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Financial statements

SunCar Technology Group Inc. financial statements

Income statement, balance sheet and cash flow statement for the last 4 fiscal years, taken from the XBRL data SunCar Technology Group Inc. files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2021FY2023FY2023FY2024
Revenue249282364442
Research and development3.658.4814.140.2
Selling and marketing82133187
General and administrative10.437.722.547
Operating income10.4-12.6-15.5-58.4
Interest expense3.483.813.673.67
Interest income0.760.440.520.78
Other non-operating income0.171.90.46-3.24
Pre-tax income10.5-10.7-15-61.6
Income tax0.940.232.572.85
Income from continuing operations3.94-5.68-26.9-68.7
Net income-23.7-6.67-26.9-68.7
EBITDA14.4-7.5-11.3-53.9
EPS, basic-0.29-0.08-0.31-0.72
EPS, diluted-0.29-0.08-0.31-0.72
Shares, basic (weighted)81.681.685.496
Shares, diluted (weighted)81.681.685.496

Balance sheet

FY2021FY2023FY2023FY2024
Cash and equivalents34.521.230.926.9
Short-term investments26.521.621
Receivables85.65675.6
Other current assets9.276470.2
Total current assets145175196
Property, plant and equipment18.522.527.7
Lease right-of-use assets0.341.280.61
Long-term investments0.290.280.27
Other non-current assets14.41211.5
Total assets192223247
Accounts payable26.656.8
Accrued liabilities0.4
Deferred revenue3.573.052.42
Short-term debt74.78383.6
Total current liabilities155124157
Long-term debt29.7
Lease liabilities0.50.02
Total liabilities155155180
Paid-in capital95.8144209
Retained earnings-99.6-127-195
Other comprehensive income-1.48-1.37-1.43
Shareholders' equity-5.2816.111.9
Minority interests42.151.954.3
Total equity26.536.86866.2
Total liabilities and equity192223247

Cash flow statement

FY2021FY2023FY2023FY2024
Net income-18.1-11.9-17.6-64.5
Depreciation and amortization4.065.084.114.5
Stock-based compensation1.69.7862
Deferred income tax-1.12-1.950.71.24
Change in receivables-35.1-32.630.8-22.7
Change in payables13.6-5.023.1431.3
Cash from operations-25.6-16.1-27.711.8
Capital expenditures-1.28-4.35-4.93-0.59
Purchases of investments-9.84-0.52-21.6
Cash from investing-20.7-5.92-2.39-12.1
Stock issued18.5
Share buybacks-1.18-0.51-4.13
Cash from financing-0.0710.640.4-2.95
Exchange rate effect1.83-2.57-0.71-0.83
Net change in cash-44.5-149.68-4.08
Free cash flow-26.9-20.5-32.611.3
Interest paid3.093.783.673.67
Income taxes paid3.472.462.581.47

Key metrics

Worked out from the statements above. Latest values use fiscal 2024. Valuation uses the share price of $0.52 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Operating margin-13.2%Operating income / revenue.
EBITDA margin-12.2%EBITDA (operating income + depreciation and amortization) / revenue.
Pre-tax margin-13.9%Pre-tax income / revenue.
Net margin-15.5%Net income / revenue.
FCF margin2.5%Free cash flow (cash from operations - capital expenditures) / revenue.
Operating cash flow margin2.7%Cash from operations / revenue.
Return on equity (ROE)-491.0%Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)-29.2%Net income / average total assets.
R&D / revenue9.1%Research and development expense / revenue.
Stock-based pay / revenue14.0%Stock-based compensation (from the cash flow statement) / revenue.
Capex / revenue0.1%Capital expenditures / revenue.
D&A / revenue1.0%Depreciation and amortization / revenue.

Growth

MetricValueHow it is calculated
Revenue growth, 1y21.5%Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y21.0%Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Book value growth, 1y-26.0%Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y10.5%Total assets vs the same period a year earlier. Only from a positive base.
Share count change, 1y12.4%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y5.6%Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Current ratio1.25xCurrent assets / current liabilities.
Quick ratio0.79x(Cash + short-term investments + receivables) / current liabilities.
Cash ratio0.31x(Cash + short-term investments) / current liabilities.
Liabilities / assets73.2%Total liabilities / total assets.
Interest coverage-15.9xOperating income / interest expense.
Working capital$39.5MCurrent assets - current liabilities.
Tangible book value$11.9MShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
Asset turnover1.88xRevenue / average total assets.
Fixed asset turnover17.6xRevenue / average property, plant and equipment.
Receivables turnover6.71xRevenue / average receivables.
Days sales outstanding54 days365 x average receivables / revenue.
Capex / operating cash flow5.0%Capital expenditures / cash from operations, when that is positive.

Per share

MetricValueHow it is calculated
EPS, diluted-$0.72Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
EPS, basic-$0.72Net income per basic share, as reported (split-adjusted).
Revenue per share$4.60Revenue / diluted weighted shares.
FCF per share$0.12Free cash flow / diluted weighted shares.
Operating cash flow per share$0.12Cash from operations / diluted weighted shares.
Book value per share$0.12Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share$0.12Tangible book value / shares outstanding.
Cash per share$0.50(Cash + short-term investments) / shares outstanding.
Buybacks / FCF36.7%Share buybacks / free cash flow, when free cash flow is positive.

Valuation

MetricValueHow it is calculated
Market cap$55.4MShare price x shares outstanding.
Enterprise value$7.5MMarket cap + total debt - cash - short-term investments.
P/S0.13xMarket cap / revenue.
P/B4.66xMarket cap / shareholders' equity. Only when equity is positive.
Price / tangible book4.66xMarket cap / tangible book value, when positive.
P/FCF4.92xMarket cap / free cash flow. Only when free cash flow is positive.
P/OCF4.68xMarket cap / cash from operations, when positive.
EV/Sales0.02xEnterprise value / revenue.
EV/FCF0.67xEnterprise value / free cash flow, when both are positive.
FCF yield20.3%Free cash flow / market cap.
Earnings yield-124.0%Net income / market cap (the inverse of P/E).
Shareholder yield7.5%(Dividends paid + share buybacks) / market cap.
What was SunCar Technology Group Inc.'s revenue in fiscal 2024?

SunCar Technology Group Inc. reported revenue of $441.9M for fiscal 2024, 21.5% higher than the year before.

Was SunCar Technology Group Inc. profitable in fiscal 2024?

No. It reported a net loss of $68.7M.

How much free cash flow did SunCar Technology Group Inc. generate in fiscal 2024?

Cash from operations of $11.8M minus capital expenditures of $588.0K left free cash flow of $11.3M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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