SB Financial Group, Inc. (SBFG)
Operating cash flow minus capital spending left $21.4M of free cash flow in fiscal 2025. At September 30, 2026 it held $102.4M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 5, 2026.
Key facts about SB Financial Group, Inc.
- Net worth
- SB Financial Group, Inc. has a market value (market cap) of $176.6M at the latest share price, and shareholders' equity of $144.3M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $24M of cash; after $2.6M of capital spending, free cash flow was $21.4M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 5, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- SB Financial Group, Inc.'s next report is expected around January 29, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- SB Financial Group, Inc. paid dividends of $0.60 per share in fiscal 2025, a yield of 2.12% at the current price.
What SB Financial Group, Inc. does
SB Financial Group, Inc. is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker SBFG.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $14M | $2.19 | $21.4M |
| 2024 | n/a | $11.5M | $1.72 | $8.2M |
| 2023 | n/a | $12.1M | $1.75 | $13M |
| 2022 | n/a | $12.5M | $1.77 | $23.7M |
| 2021 | n/a | $18.3M | $2.56 | $14.8M |
| 2020 | n/a | $14.9M | $1.96 | $21.9M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
SB Financial Group, Inc. paid $0.60 per share in fiscal 2025. At the current price that is a yield of 2.12%. It paid out $3.8M in cash dividends, 28% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.60 | $3.8M | 28% |
| 2024 | $0.56 | $3.8M | 33% |
| 2023 | $0.52 | $3.6M | 30% |
| 2022 | $0.48 | $3.4M | 27% |
| 2021 | n/a | $3.1M | 17% |
| 2020 | $0.40 | $3.1M | 21% |
Latest SEC filings
What SB Financial Group, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 5, 2026
- October 23, 2026
- October 23, 2026
- August 19, 2026Passive stake changed SCHEDULE 13G/A
- August 14, 2026Passive stake changed SCHEDULE 13G/A
- August 6, 2026
- July 31, 2026
- July 31, 2026
- July 31, 2026Passive stake changed SCHEDULE 13G/A
- July 17, 2026
Insider trades
What the people running SB Financial Group, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $107.7K worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 15, 2026 | Hardgrove Richard LDirector | Sold | 3,702 | $107.7K |
| June 15, 2026 | Hardgrove Richard LDirector | Sold | 650 | $15K |
| March 4, 2026 | Strausbaugh Sue AnnDirector | Boughtindirect | 48 | $992.6 |
| February 5, 2026 | Hardgrove Richard LDirector | Received as pay | 1,150 | $25.5K |
| February 5, 2026 | Hardgrove Richard LDirector | Received as pay | 1,150 | $25.5K |
| February 5, 2026 | Kissner Rita ADirector | Received as pay | 1,150 | $25.5K |
| February 5, 2026 | Klein Mark ACHAIRMAN, PRESIDENT, CEO | Received as pay | 7,348 | $162.7K |
| February 5, 2026 | Finn Gaylyn JDirector | Received as pay | 1,150 | $25.5K |
Who owns SBFG
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Cutler Capital Management, LLC13G, passive | 6% | February 13, 2025 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 74 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| Manufacturers Life Insurance Company, The | 467,892 | -2,610 |
| Cutler Capital Management, LLC | 387,852 | -2,285 |
| Vanguard Capital Management LLC | 253,928 | -43,806 |
| Strategic Value Bank Partners LLC | 243,628 | -30,535 |
| Ameriprise Financial Inc | 241,463 | new |
| Dimensional Fund Advisors LP | 202,631 | +4,859 |
| BlackRock, Inc. | 158,817 | -236,047 |
| Pinnacle Holdings, LLC | 156,598 | -312 |
| Truffle Hound Capital, LLC | 90,373 | new |
| Bridgeway Capital Management, LLC | 81,511 | 0 |
| Geode Capital Management, LLC | 71,130 | -67,948 |
| Goldman Sachs Group Inc | 58,053 | -27,494 |
| Marshall Wace, Llp | 57,913 | new |
| Arrowstreet Capital, Limited Partnership | 48,869 | +17,868 |
| Gendell Jeffrey L | 46,286 | 0 |
| Empowered Funds, LLC | 46,021 | 0 |
| Renaissance Technologies LLC | 39,846 | +12,021 |
| Hsbc Holdings PLC | 38,138 | +6,306 |
| First Manhattan Co. LLC. | 35,627 | 0 |
| Vanguard Fiduciary Trust Co | 35,570 | -1,944 |
Insiders
14 insiders reported holding 231,840 shares in total, about $6.5M at the last price.
| Holder | Shares |
|---|---|
| Cosentino Anthony VanEVP & CFO | 56,438 |
| Kissner Rita ADirector | 23,901 |
| Gaytan Garcia Juan ErnestoEVP OF SUBSIDIARY | 20,409 |
| Carter George WDirector | 19,135 |
| Stolly Timothy J.Director | 18,933 |
| Martin William GDirector | 17,767 |
| Finn Gaylyn JDirector | 14,599 |
| Claxton Timothy L.Director | 11,277 |
| Klein Mark ACHAIRMAN, PRESIDENT, CEO | 11,134 |
| Hardgrove Richard LDirector | 10,736 |
Questions about SBFG
What does SB Financial Group, Inc. do?
SB Financial Group, Inc. is a company in the Finance sector, listed on NASDAQ as SBFG. Its shares trade on NASDAQ under the ticker SBFG.
What is SB Financial Group, Inc.'s net worth?
SB Financial Group, Inc. has a market value (market cap) of $176.6M at the latest share price, and shareholders' equity of $144.3M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is SB Financial Group, Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $16.7M.
When did SB Financial Group, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 5, 2026. It covers the period to September 30, 2026.
When is SB Financial Group, Inc.'s next earnings report?
SB Financial Group, Inc.'s next report is expected around January 29, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does SB Financial Group, Inc. pay a dividend?
Yes. SB Financial Group, Inc. paid dividends of $0.60 per share in fiscal 2025, a yield of 2.12% at the current price.
Similar companies
Compare SBFG with
Follow SBFG
Get an email when SB Financial Group, Inc. files with the SEC: results, executive changes, material agreements and annual reports.
Where the numbers come from
Financial figures are the values SB Financial Group, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.