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NASDAQ · Industrials

PayPal Holdings, Inc. (PYPL)

PayPal Holdings, Inc. brought in $34.3B of revenue over the twelve months to September 30, 2026, up 4.4% from a year earlier. Net income was $4.7B, a net margin of 13.8%. Operating cash flow minus capital spending left $5.6B of free cash flow in fiscal 2025. At September 30, 2026 it held $7.2B in cash against $13.4B of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on October 27, 2026.

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Price
$58.78
-2.12% on the day · November 10, 2026
52-week range $38.46 to $67.99
Market cap
$50.3B
Revenue (last 12 months)
$34.3B
+4.4% year on year
Net margin
13.8%
P/E
10.9
on FY2025 diluted EPS

Key facts about PayPal Holdings, Inc.

Net worth
PayPal Holdings, Inc. has a market value (market cap) of $50.3B at the latest share price, and shareholders' equity of $19.5B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Revenue and profit
In fiscal 2025 revenue was $33.2B (+4.3% year on year), with net income of $5.2B. Over the 12 months to September 30, 2026: revenue $34.3B, net income $4.7B.
Cash flow
In fiscal 2025 operations brought in $6.4B of cash; after $852M of capital spending, free cash flow was $5.6B.
Latest report
The latest periodic report (quarterly report, 10-Q) was filed with the SEC on October 27, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
Next earnings report
PayPal Holdings, Inc.'s next report is expected around February 2, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Dividend
PayPal Holdings, Inc. declared dividends of $0.14 per share in fiscal 2025, a yield of 0.24% at the current price.

What PayPal Holdings, Inc. does

PayPal Holdings operates a digital payments platform that enables electronic money transfers and online checkout solutions. Its services, which include PayPal, Venmo, and Braintree, allow consumers to send money and pay for goods, while merchants use them to accept and process digital transactions. Its shares trade on NASDAQ under the ticker PYPL.

Revenue and profit by year

Revenue
FY18: $15.5B $15.5B FY18FY19: $17.8B $17.8B FY19FY20: $21.5B $21.5B FY20FY21: $25.4B $25.4B FY21FY22: $27.5B $27.5B FY22FY23: $29.8B $29.8B FY23FY24: $31.8B $31.8B FY24FY25: $33.2B $33.2B FY25
Net income
FY18: $2.1B $2.1B FY18FY19: $2.5B $2.5B FY19FY20: $4.2B $4.2B FY20FY21: $4.2B $4.2B FY21FY22: $2.4B $2.4B FY22FY23: $4.2B $4.2B FY23FY24: $4.1B $4.1B FY24FY25: $5.2B $5.2B FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025$33.2B$6.1B$5.2B$5.41$5.6B
2024$31.8B$5.3B$4.1B$3.99$6.8B
2023$29.8B$5B$4.2B$3.84$4.2B
2022$27.5B$3.8B$2.4B$2.09$5.1B
2021$25.4B$4.3B$4.2B$3.52$4.9B
2020$21.5B$3.3B$4.2B$3.54$5.4B

Earnings: every quarter and the next report date

Full financial statements: income, balance sheet and cash flow

Next report expected around February 2, 2027.

Estimated from its filing rhythm: 52 weeks after its report of February 3, 2026. Not a date the company has announced. See the report calendar · Earnings, quarter by quarter

Where PYPL ranks in Industrials

Revenue$33.2B
#19 of 603 in Industrials · Top 3%
Revenue growth+4.3%
#268 of 520 in Industrials · Bottom 49%
Net margin15.8%
#58 of 523 in Industrials · Top 11%
Free cash flow margin16.8%
#54 of 489 in Industrials · Top 11%

Latest fiscal year of every company in the sector with the figure reported. Revenue is ranked among companies reporting in US dollars; growth and margins among companies with at least 10 million of revenue. Industrials

Dividends

PayPal Holdings, Inc. declared $0.14 per share in fiscal 2025. At the current price that is a yield of 0.24%. It paid out $130M in cash dividends, 2% of its net income.

Fiscal yearPer sharePaid outOf profit
2025$0.14$130M2%
2024n/a$00%
2023n/a$00%

Per share as declared (or paid, where only that is reported), adjusted for stock splits the company itself restated. Yield is the latest fiscal year's dividend over the current price.

Latest SEC filings

What PayPal Holdings, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. October 27, 2026
    Quarterly report 10-Q · period to September 30, 2026Revenue rose 2% to $8.6B versus the same quarter last year; diluted EPS $1.25 versus $1.30.
  2. October 27, 2026
  3. July 29, 2026
  4. July 28, 2026
    Quarterly report 10-Q · period to June 30, 2026Revenue rose 4.8% to $8.7B versus the same quarter last year; diluted EPS $1.25 versus $1.29.
  5. July 28, 2026
  6. May 21, 2026
  7. May 19, 2026
  8. May 15, 2026
  9. May 8, 2026
  10. May 5, 2026
    Quarterly report 10-Q · period to March 31, 2026Revenue rose 7.2% to $8.4B versus the same quarter last year; diluted EPS $1.21 versus $1.29.

