Invesaro

Stocks PRHIZ Financial statements

Financial statements

Presurance Holdings, Inc. financial statements

Income statement, balance sheet and cash flow statement for the last 10 fiscal years, taken from the XBRL data Presurance Holdings, Inc. files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue93.996.898.99610311610590.567.343.3
Operating expenses17.617.417.717.618.516.518.816.711.811.5
Operating income-11.1-24.2-10.3-11-9.08-13.3-28.3-30.5-37.3-25.9
Interest expense0.651.362.642.882.932.852.973.214.883.19
Pre-tax income-8.64-22.1-9.47-9.12-0.24-1.71-20.5-27.6-36.1-18.3
Income tax-0.08-0.450.05-0.910.010.21-9.44-0.35-1.840.14
Net income to minority interests0
Net income-8.44-21.5-9.23-7.820.6-1.09-10.7-25.923.5-18.4
EBITDA-10.7-23.9-9.95
EPS, basic-1.11-2.74-1.08-0.880.06-0.11-1.00-2.121.93-1.51
EPS, diluted-1.11-2.74-1.08-0.880.06-0.11-1.00-2.121.93-1.51
Shares, basic (weighted)7.627.878.548.889.639.6910.712.212.212.2
Shares, diluted (weighted)7.627.878.548.889.639.6910.712.212.212.2

Balance sheet

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash and equivalents12.511.910.87.468.199.912810.727.727.4
Short-term investments10.811.48.9331.413.32325.920.821.224.7
Total assets204239233247262290312316282239
Total liabilities136186191205217250293313260230
Total debt17.82933.535.84133.633.925.111.912.2
Retained earnings-11.5-33-41.8-49.6-49-50.1-60.8-86.7-63.2-81.6
Other comprehensive income-1.08-0.36-2.610.490.91-2.11-18.2-14.5-13.5-9.6
Shareholders' equity67.852.842.242.744.440.5192.8921.58.97
Total equity67.852.842.242.744.440.5192.8921.58.97
Total liabilities and equity204239233247262290312316282239
Shares outstanding7.638.528.489.599.689.7112.212.212.21.75

Cash flow statement

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income-8.44-21.5-9.23-7.820.6-1.09-10.7-25.924.3-18.4
Depreciation and amortization0.40.370.39
Stock-based compensation0.860.90.970.960.710.220.210.190.080.06
Deferred income tax-0.15-0.420-0.9400-9.40.3300
Change in payables1.530.36.31-1.46-0.9-1.371.35-0.24-4.042.56
Cash from operations6.179.09-1715.42.985.36-40.5-13.4-32.7-43.9
Capital expenditures-0.2-0.01-0.09-0.06-0.08
Purchases of investments-167-218-91.3-157-392-227-318-235-194-301
Sales and maturities of investments13.725.222.810110131.73211.91.96.1
Cash from investing-10.8-2612.2-25-7.341.3856.5-0.2770.328.1
Debt issued6.730
Debt repaid-2.92-14-14.30
Stock issued05055
Share buybacks-0.630-0.64-0.68-0.04-0.01
Cash from financing4.3816.23.716.325.08-5.012.09-3.25-21.115.5
Net change in cash-0.21-0.63-1.08-3.330.731.7218.1-16.916.5-0.29
Free cash flow5.979.08-17.115.32.9
Interest paid0.640.883.122.552.592.882.983.084.262.35
Income taxes paid00-0.080.04-0.080.16-0.01000.14

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $24.25 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Operating margin-57.7%Operating income / revenue.
Pre-tax margin-49.2%Pre-tax income / revenue.
Net margin-49.6%Net income / revenue.
Operating cash flow margin-144.0%Cash from operations / revenue.
Return on equity (ROE)-57.1%Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)-7.1%Net income / average total assets.
Return on invested capital (ROIC)-53.4%Approximation: operating income x (1 - tax rate) / average (total debt + equity - cash). Tax rate is the effective rate when between 0% and 50%, else 21%.
Stock-based pay / revenue0.2%Stock-based compensation (from the cash flow statement) / revenue.

Growth

MetricValueHow it is calculated
Revenue growth, 1y-35.6%Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y-25.5%Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Revenue CAGR, 5y-16.0%Compound annual growth of revenue over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Net income growth, 1y-178.4%Net income vs the same period a year earlier. Only from a positive base.
EPS growth, 1y-178.2%EPS vs the same period a year earlier. Only from a positive base.
Book value growth, 1y-58.3%Book value vs the same period a year earlier. Only from a positive base.
Book value CAGR, 3y-22.1%Compound annual growth of book value over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Book value CAGR, 5y-27.4%Compound annual growth of book value over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Total assets growth, 1y-15.0%Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y-8.5%Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets CAGR, 5y-1.8%Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Share count change, 1y0.0%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y4.6%Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 5y4.9%Change in diluted weighted shares, per year over 5 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Debt / equity0.44xTotal debt / shareholders' equity. Not shown when equity is negative.
Debt / assets5.5%Total debt / total assets.
Liabilities / assets87.5%Total liabilities / total assets.
Net debt-$28.9MTotal debt - cash - short-term investments. Negative means more cash than debt.
Interest coverage-4.16xOperating income / interest expense.
Tangible book value$27.7MShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
Asset turnover0.14xRevenue / average total assets.

Per share

MetricValueHow it is calculated
EPS, diluted-$4.23Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Revenue per share$8.54Revenue / diluted weighted shares.
Operating cash flow per share-$12.29Cash from operations / diluted weighted shares.
Book value per share$7.41Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share$7.41Tangible book value / shares outstanding.
Cash per share$10.99(Cash + short-term investments) / shares outstanding.

Valuation

MetricValueHow it is calculated
Market cap$296.3MShare price x shares outstanding.
Enterprise value$267.5MMarket cap + total debt - cash - short-term investments.
P/S9.27xMarket cap / revenue.
P/B10.7xMarket cap / shareholders' equity. Only when equity is positive.
Price / tangible book10.7xMarket cap / tangible book value, when positive.
EV/Sales8.36xEnterprise value / revenue.
Earnings yield-5.3%Net income / market cap (the inverse of P/E).
What was Presurance Holdings, Inc.'s revenue in fiscal 2025?

Presurance Holdings, Inc. reported revenue of $43.3M for fiscal 2025, 35.6% lower than the year before.

Was Presurance Holdings, Inc. profitable in fiscal 2025?

No. It reported a net loss of $18.4M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

Open interactive statements, quarterly figures and charts

Back to Presurance Holdings, Inc.