REGO PAYMENT ARCHITECTURES, INC. financial statements
Income statement, balance sheet and cash flow statement for the last 10 fiscal years, taken from the XBRL data REGO PAYMENT ARCHITECTURES, INC. files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2016
FY2017
FY2018
FY2019
FY2020
FY2021
FY2022
FY2023
FY2024
FY2025
Revenue
0
0.05
0.03
0
0
0
Research and development
0.83
1.12
0.87
0.24
1.14
2.84
2.06
2.92
3.29
3.33
Selling and marketing
0.43
0.26
0.02
0.05
0.09
1.45
1.68
1.82
0.63
0.4
General and administrative
2.96
2.11
4.2
2.13
2.02
5.61
11.4
10.8
3.68
4.54
Operating expenses
15.8
7.94
8.52
Operating income
-4.29
-3.55
-5.04
-2.38
-3.24
-10.1
-15.4
-15.8
-7.94
-8.52
Interest expense
0.53
0.68
0.93
0.7
0.77
1.08
1.02
1.02
0.99
1.14
Interest income
0
Other non-operating income
-0.53
-0.8
-0.93
-0.81
-11.3
-0.98
-0.92
-0.93
-0.99
-1.08
Net income to minority interests
-0.27
-0.01
-0
-0
-0
Net income
-4.82
-4.34
-5.97
-4.27
-15.7
-11.8
-17.6
-16.7
-8.93
-9.59
EBITDA
-4.25
-3.51
-5.01
-2.35
-3.21
-10
-15.4
-15.8
-7.9
-8.48
EPS, basic
-0.05
-0.05
-0.06
-0.04
-0.13
-0.10
-0.14
-0.14
-0.09
-0.09
EPS, diluted
-0.05
-0.05
-0.06
-0.04
-0.13
-0.10
-0.14
-0.14
-0.09
-0.09
Shares, basic (weighted)
118
118
119
120
120
123
124
132
136
136
Shares, diluted (weighted)
118
118
119
120
120
123
124
132
136
136
Balance sheet
FY2016
FY2017
FY2018
FY2019
FY2020
FY2021
FY2022
FY2023
FY2024
FY2025
Cash and equivalents
0.05
0.01
0.01
0.43
0.27
0.55
6.01
6.26
3.01
0.16
Receivables
0
Other current assets
0.06
0.02
0.16
0.11
0.02
0.02
0.05
0.07
Total current assets
0.05
0.07
0.06
0.43
0.44
0.66
6.02
6.28
3.06
0.23
Property, plant and equipment
0.01
0
Intangible assets
0.55
0.41
0.38
0.35
0.33
0.38
0.35
0.33
0.29
0.26
Other non-current assets
0.35
0.33
Total assets
0.61
0.48
0.56
0.79
0.76
1.04
6.38
6.6
3.35
0.49
Accounts payable
2.05
3.17
4.12
4.96
5.63
6.11
6.86
7.79
8.47
9.82
Deferred revenue
0.06
0.2
0.2
0.2
Total current liabilities
9.28
16.2
19.6
23.5
38.1
32.9
40.4
38
41.1
48.4
Total liabilities
11.4
16.2
19.6
23.5
27.1
32.9
40.4
38
41.1
48.4
Paid-in capital
56
56.4
59.5
60.2
61.4
67.7
83.3
105
110
112
Retained earnings
-66.7
-72.1
-78.9
-83.1
-98.8
-99.5
-117
-136
-148
-160
Shareholders' equity
-10.7
-15.7
-19.1
-31.4
-37.8
-47.9
Minority interests
0.23
0.21
-0.06
-0.08
-0.1
Total equity
-10.7
-15.7
-19.1
-22.7
-26.4
-31.9
-34
-31.4
-37.8
-47.9
Total liabilities and equity
0.61
0.48
0.56
0.79
0.76
1.04
6.38
6.6
3.35
0.49
Shares outstanding
118
119
120
120
120
123
124
136
136
137
Cash flow statement
FY2016
FY2017
FY2018
FY2019
FY2020
FY2021
FY2022
FY2023
FY2024
FY2025
Net income
-4.82
-4.34
-5.97
-3.19
-14.6
-11.1
-16.3
-16.7
-8.93
-9.59
Depreciation and amortization
0.04
0.04
0.03
0.03
0.03
0.03
0.04
0.04
0.04
0.04
Stock-based compensation
0.44
0.22
2.55
0.56
0.98
2.73
3.49
0.65
1.98
Deferred income tax
-1.98
-7.23
-1.68
-0.89
-2.26
-4.08
0.71
-0.19
0.45
Change in receivables
-0
0
Change in payables
0.78
1.1
0.95
0.78
0.26
0.69
0.85
0.93
0.89
1.45
Cash from operations
-2.05
-2.7
-1.31
-1.24
-2.19
-5.05
-6.26
-7.2
-6.97
-6.15
Purchases of investments
-0.01
-0
-0.01
Cash from investing
-0.01
-0
-0
-0.08
-0.01
-0.01
-0
-0.01
Stock issued
0.02
0.13
0.99
Cash from financing
2.09
2.66
1.31
1.66
2.04
5.42
11.7
7.46
3.72
3.31
Net change in cash
0.04
-0.05
0
0.42
-0.16
0.28
5.45
0.25
-3.25
-2.85
Interest paid
0
0.07
Key metrics
Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $0.48 on September 28, 2026.
Profitability
Metric
Value
How it is calculated
Return on assets (ROA)
-2,287.0%
Net income / average total assets.
Growth
Metric
Value
How it is calculated
Revenue CAGR, 3y
2.8%
Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets growth, 1y
-85.3%
Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y
-57.4%
Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets CAGR, 5y
-8.4%
Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Share count change, 1y
0.2%
Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y
3.3%
Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 5y
2.6%
Change in diluted weighted shares, per year over 5 years. Negative means buybacks shrank the share count; positive means dilution.
Balance sheet health
Metric
Value
How it is calculated
Current ratio
0.00x
Current assets / current liabilities.
Quick ratio
0.00x
(Cash + short-term investments + receivables) / current liabilities.
Cash ratio
0.00x
(Cash + short-term investments) / current liabilities.
Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Operating cash flow per share
-$0.04
Cash from operations / diluted weighted shares.
Book value per share
-$0.39
Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Market cap + total debt - cash - short-term investments.
Earnings yield
-13.4%
Net income / market cap (the inverse of P/E).
What was REGO PAYMENT ARCHITECTURES, INC.'s revenue in fiscal 2025?
REGO PAYMENT ARCHITECTURES, INC. reported revenue of $2.3K for fiscal 2025.
Was REGO PAYMENT ARCHITECTURES, INC. profitable in fiscal 2025?
No. It reported a net loss of $9.6M.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.