Recent insider filings (Forms 3, 4 and 144): 10, the latest on October 30, 2026. Insider transactions on SEC

What is PYPL worth? A DCF from its reported cash flow

Insider trades

What the people running PayPal Holdings, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.

Insiders sold $768.4K worth of shares in the last 90 days and bought none on the open market. All of the selling was pre-planned under Rule 10b5-1 trading plans.

Bought (open market)
$0
last 90 days
Sold
$768.4K
last 90 days
Net sold
13,437
$768.4K
DateInsiderWhatSharesPriceValueFiling
October 28, 2026 Keller FrankPres., Checkout Sol. & PayPal Soldpre-planned (10b5-1) 732 $55.37 $40.5K Form 4
October 15, 2026 Webster AaronEVP, Global Chief Risk Officer Exercised options 5,900 - - Form 4
October 15, 2026 Webster AaronEVP, Global Chief Risk Officer Exercised options 2,622 - - Form 4
October 15, 2026 Webster AaronEVP, Global Chief Risk Officer Shares withheld for tax 3,883 $56.10 $217.8K Form 4
October 15, 2026 Natali ChrisSVP, Chief Accounting Officer Exercised options 2,727 - - Form 4
October 15, 2026 Natali ChrisSVP, Chief Accounting Officer Shares withheld for tax 1,291 $56.10 $72.4K Form 4
October 15, 2026 Keller FrankPres., Checkout Sol. & PayPal Exercised options 1,639 - - Form 4
October 15, 2026 Keller FrankPres., Checkout Sol. & PayPal Shares withheld for tax 907 $56.10 $50.9K Form 4

All insider filings on SEC.gov · Where insiders are buying across the market

Who owns PYPL

Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.

5% holders

Anyone who owns more than 5% of a class of shares must say so on Schedule 13D (if they may seek to influence the company) or 13G (a passive holder). The latest filing of each holder is shown: 13G filings of the last 2 years, 13D of the last 3.

HolderOf classSharesFiled
Vanguard Capital Management13G, passive 6.99% 64,386,654 April 30, 2026

Latest filings below 5%: The Vanguard Group 0% (March 27, 2026).

Largest institutional holders

No Form 13F positions imported for this company yet.

Insiders

Reported holdings of insiders who filed a Form 4 in the last 12 months: the shares each one held after their latest reported transaction. This is not the total held by all insiders.

19 insiders reported holding 934,911 shares in total, about $55M at the last price.

HolderSharesAs of
Chriss James AlexanderPresident and CEO, Director 196,403 January 15, 2026
Miller Jamie SChief Fin & Op Officer 86,408 September 15, 2026
Dorman David WDirector 81,121 May 19, 2026
Moffett David MDirector 77,297 May 19, 2026
Webster AaronEVP, Global Chief Risk Officer 70,400 October 15, 2026
Gill MichelleEVP, GM, SMB & Financial Svcs 68,479 March 15, 2026
Yeary Frank DDirector 57,036 May 19, 2026
Christodoro JonathanDirector 47,751 May 19, 2026
Keller FrankPres., Checkout Sol. & PayPal 41,567 October 28, 2026
Sarnoff AnnDirector 38,142 May 19, 2026

Schedule 13D/13G filings on SEC.gov

All filings on SEC EDGAR

Questions about PYPL

What does PayPal Holdings, Inc. do?

PayPal Holdings operates a digital payments platform that enables electronic money transfers and online checkout solutions. Its services, which include PayPal, Venmo, and Braintree, allow consumers to send money and pay for goods, while merchants use them to accept and process digital transactions. Its shares trade on NASDAQ under the ticker PYPL.

What is PayPal Holdings, Inc.'s net worth?

PayPal Holdings, Inc. has a market value (market cap) of $50.3B at the latest share price, and shareholders' equity of $19.5B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.

Is PayPal Holdings, Inc. profitable?

Yes. Over the twelve months to September 30, 2026 it reported net income of $4.7B on revenue of $34.3B, a net margin of 13.8%.

How much revenue does PayPal Holdings, Inc. make?

Over the twelve months to September 30, 2026 PayPal Holdings, Inc. reported revenue of $34.3B. That is 4.4% more than a year earlier.

When did PayPal Holdings, Inc. last report?

Its most recent periodic report is the quarterly report (10-Q) filed on October 27, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the insider trade from October 30, 2026.

When is PayPal Holdings, Inc.'s next earnings report?

PayPal Holdings, Inc.'s next report is expected around February 2, 2027. That is an estimate from its filing rhythm, not a date the company has announced.

Does PayPal Holdings, Inc. pay a dividend?

Yes. PayPal Holdings, Inc. declared dividends of $0.14 per share in fiscal 2025, a yield of 0.24% at the current price.

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Where the numbers come from

Financial figures are the values PayPal Holdings, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.