Pinnacle Financial Partners, Inc. (PNFP)
Operating cash flow minus capital spending left $679.1M of free cash flow in fiscal 2025. At September 30, 2026 it held $7.2B in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 2, 2026.
Key facts about Pinnacle Financial Partners, Inc.
- Net worth
- Pinnacle Financial Partners, Inc. has a market value (market cap) of $15.5B at the latest share price, and shareholders' equity of $14.6B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $759M of cash; after $79.9M of capital spending, free cash flow was $679.1M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 2, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Pinnacle Financial Partners, Inc.'s next report is expected around January 20, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Pinnacle Financial Partners, Inc. does
Pinnacle Financial Partners, Inc. is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NYSE under the ticker PNFP.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $641.9M | $8.07 | $679.1M |
| 2025 | n/a | $475.1M | $5.96 | $809.8M |
| 2023 | n/a | $562.2M | $7.14 | $400.1M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
It paid out $74.7M in cash dividends, 12% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | n/a | $74.7M | 12% |
| 2025 | n/a | $69M | 15% |
| 2023 | n/a | $68.7M | 12% |
Latest SEC filings
What Pinnacle Financial Partners, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 5, 2026Passive stake changed SCHEDULE 13G/A
- November 4, 2026
- November 2, 2026
- October 21, 2026
- September 10, 2026
- August 25, 2026Form N-PX filing N-PX
- August 14, 2026Form 13F-HR filing 13F-HR
- August 13, 2026Passive stake changed SCHEDULE 13G/A
- August 6, 2026Passive stake changed SCHEDULE 13G/A
- August 6, 2026Passive stake (5% or more) SCHEDULE 13G
Insider trades
What the people running Pinnacle Financial Partners, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $1.3M and sold $19.4M worth of shares in the last 90 days. Most of the selling (97%) was pre-planned under Rule 10b5-1 trading plans.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 5, 2026 | Irby John H.Director | Gave as a giftindirect | 1,500 | - |
| November 2, 2026 | Kamensky Allan EChief Legal Officer | Sold | 5,000 | $523.1K |
| October 28, 2026 | Ingram David BDirector | Bought | 10,000 | $991.6K |
| September 10, 2026 | Montana Gregory GDirector | Bought | 500 | $49.3K |
| September 10, 2026 | Gregory Andrew J. Jr.Chief Financial Officer | Gave as a gift | 8,000 | - |
| September 1, 2026 | Blair Kevin S.Chief Executive Officer, Director | Bought | 2,565 | $250K |
| August 17, 2026 | Turner M TerryDirector | Soldpre-planned (10b5-1) | 54,107 | $5.9M |
| August 14, 2026 | Turner M TerryDirector | Soldpre-planned (10b5-1) | 66,783 | $7.2M |
Who owns PNFP
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Wellington Management Group LLP13G, passive with 3 related filers | 7.4% | August 13, 2026 |
| Fmr LLC13G, passive with 1 related filers | 6.9% | August 6, 2026 |
| Vanguard Capital Management13G, passive | 5.22% | April 30, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 716 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 16,898,375 | +454,797 |
| Wellington Management Group Llp | 11,141,397 | +2,016,827 |
| Fmr LLC | 10,488,929 | +3,290,031 |
| Vanguard Portfolio Management LLC | 6,907,959 | -88,617 |
| Vanguard Capital Management LLC | 6,576,622 | -191,192 |
| State Street Corp | 6,183,914 | +291,782 |
| Invesco Ltd. | 5,607,819 | +2,027,382 |
| Dimensional Fund Advisors LP | 5,101,558 | +66,263 |
| Norges Bank | 3,434,982 | new |
| Pinnacle Financial Partners, Inc. | 3,416,527 | -80,203 |
| Aqr Capital Management LLC | 3,423,222 | -572,420 |
| Geode Capital Management, LLC | 2,980,216 | +187,047 |
| Bank of Montreal | 1,818,045 | +128,308 |
| Charles Schwab Investment Management Inc | 1,655,077 | +32,542 |
| Morgan Stanley | 1,406,527 | -220,953 |
| Northern Trust Corp | 1,358,014 | -62,616 |
| Bank of New York Mellon Corp | 1,318,701 | -71,121 |
| Manufacturers Life Insurance Company, The | 1,165,975 | -29,128 |
| Impax Asset Management Group plc | 1,142,360 | +727,922 |
| Millennium Management LLC | 1,048,678 | +250,330 |
Insiders
23 insiders reported holding 1,504,372 shares in total, about $154.6M at the last price.
| Holder | Shares |
|---|---|
| Mccabe Robert A JrChief Banking Officer, Director | 437,23393,000 held indirectly |
| Turner M TerryDirector | 248,123 |
| Ingram David BDirector | 197,1822,000 held indirectly |
| Blair Kevin S.Chief Executive Officer, Director | 154,397 |
| Thompson G KennedyDirector | 56,86222,000 held indirectly |
| Kamensky Allan EChief Legal Officer | 46,6062,666 held indirectly |
| Storey Barry L.Director | 40,9227,481 held indirectly |
| Gregory Andrew J. Jr.Chief Financial Officer | 40,742 |
| Boxley Abney S IIIDirector | 37,28713,473 held indirectly |
| Bishop Daniel ZacharyChief Operating Officer | 33,186 |
Questions about PNFP
What does Pinnacle Financial Partners, Inc. do?
Pinnacle Financial Partners, Inc. is a company in the Finance sector, listed on NYSE as PNFP. Its shares trade on NYSE under the ticker PNFP.
What is Pinnacle Financial Partners, Inc.'s net worth?
Pinnacle Financial Partners, Inc. has a market value (market cap) of $15.5B at the latest share price, and shareholders' equity of $14.6B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Pinnacle Financial Partners, Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $1B.
When did Pinnacle Financial Partners, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 2, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the insider trade from November 6, 2026.
When is Pinnacle Financial Partners, Inc.'s next earnings report?
Pinnacle Financial Partners, Inc.'s next report is expected around January 20, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Pinnacle Financial Partners, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.