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NYSE · Finance

Cullen/frost Bankers, Inc. (CFR)

Cullen/frost Bankers, Inc. brought in $2.3B of revenue over the twelve months to June 30, 2026, up 7.4% from a year earlier. Net income was $683.7M, a net margin of 29.7%. Operating cash flow minus capital spending left $127.3M of free cash flow in fiscal 2025. At June 30, 2026 it held $6.5B in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on July 30, 2026.

Price
$157.42
+0.78% on the day · September 25, 2026
52-week range $119.00 to $170.80
Market cap
$9.8B
Revenue (last 12 months)
$2.3B
+7.4% year on year
Net margin
29.7%
P/E
15.9
on FY2025 diluted EPS

What Cullen/frost Bankers, Inc. does

Cullen/frost Bankers, Inc. is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NYSE under the ticker CFR.

Revenue and profit by year

Revenue
FY18: $1.3B $1.3B FY18FY19: $1.4B $1.4B FY19FY20: $1.4B $1.4B FY20FY21: $1.4B $1.4B FY21FY22: $1.7B $1.7B FY22FY23: $2B $2B FY23FY24: $2.1B $2.1B FY24FY25: $2.2B $2.2B FY25
Net income
FY18: $454.9M $454.9M FY18FY19: $443.6M $443.6M FY19FY20: $331.2M $331.2M FY20FY21: $443.1M $443.1M FY21FY22: $579.2M $579.2M FY22FY23: $598M $598M FY23FY24: $582.5M $582.5M FY24FY25: $648.6M $648.6M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025$2.2Bn/a$648.6M$9.92$127.3M
2024$2.1Bn/a$582.5M$8.87$861.8M
2023$2Bn/a$598M$9.10$320.2M
2022$1.7Bn/a$579.2M$8.81$620.1M
2021$1.4Bn/a$443.1M$6.76$582.4M
2020$1.4Bn/a$331.2M$5.10$428.8M

Latest SEC filings

What Cullen/frost Bankers, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. August 17, 2026
  2. August 7, 2026
  3. July 30, 2026
    Quarterly report 10-Q · period to June 30, 2026
  4. July 30, 2026
  5. July 27, 2026
  6. June 26, 2026
  7. June 2, 2026
  8. May 12, 2026
  9. May 5, 2026
  10. April 30, 2026
    Quarterly report 10-Q · period to March 31, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on June 15, 2026. Insider transactions on SEC

All filings on SEC EDGAR

Questions about CFR

What does Cullen/frost Bankers, Inc. do?

Cullen/frost Bankers, Inc. is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NYSE under the ticker CFR.

Is Cullen/frost Bankers, Inc. profitable?

Yes. Over the twelve months to June 30, 2026 it reported net income of $683.7M on revenue of $2.3B, a net margin of 29.7%.

How much revenue does Cullen/frost Bankers, Inc. make?

Over the twelve months to June 30, 2026 Cullen/frost Bankers, Inc. reported revenue of $2.3B. That is 7.4% more than a year earlier.

When did Cullen/frost Bankers, Inc. last report?

Its most recent periodic report is the quarterly report (10-Q) filed on July 30, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the investor disclosure from August 17, 2026.

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Where the numbers come from

Financial figures are the values Cullen/frost Bankers, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.