CB Financial Services, Inc. (CBFV)
Operating cash flow minus capital spending left $17.2M of free cash flow in fiscal 2025. At September 30, 2026 it held $30.8M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 9, 2026.
Key facts about CB Financial Services, Inc.
- Net worth
- CB Financial Services, Inc. has a market value (market cap) of $209.4M at the latest share price, and shareholders' equity of $156M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2021 revenue was $43.6M (-8.2% year on year), with net income of $11.6M.
- Cash flow
- In fiscal 2025 operations brought in $17.8M of cash; after $650K of capital spending, free cash flow was $17.2M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 9, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- CB Financial Services, Inc.'s next report is expected around January 26, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- CB Financial Services, Inc. paid dividends of $1.02 per share in fiscal 2025, a yield of 2.48% at the current price.
What CB Financial Services, Inc. does
CB Financial Services, Inc. is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker CBFV.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $4.9M | $0.92 | $17.2M |
| 2024 | n/a | $12.6M | $2.38 | $3.4M |
| 2023 | n/a | $22.6M | $4.40 | $10.9M |
| 2022 | n/a | $11.2M | $2.18 | $13.6M |
| 2021 | $43.6M | $11.6M | $2.15 | $10.7M |
| 2020 | $47.5M | -$10.6M | -$1.97 | $13.8M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
CB Financial Services, Inc. paid $1.02 per share in fiscal 2025. At the current price that is a yield of 2.48%. It paid out $5.1M in cash dividends, 105% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.02 | $5.1M | 105% |
| 2024 | $1.00 | $5.1M | 41% |
| 2023 | $1.00 | $5.1M | 23% |
| 2022 | $0.96 | $4.9M | 44% |
| 2021 | $0.96 | $5.2M | 45% |
| 2020 | $0.96 | $5.2M | n/a |
Latest SEC filings
What CB Financial Services, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 9, 2026
- October 26, 2026
- September 16, 2026Other event 8-K
- August 25, 2026
- August 7, 2026
- July 27, 2026Passive stake (5% or more) SCHEDULE 13G
- July 27, 2026
- May 20, 2026
- May 18, 2026Passive stake (5% or more) SCHEDULE 13G
- May 12, 2026
What is CBFV worth? A DCF from its reported cash flow
Insider trades
What the people running CB Financial Services, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $197.3K worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 5, 2026 | Engles Amanda LEVP and CFO | Exercised options | 470 | $10.4K |
| November 5, 2026 | Engles Amanda LEVP and CFO | Sold | 470 | $19.4K |
| November 3, 2026 | Burchianti RalphDirector | Exercised options | 2,810 | $74.3K |
| November 2, 2026 | George Jennifer LSEVP and COO | Exercised options | 2,110 | $55.8K |
| November 2, 2026 | George Jennifer LSEVP and COO | Sold | 1,797 | $72.6K |
| November 2, 2026 | George Jennifer LSEVP and COO | Sold | 283 | $11.4K |
| November 2, 2026 | George Jennifer LSEVP and COO | Sold | 30 | $1.2K |
| October 30, 2026 | Pollock David F.Director | Exercised options | 1,400 | $37K |
Who owns CBFV
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| AllianceBernstein L.P.13G, passive | 5% | May 18, 2026 |
Largest institutional holders
Insiders
13 insiders reported holding 327,130 shares in total, about $13.5M at the last price.
| Holder | Shares |
|---|---|
| Burchianti RalphDirector | 82,533 |
| Pollock David F.Director | 50,180 |
| LaCarte John JDirector | 46,920 |
| Montgomery John HainesPresident and CEO, Director | 42,537 |
| Bedway JonathanDirector | 20,749 |
| Guthrie Charles R.Director | 17,845 |
| Olejasz Roberta RobinsonDirector | 13,264 |
| Fox Mark E.Director | 13,164 |
| George Jennifer LSEVP and COO | 13,140 |
| Swiatek JohnDirector | 12,644 |
Questions about CBFV
What does CB Financial Services, Inc. do?
CB Financial Services, Inc. is a company in the Finance sector, listed on NASDAQ as CBFV. Its shares trade on NASDAQ under the ticker CBFV.
What is CB Financial Services, Inc.'s net worth?
CB Financial Services, Inc. has a market value (market cap) of $209.4M at the latest share price, and shareholders' equity of $156M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is CB Financial Services, Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $18.2M.
When did CB Financial Services, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 9, 2026. It covers the period to September 30, 2026.
When is CB Financial Services, Inc.'s next earnings report?
CB Financial Services, Inc.'s next report is expected around January 26, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does CB Financial Services, Inc. pay a dividend?
Yes. CB Financial Services, Inc. paid dividends of $1.02 per share in fiscal 2025, a yield of 2.48% at the current price.
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Where the numbers come from
Financial figures are the values CB Financial Services, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.