 days
DateInsiderWhatSharesPriceValueFiling
November 3, 2025 Wahl Philip R.President Other change 63 $33.02 $2.1K Form 4
November 3, 2025 Hurt Margaret AController Other change 47 $33.02 $1.6K Form 4

All insider filings on SEC.gov · Where insiders are buying across the market

Who owns SFDL

Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.

5% holders

Anyone who owns more than 5% of a class of shares must say so on Schedule 13D (if they may seek to influence the company) or 13G (a passive holder). The latest filing of each holder is shown: 13G filings of the last 2 years, 13D of the last 3.

We have not read this company's Schedule 13D and 13G filings yet.

Largest institutional holders

No Form 13F positions imported for this company yet.

Insiders

Reported holdings of insiders who filed a Form 4 in the last 12 months: the shares each one held after their latest reported transaction. This is not the total held by all insiders.

2 insiders reported holding 6,989 shares in total, about $307.5K at the last price.

HolderSharesAs of
Hurt Margaret AController 6,322 November 3, 2025
Wahl Philip R.President 667 November 3, 2025

Schedule 13D/13G filings on SEC.gov

All filings on SEC EDGAR

Questions about SFDL

What does Security Federal Corp do?

Security Federal Corp is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on OTC under the ticker SFDL.

Is Security Federal Corp profitable?

Yes. In fiscal 2025 it reported net income of $13.7M.

When did Security Federal Corp last report?

Its most recent periodic report is the annual report (10-K) filed on March 20, 2026. It covers the period to December 31, 2025.

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Where the numbers come from

Financial figures are the values Security Federal Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.