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Financial statements

Remitly Global, Inc. financial statements

Income statement, balance sheet and cash flow statement for the last 7 fiscal years, taken from the XBRL data Remitly Global, Inc. files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2019FY2021FY2021FY2022FY2023FY2024FY2025
Revenue1272574596549441,2641,635
Research and development3240.864.1139220270314
Selling and marketing43.573.8121171234304343
General and administrative25.731.770.9131179196225
Operating income-50.6-29.2-39.7-121-114-39.177.5
Interest expense1.611.191.261.32.353.247.61
Interest income1.110.270.144.157.458.087.7
Other non-operating income-0.03-1.33.135.21-2.844-5.93
Pre-tax income-51.1-31.4-37.7-113-112-30.371.6
Income tax0.261.161.041.045.96.733.7
Net income-51.4-32.6-38.8-114-118-3767.9
EBITDA-47.9-25.1-34.5-114-101-21103
EPS, basic-2.98-1.52-0.64-0.68-0.65-0.190.33
EPS, diluted-2.98-1.52-0.64-0.68-0.65-0.190.31
Shares, basic (weighted)21.321.560.7168181195206
Shares, diluted (weighted)21.321.560.7168181195218

Balance sheet

FY2019FY2021FY2021FY2022FY2023FY2024FY2025
Cash and equivalents182187403301324368542
Other current assets6.3517.40.51.329.068.55
Total current assets3456086699328981,316
Property, plant and equipment9.689.2511.51631.661.5
Lease right-of-use assets5.615.38.689.531312.5
Goodwill054.954.954.9
Intangible assets016.610.52.13
Other non-current assets13.516.317.075.3911.7
Total assets3636266961,0361,0131,459
Accounts payable4.261.216.7935.116.228.5
Accrued liabilities39.766.787.8146117142
Short-term debt02.482.472.82
Total current liabilities182142209367329399
Long-term debt01300155
Lease liabilities4.012.915.674.489.0728.1
Other non-current liabilities0.830.811.055.659.327.74
Total liabilities187145216507347590
Total debt01300155
Paid-in capital8.777408541,0201,1951,326
Retained earnings-221-259-373-491-528-460
Other comprehensive income0.590.25-0.740.34-1.663.6
Shareholders' equity-187-211480480529665869
Total equity-187-211480480529665869
Total liabilities and equity3636266961,0361,0131,459
Shares outstanding24.3164173188201211

Cash flow statement

FY2019FY2021FY2021FY2022FY2023FY2024FY2025
Net income-51.4-32.6-38.8-114-118-3767.9
Depreciation and amortization2.664.065.266.7213.118.125
Stock-based compensation3.655.261795.3137152155
Deferred income tax00.01-0.86-1.42-0.840.55-2.37
Change in payables-1.494.04-3.045.5427.6-20.810.1
Cash from operations8.44-114-18.4-10966.8112325
Capital expenditures-5.05-2.06-1.96-3.68-2.86-6-29.4
Acquisitions00-0.25-40.900
Cash from investing-7.21-4.37-4.53-7.31-50-19.9-69.9
Debt repaid-2.7700-0.38-17.1
Stock issued00305008.676.66
Share buybacks-7.020000-23.9
Cash from financing11712223814.66.25-42.4-89.8
Exchange rate effect0.330.92-0.04-1.21.27-4.569.11
Net change in cash1194.56215-10324.344.8174
Free cash flow3.39-116-20.3-11263.9106296
Interest paid1.561.060.930.911.652.555.48
Income taxes paid0.190.420.762.285.313.162.72

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $21.36 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Operating margin9.5%Operating income / revenue.
EBITDA margin10.9%EBITDA (operating income + depreciation and amortization) / revenue.
Pre-tax margin9.1%Pre-tax income / revenue.
Net margin16.9%Net income / revenue.
FCF margin21.4%Free cash flow (cash from operations - capital expenditures) / revenue.
Operating cash flow margin22.4%Cash from operations / revenue.
Effective tax rate-84.5%Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)27.1%Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)19.5%Net income / average total assets.
Return on invested capital (ROIC)30.0%Approximation: operating income x (1 - tax rate) / average (total debt + equity - cash). Tax rate is the effective rate when between 0% and 50%, else 21%.
R&D / revenue17.5%Research and development expense / revenue.
Stock-based pay / revenue7.9%Stock-based compensation (from the cash flow statement) / revenue.
Capex / revenue1.0%Capital expenditures / revenue.
D&A / revenue1.4%Depreciation and amortization / revenue.

