Royal Bank of Canada (RY)
Royal Bank of Canada reported revenue of CA$66.6B in fiscal 2025, up 16.1% from a year earlier. Net income was CA$20.4B, a net margin of 30.6%. At October 31, 2025 it held CA$37B in cash. Its latest periodic report to the SEC is the annual report (Canadian issuer) (40-F) filed on December 3, 2025.
Key facts about Royal Bank of Canada
- Net worth
- Royal Bank of Canada has a market value (market cap) of $267.9B at the latest share price, and shareholders' equity of CA$139.1B on its balance sheet at October 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was CA$66.6B (+16.1% year on year), with net income of CA$20.4B.
- Cash flow
- In fiscal 2025 operations brought in CA$55.2B of cash.
- Latest report
- The latest periodic report (annual report (Canadian issuer), 40-F) was filed with the SEC on December 3, 2025 and covers the period to October 31, 2025. Open on SEC EDGAR
What Royal Bank of Canada does
Royal Bank of Canada is a financial institution providing personal, commercial, and wealth management banking services. It offers deposit accounts, loans, credit cards, mortgages, and investment management to retail consumers and businesses primarily in Canada and the United States. Its shares trade on NYSE under the ticker RY.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | CA$66.6B | CA$20.4B | CA$14.07 | n/a |
| 2024 | CA$57.3B | CA$16.2B | CA$11.25 | n/a |
| 2023 | CA$51.5B | CA$14.6B | CA$10.32 | n/a |
| 2022 | CA$49B | CA$15.8B | CA$11.06 | n/a |
| 2021 | CA$49.7B | CA$16B | CA$11.06 | n/a |
| 2020 | CA$47.2B | CA$11.4B | CA$7.82 | n/a |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where RY ranks in Finance
Dividends
It paid out CA$7B in cash dividends, 44% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2022 | n/a | CA$7B | 44% |
| 2021 | n/a | CA$6.4B | 40% |
| 2020 | n/a | CA$6.3B | 55% |
| 2019 | n/a | CA$6B | 47% |
| 2018 | n/a | CA$5.6B | 45% |
| 2018 | n/a | CA$5.3B | 46% |
Latest SEC filings
What Royal Bank of Canada has filed recently, newest first. Each links to the original document on SEC EDGAR.
- August 27, 2026
- August 14, 2026Form 13F-HR filing 13F-HR
- August 13, 2026Passive stake (5% or more) SCHEDULE 13G
- August 11, 2026
- July 10, 2026
- June 29, 2026
- June 24, 2026
- June 10, 2026
- May 28, 2026
- May 28, 2026
Insider trades
What the people running Royal Bank of Canada did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
Who owns RY
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Royal Bank of Canada13G, passive | 9.19% | August 13, 2026 |
Largest institutional holders
Insiders
Questions about RY
What does Royal Bank of Canada do?
Royal Bank of Canada is a financial institution providing personal, commercial, and wealth management banking services. It offers deposit accounts, loans, credit cards, mortgages, and investment management to retail consumers and businesses primarily in Canada and the United States. Its shares trade on NYSE under the ticker RY.
What is Royal Bank of Canada's net worth?
Royal Bank of Canada has a market value (market cap) of $267.9B at the latest share price, and shareholders' equity of CA$139.1B on its balance sheet at October 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Royal Bank of Canada profitable?
Yes. In fiscal 2025 it reported net income of CA$20.4B on revenue of CA$66.6B, a net margin of 30.6%.
How much revenue does Royal Bank of Canada make?
In fiscal 2025 Royal Bank of Canada reported revenue of CA$66.6B. That is 16.1% more than a year earlier.
When did Royal Bank of Canada last report?
Its most recent periodic report is the annual report (Canadian issuer) (40-F) filed on December 3, 2025. It covers the period to October 31, 2025. Its newest filing of any kind is the foreign issuer update from August 27, 2026.
Similar companies
Compare RY with
Follow RY
Get an email when Royal Bank of Canada files with the SEC: results, executive changes, material agreements and annual reports.
Where the numbers come from
Financial figures are the values Royal Bank of Canada tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.