Growth

MetricValueHow it is calculated
Revenue growth, 1y29.4%Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y35.8%Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Revenue CAGR, 5y44.8%Compound annual growth of revenue over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Operating cash flow growth, 1y191.3%Operating cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow growth, 1y180.0%Free cash flow vs the same period a year earlier. Only from a positive base.
Book value growth, 1y30.6%Book value vs the same period a year earlier. Only from a positive base.
Book value CAGR, 3y21.9%Compound annual growth of book value over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets growth, 1y44.0%Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y28.0%Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets CAGR, 5y32.1%Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Share count change, 1y11.8%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y9.0%Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 5y58.9%Change in diluted weighted shares, per year over 5 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Current ratio3.18xCurrent assets / current liabilities.
Quick ratio1.67x(Cash + short-term investments + receivables) / current liabilities.
Cash ratio1.67x(Cash + short-term investments) / current liabilities.
Debt / equity0.00xTotal debt / shareholders' equity. Not shown when equity is negative.
Debt / assets0.0%Total debt / total assets.
Liabilities / assets28.1%Total liabilities / total assets.
Net debt-$676.4MTotal debt - cash - short-term investments. Negative means more cash than debt.
Net debt / EBITDA-3.44xNet debt / EBITDA (twelve months), when EBITDA is positive.
Interest coverage16.7xOperating income / interest expense.
Working capital$881.6MCurrent assets - current liabilities.
Goodwill and intangibles / assets3.6%(Goodwill + intangible assets) / total assets.
Tangible book value$1.07BShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
Asset turnover1.15xRevenue / average total assets.
Fixed asset turnover30.1xRevenue / average property, plant and equipment.
FCF conversion127.2%Free cash flow / net income, when net income is positive.
Capex / operating cash flow4.5%Capital expenditures / cash from operations, when that is positive.

Per share

MetricValueHow it is calculated
EPS, diluted$1.38Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Revenue per share$8.19Revenue / diluted weighted shares.
FCF per share$1.76Free cash flow / diluted weighted shares.
Operating cash flow per share$1.84Cash from operations / diluted weighted shares.
Book value per share$5.32Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share$5.06Tangible book value / shares outstanding.
Cash per share$3.20(Cash + short-term investments) / shares outstanding.
Buybacks / FCF23.0%Share buybacks / free cash flow, when free cash flow is positive.

Valuation

MetricValueHow it is calculated
Market cap$4.52BShare price x shares outstanding.
Enterprise value$3.85BMarket cap + total debt - cash - short-term investments.
P/E14.8xMarket cap / net income. Only when net income is positive.
P/S2.50xMarket cap / revenue.
P/B4.01xMarket cap / shareholders' equity. Only when equity is positive.
Price / tangible book4.22xMarket cap / tangible book value, when positive.
P/FCF11.7xMarket cap / free cash flow. Only when free cash flow is positive.
P/OCF11.1xMarket cap / cash from operations, when positive.
EV/Sales2.12xEnterprise value / revenue.
EV/EBIT22.5xEnterprise value / operating income, when both are positive.
EV/EBITDA19.5xEnterprise value / EBITDA, when both are positive.
EV/FCF9.91xEnterprise value / free cash flow, when both are positive.
FCF yield8.6%Free cash flow / market cap.
Earnings yield6.7%Net income / market cap (the inverse of P/E).
Shareholder yield2.0%(Dividends paid + share buybacks) / market cap.
What was Remitly Global, Inc.'s revenue in fiscal 2025?

Remitly Global, Inc. reported revenue of $1.64B for fiscal 2025, 29.4% higher than the year before.

Was Remitly Global, Inc. profitable in fiscal 2025?

Yes. Net income was $67.9M, a net margin of 4.2%.

How much free cash flow did Remitly Global, Inc. generate in fiscal 2025?

Cash from operations of $325.1M minus capital expenditures of $29.4M left free cash flow of $295.7M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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